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BCS MODE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

BCS MODE

BE 0676.900.741
NACE 47.711, Retail sale of women's outerwear
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
-€2,272
2023 · €1,837-€4,109
Equity
-€71,976
2023 · -€69,704-€2,272
Cash
€1,216
2023 · €1,636-€420
Balance sheet total
€3,257
2023 · €7,816-€4,559

Largest movements

2023 to 2024
Assets
  • Receivables within one year -€4,140

    down €4,140 (-67.0%), from €6,181 to €2,041

    of which Trade receivables: -€3,727

  • Cash -€420

    down €420 (-25.7%), from €1,636 to €1,216

    mainly Net result for the year (-€2,272) and Other debts (-€1,646)

Equity and liabilities
  • Profit (loss) carried forward -€2,272

    down €2,272 (-2.6%), from -€88,304 to -€90,576

  • Other debts -€1,646

    down €1,646 (-2.1%), from €76,879 to €75,233

  • Accrued charges and deferred income -€621

    no longer reported in 2024 (was €621)

Income statement
  • Gross operating margin -€7,650

    down €7,650, from €5,425 to -€2,225

  • Turnover -€6,658

    down €6,658 (-28.6%), from €23,256 to €16,598

  • Depreciation -€3,517

    no longer reported in 2024 (was €3,517)

  • Purchases and services +€992

    up €992 (+5.6%), from €17,831 to €18,823

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €1,837
Gross operating margin -€7,650
Depreciation +€3,517
Financial charges +€25
Result 2024 -€2,272

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€400
Investment €0
Financing -€20
Cash 2023 €1,636
Net result for the year -€2,272
Receivables within one year +€4,140
Other debts -€1,646
Accrued charges and deferred income -€621
Debts after one year -€20
Cash 2024 €1,216
Every line side by side 26 lines
Line Code 2023 2024 Change %
Total assets 20/58 €7,816 €3,257 -€4,559 -58.3%
Current assets 29/58 €7,816 €3,257 -€4,559 -58.3%
Amounts receivable within one year 40/41 €6,181 €2,041 -€4,140 -67.0%
Trade receivables 40 €3,727 - -€3,727
Other amounts receivable 41 €2,453 €2,041 -€412 -16.8%
Cash at bank and in hand 54/58 €1,636 €1,216 -€420 -25.7%
Total equity and liabilities 10/49 €7,816 €3,257 -€4,559 -58.3%
Equity 10/15 -€69,704 -€71,976 -€2,272 -3.3%
Contributions 10/11 €18,600 €18,600 = 0.0%
Profit (loss) carried forward 14 -€88,304 -€90,576 -€2,272 -2.6%
Amounts payable 17/49 €77,520 €75,233 -€2,288 -3.0%
Amounts payable after more than one year 17 €20 - -€20
Financial debts 170/4 €20 - -€20
Amounts payable within one year 42/48 €76,879 €75,233 -€1,646 -2.1%
Other amounts payable 47/48 €76,879 €75,233 -€1,646 -2.1%
Accrued charges and deferred income 492/3 €621 - -€621
Turnover 70 €23,256 €16,598 -€6,658 -28.6%
Goods, raw materials, services and sundry goods 60/61 €17,831 €18,823 +€992 +5.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €3,517 - -€3,517
Gross operating margin 9900 €5,425 -€2,225 -€7,650
Operating profit (loss) 9901 €1,908 -€2,225 -€4,133
Financial charges 65/66B €71 €47 -€25 -34.4%
Recurring financial charges 65 €71 €47 -€25 -34.4%
Profit (loss) for the period before taxes 9903 €1,837 -€2,272 -€4,109
Profit (loss) for the period 9904 €1,837 -€2,272 -€4,109
Profit (loss) for the period to be appropriated 9905 €1,837 -€2,272 -€4,109

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.