BCR GROUP: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BCR GROUP
Largest movements
- Cash +€495,192
up €495,192 (+666.7%), from €74,279 to €569,471
mainly Current investments (+€300,000) and Net result for the year (+€182,181)
- Current investments -€300,000
no longer reported in 2025 (was €300,000)
- Tangible fixed assets -€30,653
down €30,653 (-27.7%), from €110,543 to €79,890
of which Other tangible fixed assets: -€25,209
- Receivables within one year -€12,990
no longer reported in 2025 (was €12,990)
- Reserves +€182,181
up €182,181 (+63.5%), from €286,763 to €468,945
- Debts after one year -€39,208
down €39,208 (-46.8%), from €83,714 to €44,506
- Tax, wage and social debts +€8,084
up €8,084 (+10.1%), from €80,101 to €88,185
- Financial income +€9,667
up €9,667 (+516.6%), from €1,871 to €11,538
- Gross operating margin +€6,390
up €6,390 (+2.3%), from €281,424 to €287,814
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €499,671 | €650,369 | +€150,698 | +30.2% |
| Fixed assets | 21/28 | €110,543 | €80,898 | -€29,645 | -26.8% |
| Intangible fixed assets | 21 | - | €1,008 | +€1,008 | |
| Tangible fixed assets | 22/27 | €110,543 | €79,890 | -€30,653 | -27.7% |
| Plant, machinery and equipment | 23 | €19,949 | €14,506 | -€5,444 | -27.3% |
| Other tangible fixed assets | 26 | €90,594 | €65,385 | -€25,209 | -27.8% |
| Current assets | 29/58 | €389,128 | €569,471 | +€180,343 | +46.3% |
| Amounts receivable within one year | 40/41 | €12,990 | - | -€12,990 | |
| Trade receivables | 40 | €12,990 | - | -€12,990 | |
| Current investments | 50/53 | €300,000 | - | -€300,000 | |
| Cash at bank and in hand | 54/58 | €74,279 | €569,471 | +€495,192 | +666.7% |
| Deferred charges and accrued income | 490/1 | €1,860 | - | -€1,860 | |
| Total equity and liabilities | 10/49 | €499,671 | €650,369 | +€150,698 | +30.2% |
| Equity | 10/15 | €289,763 | €471,945 | +€182,181 | +62.9% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €286,763 | €468,945 | +€182,181 | +63.5% |
| Distributable reserves | 133 | €286,763 | €468,945 | +€182,181 | +63.5% |
| Amounts payable | 17/49 | €209,908 | €178,424 | -€31,484 | -15.0% |
| Amounts payable after more than one year | 17 | €83,714 | €44,506 | -€39,208 | -46.8% |
| Financial debts | 170/4 | €83,714 | €44,506 | -€39,208 | -46.8% |
| Amounts payable within one year | 42/48 | €126,099 | €129,007 | +€2,908 | +2.3% |
| Current portion of amounts payable after more than one year | 42 | €35,498 | €36,064 | +€566 | +1.6% |
| Trade debts | 44 | €7,250 | €1,508 | -€5,742 | -79.2% |
| Suppliers | 440/4 | €7,250 | €1,508 | -€5,742 | -79.2% |
| Taxes, remuneration and social security | 45 | €80,101 | €88,185 | +€8,084 | +10.1% |
| Taxes | 450/3 | €80,101 | €88,185 | +€8,084 | +10.1% |
| Other amounts payable | 47/48 | €3,250 | €3,250 | = | 0.0% |
| Accrued charges and deferred income | 492/3 | €95 | €4,911 | +€4,816 | +5077.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €35,370 | €36,926 | +€1,556 | +4.4% |
| Gross operating margin | 9900 | €281,424 | €287,814 | +€6,390 | +2.3% |
| Operating profit (loss) | 9901 | €246,054 | €250,888 | +€4,834 | +2.0% |
| Financial income | 75/76B | €1,871 | €11,538 | +€9,667 | +516.6% |
| Recurring financial income | 75 | €1,871 | €11,538 | +€9,667 | +516.6% |
| Financial charges | 65/66B | €2,350 | €1,709 | -€640 | -27.3% |
| Recurring financial charges | 65 | €2,350 | €1,709 | -€640 | -27.3% |
| Profit (loss) for the period before taxes | 9903 | €245,575 | €260,716 | +€15,141 | +6.2% |
| Income taxes | 67/77 | €77,529 | €78,535 | +€1,006 | +1.3% |
| Profit (loss) for the period | 9904 | €168,047 | €182,181 | +€14,135 | +8.4% |
| Profit (loss) for the period to be appropriated | 9905 | €168,047 | €182,181 | +€14,135 | +8.4% |
Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.