BBV SECURITE: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BBV SECURITE
Largest movements
- Receivables within one year -€11,208
down €11,208 (-45.9%), from €24,395 to €13,187
of which Trade receivables: -€9,603
- Tangible fixed assets -€4,666
down €4,666 (-76.5%), from €6,098 to €1,432
of which Furniture and vehicles: -€4,426
- Cash -€419
down €419 (-15.3%), from €2,733 to €2,315
mainly Trade debts (-€13,262) and Tax, wage and social debts (-€7,552)
- Trade debts -€13,262
no longer reported in 2024 (was €13,262)
- Tax, wage and social debts -€7,552
no longer reported in 2024 (was €7,552)
- Profit (loss) carried forward +€4,521
up €4,521 (+43.4%), from €10,413 to €14,934
- Gross operating margin +€5,781
up €5,781 (+132.4%), from €4,368 to €10,150
- Taxes -€3,933
no longer reported in 2024 (was €3,933)
- Financial charges +€3,810
up €3,810 (+2403.5%), from €159 to €3,968
of which Non-recurring financial charges: +€3,580
- Depreciation -€2,250
down €2,250 (-80.0%), from €2,814 to €564
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €33,227 | €16,934 | -€16,293 | -49.0% |
| Fixed assets | 21/28 | €6,098 | €1,432 | -€4,666 | -76.5% |
| Tangible fixed assets | 22/27 | €6,098 | €1,432 | -€4,666 | -76.5% |
| Plant, machinery and equipment | 23 | €918 | €678 | -€240 | -26.1% |
| Furniture and vehicles | 24 | €5,180 | €754 | -€4,426 | -85.4% |
| Current assets | 29/58 | €27,129 | €15,502 | -€11,627 | -42.9% |
| Amounts receivable within one year | 40/41 | €24,395 | €13,187 | -€11,208 | -45.9% |
| Trade receivables | 40 | €9,603 | - | -€9,603 | |
| Other amounts receivable | 41 | €14,792 | €13,187 | -€1,605 | -10.9% |
| Cash at bank and in hand | 54/58 | €2,733 | €2,315 | -€419 | -15.3% |
| Total equity and liabilities | 10/49 | €33,227 | €16,934 | -€16,293 | -49.0% |
| Equity | 10/15 | €12,413 | €16,934 | +€4,521 | +36.4% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €10,413 | €14,934 | +€4,521 | +43.4% |
| Amounts payable | 17/49 | €20,814 | - | -€20,814 | |
| Amounts payable within one year | 42/48 | €20,814 | - | -€20,814 | |
| Trade debts | 44 | €13,262 | - | -€13,262 | |
| Suppliers | 440/4 | €13,262 | - | -€13,262 | |
| Taxes, remuneration and social security | 45 | €7,552 | - | -€7,552 | |
| Remuneration and social security | 454/9 | €7,552 | - | -€7,552 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,814 | €564 | -€2,250 | -80.0% |
| Other operating charges | 640/8 | €922 | €859 | -€63 | -6.9% |
| Non-recurring operating charges | 66A | €4,156 | €238 | -€3,918 | -94.3% |
| Gross operating margin | 9900 | €4,368 | €10,150 | +€5,781 | +132.4% |
| Operating profit (loss) | 9901 | -€3,523 | €8,489 | +€12,012 | |
| Financial charges | 65/66B | €159 | €3,968 | +€3,810 | +2403.5% |
| Recurring financial charges | 65 | €133 | €362 | +€229 | +172.7% |
| Non-recurring financial charges | 66B | €26 | €3,606 | +€3,580 | +13962.7% |
| Profit (loss) for the period before taxes | 9903 | -€3,682 | €4,521 | +€8,203 | |
| Income taxes | 67/77 | €3,933 | - | -€3,933 | |
| Profit (loss) for the period | 9904 | -€7,615 | €4,521 | +€12,135 | |
| Profit (loss) for the period to be appropriated | 9905 | -€7,615 | €4,521 | +€12,135 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.