BCR BATIMENT: what changed
BCR BATIMENT
Largest movements
- Cash -€28,337
down €28,337 (-84.9%), from €33,366 to €5,029
mainly Trade debts (-€62,888) and Investment in fixed assets (net) (-€1,406)
- Receivables within one year -€25,851
down €25,851 (-28.5%), from €90,574 to €64,723
of which Other amounts receivable: -€29,211
- Trade debts -€62,888
down €62,888 (-96.3%), from €65,300 to €2,412
of which Bills of exchange payable: -€62,295
- Profit (loss) carried forward +€8,667
up €8,667 (+19.5%), from €44,429 to €53,096
- Tax, wage and social debts +€1,263
up €1,263 (+11.3%), from €11,210 to €12,474
- Gross operating margin -€43,543
down €43,543 (-77.5%), from €56,154 to €12,611
- Taxes -€8,797
down €8,797 (-78.5%), from €11,210 to €2,413
- Other operating charges +€732
up €732 (+146%), from €501 to €1,233
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €123,940 | €70,982 | -€52,958 | -42.7% |
| Fixed assets | 21/28 | - | €1,230 | +€1,230 | |
| Tangible fixed assets | 22/27 | - | €1,230 | +€1,230 | |
| Furniture and vehicles | 24 | - | €1,230 | +€1,230 | |
| Current assets | 29/58 | €123,940 | €69,751 | -€54,188 | -43.7% |
| Amounts receivable within one year | 40/41 | €90,574 | €64,723 | -€25,851 | -28.5% |
| Trade receivables | 40 | €25,661 | €29,021 | +€3,360 | +13.1% |
| Other amounts receivable | 41 | €64,913 | €35,702 | -€29,211 | -45.0% |
| Cash at bank and in hand | 54/58 | €33,366 | €5,029 | -€28,337 | -84.9% |
| Total equity and liabilities | 10/49 | €123,940 | €70,982 | -€52,958 | -42.7% |
| Equity | 10/15 | €47,429 | €56,096 | +€8,667 | +18.3% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €44,429 | €53,096 | +€8,667 | +19.5% |
| Amounts payable | 17/49 | €76,510 | €14,885 | -€61,625 | -80.5% |
| Amounts payable within one year | 42/48 | €76,510 | €14,885 | -€61,625 | -80.5% |
| Trade debts | 44 | €65,300 | €2,412 | -€62,888 | -96.3% |
| Suppliers | 440/4 | €3,005 | €2,412 | -€593 | -19.7% |
| Bills of exchange payable | 441 | €62,295 | - | -€62,295 | |
| Taxes, remuneration and social security | 45 | €11,210 | €12,474 | +€1,263 | +11.3% |
| Taxes | 450/3 | €11,210 | €12,474 | +€1,263 | +11.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €176 | +€176 | |
| Other operating charges | 640/8 | €501 | €1,233 | +€732 | +146% |
| Gross operating margin | 9900 | €56,154 | €12,611 | -€43,543 | -77.5% |
| Operating profit (loss) | 9901 | €55,654 | €11,203 | -€44,451 | -79.9% |
| Financial charges | 65/66B | €14 | €122 | +€108 | +781% |
| Recurring financial charges | 65 | €14 | €122 | +€108 | +781% |
| Profit (loss) for the period before taxes | 9903 | €55,640 | €11,080 | -€44,559 | -80.1% |
| Income taxes | 67/77 | €11,210 | €2,413 | -€8,797 | -78.5% |
| Profit (loss) for the period | 9904 | €44,429 | €8,667 | -€35,762 | -80.5% |
| Profit (loss) for the period to be appropriated | 9905 | €44,429 | €8,667 | -€35,762 | -80.5% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 30 November 2024 and 30 November 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.