BCH BROKERS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BCH BROKERS
Largest movements
- Cash +€1,031
up €1,031 (+4.6%), from €22,665 to €23,696
mainly Net result for the year (+€2,147) and Tax, wage and social debts (+€1,021)
- Provisions -€2,279
down €2,279 (-46.2%), from €4,936 to €2,657
- Profit (loss) carried forward +€2,147
up €2,147, from -€807 to €1,340
- Tax, wage and social debts +€1,021
new in 2025: €1,021
- Gross operating margin -€11,934
down €11,934 (-81.8%), from €14,585 to €2,651
- Taxes -€2,590
down €2,590 (-69.4%), from €3,734 to €1,144
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €23,526 | €24,355 | +€829 | +3.5% |
| Current assets | 29/58 | €23,526 | €24,355 | +€829 | +3.5% |
| Amounts receivable within one year | 40/41 | €747 | €591 | -€156 | -20.9% |
| Trade receivables | 40 | €533 | €591 | +€58 | +10.8% |
| Other amounts receivable | 41 | €214 | - | -€214 | |
| Cash at bank and in hand | 54/58 | €22,665 | €23,696 | +€1,031 | +4.6% |
| Deferred charges and accrued income | 490/1 | €114 | €68 | -€46 | -40.1% |
| Total equity and liabilities | 10/49 | €23,526 | €24,355 | +€829 | +3.5% |
| Equity | 10/15 | €13,453 | €15,600 | +€2,147 | +16.0% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€807 | €1,340 | +€2,147 | |
| Provisions and deferred taxes | 16 | €4,936 | €2,657 | -€2,279 | -46.2% |
| Provisions for liabilities and charges | 160/5 | €4,936 | €2,657 | -€2,279 | -46.2% |
| Other liabilities and charges | 164/5 | €4,936 | €2,657 | -€2,279 | -46.2% |
| Amounts payable | 17/49 | €5,137 | €6,099 | +€962 | +18.7% |
| Amounts payable within one year | 42/48 | €5,137 | €6,099 | +€962 | +18.7% |
| Trade debts | 44 | €4,518 | €4,459 | -€59 | -1.3% |
| Suppliers | 440/4 | €4,518 | €4,459 | -€59 | -1.3% |
| Taxes, remuneration and social security | 45 | - | €1,021 | +€1,021 | |
| Taxes | 450/3 | - | €1,021 | +€1,021 | |
| Other amounts payable | 47/48 | €619 | €619 | = | 0.0% |
| Provisions for liabilities and charges: additions (uses and reversals) | 635/8 | -€1,009 | -€1,009 | = | 0.0% |
| Other operating charges | 640/8 | €387 | €400 | +€12 | +3.2% |
| Gross operating margin | 9900 | €14,585 | €2,651 | -€11,934 | -81.8% |
| Operating profit (loss) | 9901 | €15,207 | €3,260 | -€11,947 | -78.6% |
| Financial income | 75/76B | €95 | €75 | -€20 | -21.0% |
| Recurring financial income | 75 | €95 | €75 | -€20 | -21.0% |
| Financial charges | 65/66B | €44 | €45 | +€2 | +3.4% |
| Recurring financial charges | 65 | €44 | €45 | +€2 | +3.4% |
| Profit (loss) for the period before taxes | 9903 | €15,259 | €3,291 | -€11,968 | -78.4% |
| Income taxes | 67/77 | €3,734 | €1,144 | -€2,590 | -69.4% |
| Profit (loss) for the period | 9904 | €11,525 | €2,147 | -€9,378 | -81.4% |
| Profit (loss) for the period to be appropriated | 9905 | €11,525 | €2,147 | -€9,378 | -81.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 19 October 2026 via checked.be.