BBV GO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BBV GO
Largest movements
- Receivables within one year -€15,346
down €15,346 (-94.4%), from €16,249 to €904
- Deferred charges and accrued income -€934
no longer reported in 2025 (was €934)
- Short-term financial debts -€12,180
down €12,180 (-77.7%), from €15,677 to €3,498
- Profit (loss) carried forward -€4,595
down €4,595 (-4.4%), from -€104,684 to -€109,279
- Other debts +€800
new in 2025: €800
- Trade debts -€200
down €200 (-69.5%), from €287 to €88
- Purchases and services +€1,310
new in 2025: €1,310
- Other operating charges -€926
down €926 (-58.8%), from €1,576 to €649
- Gross operating margin +€384
up €384 (+22.7%), from -€1,693 to -€1,310
- Financial charges -€108
down €108 (-3.9%), from €2,788 to €2,680
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Cash or the result is not a separate line in both sets of accounts; the cash flow cannot be derived from them.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €17,183 | €904 | -€16,279 | -94.7% |
| Current assets | 29/58 | €17,183 | €904 | -€16,279 | -94.7% |
| Amounts receivable within one year | 40/41 | €16,249 | €904 | -€15,346 | -94.4% |
| Other amounts receivable | 41 | €16,249 | €904 | -€15,346 | -94.4% |
| Deferred charges and accrued income | 490/1 | €934 | - | -€934 | |
| Total equity and liabilities | 10/49 | €17,183 | €904 | -€16,279 | -94.7% |
| Equity | 10/15 | €516 | -€4,079 | -€4,595 | |
| Contributions | 10/11 | €100,000 | €100,000 | = | 0.0% |
| Reserves | 13 | €5,200 | €5,200 | = | 0.0% |
| Distributable reserves | 133 | €5,200 | €5,200 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€104,684 | -€109,279 | -€4,595 | -4.4% |
| Amounts payable | 17/49 | €16,667 | €4,982 | -€11,685 | -70.1% |
| Amounts payable within one year | 42/48 | €15,965 | €4,385 | -€11,579 | -72.5% |
| Financial debts | 43 | €15,677 | €3,498 | -€12,180 | -77.7% |
| Credit institutions | 430/8 | €15,677 | €3,498 | -€12,180 | -77.7% |
| Trade debts | 44 | €287 | €88 | -€200 | -69.5% |
| Suppliers | 440/4 | €287 | €88 | -€200 | -69.5% |
| Other amounts payable | 47/48 | - | €800 | +€800 | |
| Accrued charges and deferred income | 492/3 | €702 | €597 | -€105 | -15.0% |
| Goods, raw materials, services and sundry goods | 60/61 | - | €1,310 | +€1,310 | |
| Other operating charges | 640/8 | €1,576 | €649 | -€926 | -58.8% |
| Gross operating margin | 9900 | -€1,693 | -€1,310 | +€384 | +22.7% |
| Operating profit (loss) | 9901 | -€3,269 | -€1,959 | +€1,310 | +40.1% |
| Financial income | 75/76B | €47 | €44 | -€2 | -5.3% |
| Recurring financial income | 75 | €47 | €44 | -€2 | -5.3% |
| Financial charges | 65/66B | €2,788 | €2,680 | -€108 | -3.9% |
| Recurring financial charges | 65 | €2,788 | €2,680 | -€108 | -3.9% |
| Profit (loss) for the period before taxes | 9903 | -€6,010 | -€4,595 | +€1,416 | +23.6% |
| Profit (loss) for the period | 9904 | -€6,010 | -€4,595 | +€1,416 | +23.6% |
| Profit (loss) for the period to be appropriated | 9905 | -€6,010 | -€4,595 | +€1,416 | +23.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.