BANOM: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BANOM
Largest movements
- Cash -€1,905
down €1,905 (-33.9%), from €5,628 to €3,723
mainly Net result for the year (-€5,731) and Trade debts (-€1,174)
- Profit (loss) carried forward -€5,731
down €5,731 (-3.4%), from -€168,561 to -€174,292
- Other debts +€5,000
up €5,000 (+3.2%), from €155,277 to €160,277
- Trade debts -€1,174
down €1,174 (-16.7%), from €7,018 to €5,844
No income-statement line moved by more than 1% of the activity.
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €6,134 | €4,229 | -€1,905 | -31.1% |
| Current assets | 29/58 | €6,134 | €4,229 | -€1,905 | -31.1% |
| Amounts receivable within one year | 40/41 | €506 | €506 | = | 0.0% |
| Other amounts receivable | 41 | €506 | €506 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €5,628 | €3,723 | -€1,905 | -33.9% |
| Total equity and liabilities | 10/49 | €6,134 | €4,229 | -€1,905 | -31.1% |
| Equity | 10/15 | -€156,161 | -€161,892 | -€5,731 | -3.7% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€168,561 | -€174,292 | -€5,731 | -3.4% |
| Amounts payable | 17/49 | €162,295 | €166,121 | +€3,826 | +2.4% |
| Amounts payable within one year | 42/48 | €162,295 | €166,121 | +€3,826 | +2.4% |
| Trade debts | 44 | €7,018 | €5,844 | -€1,174 | -16.7% |
| Suppliers | 440/4 | €7,018 | €5,844 | -€1,174 | -16.7% |
| Other amounts payable | 47/48 | €155,277 | €160,277 | +€5,000 | +3.2% |
| Other operating charges | 640/8 | €387 | €400 | +€12 | +3.2% |
| Non-recurring operating charges | 66A | €0 | - | = | |
| Gross operating margin | 9900 | -€5,287 | -€5,277 | +€10 | +0.2% |
| Operating profit (loss) | 9901 | -€5,675 | -€5,677 | -€2 | 0.0% |
| Financial charges | 65/66B | €40 | €55 | +€15 | +37.7% |
| Recurring financial charges | 65 | €40 | €55 | +€15 | +37.7% |
| Profit (loss) for the period before taxes | 9903 | -€5,714 | -€5,731 | -€17 | -0.3% |
| Profit (loss) for the period | 9904 | -€5,714 | -€5,731 | -€17 | -0.3% |
| Profit (loss) for the period to be appropriated | 9905 | -€5,714 | -€5,731 | -€17 | -0.3% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.