BClouded: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BClouded
Largest movements
- Cash +€18,987
up €18,987 (+40.5%), from €46,888 to €65,876
mainly Net result for the year (+€112,838) and Other debts (+€48,430)
- Receivables within one year +€5,138
up €5,138 (+14.9%), from €34,418 to €39,556
of which Trade receivables: +€8,472
- Current investments -€3,648
down €3,648 (-36.1%), from €10,112 to €6,464
- Other debts +€48,430
up €48,430 (+229.4%), from €21,115 to €69,545
- Reserves -€33,527
down €33,527 (-59.5%), from €56,366 to €22,838
- Tax, wage and social debts +€7,293
up €7,293 (+58.9%), from €12,388 to €19,681
- Trade debts -€1,623
down €1,623 (-51.4%), from €3,160 to €1,536
- Gross operating margin +€38,175
up €38,175 (+35.3%), from €108,022 to €146,197
- Taxes +€10,038
up €10,038 (+43.8%), from €22,916 to €32,954
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €94,028 | €114,600 | +€20,572 | +21.9% |
| Fixed assets | 21/28 | €38 | €0 | -€38 | -100.0% |
| Tangible fixed assets | 22/27 | €38 | €0 | -€38 | -100.0% |
| Furniture and vehicles | 24 | €38 | €0 | -€38 | -100.0% |
| Current assets | 29/58 | €93,990 | €114,600 | +€20,610 | +21.9% |
| Amounts receivable after more than one year | 29 | €0 | - | = | |
| Other amounts receivable | 291 | €0 | - | = | |
| Amounts receivable within one year | 40/41 | €34,418 | €39,556 | +€5,138 | +14.9% |
| Trade receivables | 40 | €31,084 | €39,556 | +€8,472 | +27.3% |
| Other amounts receivable | 41 | €3,334 | €0 | -€3,334 | -100.0% |
| Current investments | 50/53 | €10,112 | €6,464 | -€3,648 | -36.1% |
| Cash at bank and in hand | 54/58 | €46,888 | €65,876 | +€18,987 | +40.5% |
| Deferred charges and accrued income | 490/1 | €2,572 | €2,704 | +€133 | +5.2% |
| Total equity and liabilities | 10/49 | €94,028 | €114,600 | +€20,572 | +21.9% |
| Equity | 10/15 | €57,366 | €23,838 | -€33,527 | -58.4% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Reserves | 13 | €56,366 | €22,838 | -€33,527 | -59.5% |
| Distributable reserves | 133 | €56,366 | €22,838 | -€33,527 | -59.5% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €36,662 | €90,762 | +€54,099 | +147.6% |
| Amounts payable within one year | 42/48 | €36,662 | €90,762 | +€54,099 | +147.6% |
| Trade debts | 44 | €3,160 | €1,536 | -€1,623 | -51.4% |
| Suppliers | 440/4 | €3,160 | €1,536 | -€1,623 | -51.4% |
| Taxes, remuneration and social security | 45 | €12,388 | €19,681 | +€7,293 | +58.9% |
| Taxes | 450/3 | €12,388 | €19,681 | +€7,293 | +58.9% |
| Other amounts payable | 47/48 | €21,115 | €69,545 | +€48,430 | +229.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €362 | €38 | -€324 | -89.6% |
| Other operating charges | 640/8 | €387 | €400 | +€12 | +3.2% |
| Gross operating margin | 9900 | €108,022 | €146,197 | +€38,175 | +35.3% |
| Operating profit (loss) | 9901 | €107,273 | €145,759 | +€38,487 | +35.9% |
| Financial income | 75/76B | €727 | €220 | -€508 | -69.8% |
| Recurring financial income | 75 | €727 | €220 | -€508 | -69.8% |
| Financial charges | 65/66B | €718 | €187 | -€531 | -74.0% |
| Recurring financial charges | 65 | €718 | €187 | -€531 | -74.0% |
| Profit (loss) for the period before taxes | 9903 | €107,282 | €145,792 | +€38,510 | +35.9% |
| Income taxes | 67/77 | €22,916 | €32,954 | +€10,038 | +43.8% |
| Profit (loss) for the period | 9904 | €84,366 | €112,838 | +€28,473 | +33.7% |
| Profit (loss) for the period to be appropriated | 9905 | €84,366 | €112,838 | +€28,473 | +33.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.