BCC IMMO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BCC IMMO
Largest movements
- Cash -€158,132
down €158,132 (-59.6%), from €265,211 to €107,079
mainly Tax, wage and social debts (-€94,915) and Stocks and contracts (-€47,600)
- Stocks and contracts +€47,600
new in 2025: €47,600
- Receivables within one year +€21,922
up €21,922 (+453.4%), from €4,835 to €26,756
of which Trade receivables: +€18,785
- Tangible fixed assets -€17,805
down €17,805 (-80.4%), from €22,135 to €4,330
- Tax, wage and social debts -€94,915
down €94,915 (-91.5%), from €103,733 to €8,819
- Trade debts +€35,949
up €35,949 (+472.7%), from €7,605 to €43,554
- Profit (loss) carried forward -€35,220
down €35,220, from €29,566 to -€5,653
- Other debts -€12,406
down €12,406 (-8.5%), from €146,586 to €134,180
- Gross operating margin -€101,963
down €101,963, from €71,284 to -€30,679
- Financial charges -€20,857
down €20,857 (-90.5%), from €23,050 to €2,193
- Taxes -€8,468
down €8,468 (-98.0%), from €8,644 to €175
- Depreciation +€724
up €724 (+113.5%), from €638 to €1,362
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €292,491 | €185,900 | -€106,591 | -36.4% |
| Fixed assets | 21/28 | €22,135 | €4,330 | -€17,805 | -80.4% |
| Tangible fixed assets | 22/27 | €22,135 | €4,330 | -€17,805 | -80.4% |
| Furniture and vehicles | 24 | €22,135 | €4,330 | -€17,805 | -80.4% |
| Current assets | 29/58 | €270,356 | €181,570 | -€88,787 | -32.8% |
| Stocks and contracts in progress | 3 | - | €47,600 | +€47,600 | |
| Stocks | 30/36 | - | €47,600 | +€47,600 | |
| Amounts receivable within one year | 40/41 | €4,835 | €26,756 | +€21,922 | +453.4% |
| Trade receivables | 40 | - | €18,785 | +€18,785 | |
| Other amounts receivable | 41 | €4,835 | €7,971 | +€3,137 | +64.9% |
| Cash at bank and in hand | 54/58 | €265,211 | €107,079 | -€158,132 | -59.6% |
| Deferred charges and accrued income | 490/1 | €311 | €134 | -€177 | -56.9% |
| Total equity and liabilities | 10/49 | €292,491 | €185,900 | -€106,591 | -36.4% |
| Equity | 10/15 | €34,566 | -€653 | -€35,220 | |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €29,566 | -€5,653 | -€35,220 | |
| Amounts payable | 17/49 | €257,925 | €186,554 | -€71,372 | -27.7% |
| Amounts payable within one year | 42/48 | €257,925 | €186,554 | -€71,372 | -27.7% |
| Trade debts | 44 | €7,605 | €43,554 | +€35,949 | +472.7% |
| Suppliers | 440/4 | €7,605 | €43,554 | +€35,949 | +472.7% |
| Taxes, remuneration and social security | 45 | €103,733 | €8,819 | -€94,915 | -91.5% |
| Taxes | 450/3 | €103,733 | €8,819 | -€94,915 | -91.5% |
| Other amounts payable | 47/48 | €146,586 | €134,180 | -€12,406 | -8.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €638 | €1,362 | +€724 | +113.5% |
| Other operating charges | 640/8 | €387 | €810 | +€423 | +109.2% |
| Gross operating margin | 9900 | €71,284 | -€30,679 | -€101,963 | |
| Operating profit (loss) | 9901 | €70,258 | -€32,852 | -€103,110 | |
| Financial income | 75/76B | €4 | €0 | -€3 | -95.7% |
| Recurring financial income | 75 | €4 | €0 | -€3 | -95.7% |
| Financial charges | 65/66B | €23,050 | €2,193 | -€20,857 | -90.5% |
| Recurring financial charges | 65 | €23,050 | €2,193 | -€20,857 | -90.5% |
| Profit (loss) for the period before taxes | 9903 | €47,211 | -€35,045 | -€82,256 | |
| Income taxes | 67/77 | €8,644 | €175 | -€8,468 | -98.0% |
| Profit (loss) for the period | 9904 | €38,568 | -€35,220 | -€73,787 | |
| Profit (loss) for the period to be appropriated | 9905 | €38,568 | -€35,220 | -€73,787 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.