BANNEUX: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BANNEUX
Largest movements
- Stocks and contracts -€3,500
down €3,500 (-30.4%), from €11,500 to €8,000
- Receivables within one year -€2,432
down €2,432 (-26.9%), from €9,032 to €6,600
of which Trade receivables: -€2,331
- Tangible fixed assets -€1,200
down €1,200 (-39.8%), from €3,012 to €1,812
- Cash +€1,027
up €1,027 (+127%), from €807 to €1,834
mainly Other debts (+€4,656) and Stocks and contracts (+€3,500)
- Profit (loss) carried forward -€8,124
down €8,124 (-38.0%), from -€21,362 to -€29,486
- Tax, wage and social debts -€6,264
down €6,264 (-100%), from €6,264 to €0
- Other debts +€4,656
up €4,656 (+25.4%), from €18,335 to €22,991
- Trade debts +€3,228
up €3,228 (+48.4%), from €6,666 to €9,894
- Accrued charges and deferred income +€400
up €400 (+103%), from €387 to €787
- Gross operating margin +€9,949
up €9,949 (+78.8%), from -€12,621 to -€2,672
- Write-downs +€3,500
up €3,500, from €0 to €3,500
- Financial charges -€811
down €811 (-69.7%), from €1,163 to €352
- Depreciation -€298
down €298 (-19.9%), from €1,498 to €1,200
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €24,350 | €18,245 | -€6,105 | -25.1% |
| Fixed assets | 21/28 | €3,012 | €1,812 | -€1,200 | -39.8% |
| Intangible fixed assets | 21 | €0 | - | = | |
| Tangible fixed assets | 22/27 | €3,012 | €1,812 | -€1,200 | -39.8% |
| Other tangible fixed assets | 26 | €3,012 | €1,812 | -€1,200 | -39.8% |
| Current assets | 29/58 | €21,339 | €16,433 | -€4,905 | -23.0% |
| Stocks and contracts in progress | 3 | €11,500 | €8,000 | -€3,500 | -30.4% |
| Stocks | 30/36 | €11,500 | €8,000 | -€3,500 | -30.4% |
| Amounts receivable within one year | 40/41 | €9,032 | €6,600 | -€2,432 | -26.9% |
| Trade receivables | 40 | €8,726 | €6,394 | -€2,331 | -26.7% |
| Other amounts receivable | 41 | €306 | €205 | -€101 | -32.9% |
| Cash at bank and in hand | 54/58 | €807 | €1,834 | +€1,027 | +127% |
| Total equity and liabilities | 10/49 | €24,350 | €18,245 | -€6,105 | -25.1% |
| Equity | 10/15 | -€7,303 | -€15,427 | -€8,124 | -111% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €1,659 | €1,659 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,659 | €1,659 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,659 | €1,659 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€21,362 | -€29,486 | -€8,124 | -38.0% |
| Amounts payable | 17/49 | €31,653 | €33,672 | +€2,019 | +6.4% |
| Amounts payable within one year | 42/48 | €31,266 | €32,885 | +€1,619 | +5.2% |
| Trade debts | 44 | €6,666 | €9,894 | +€3,228 | +48.4% |
| Suppliers | 440/4 | €6,666 | €9,894 | +€3,228 | +48.4% |
| Advances received on contracts in progress | 46 | €0 | - | = | |
| Taxes, remuneration and social security | 45 | €6,264 | €0 | -€6,264 | -100% |
| Taxes | 450/3 | €6,264 | €0 | -€6,264 | -100% |
| Other amounts payable | 47/48 | €18,335 | €22,991 | +€4,656 | +25.4% |
| Accrued charges and deferred income | 492/3 | €387 | €787 | +€400 | +103% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,498 | €1,200 | -€298 | -19.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €0 | €3,500 | +€3,500 | |
| Other operating charges | 640/8 | €387 | €400 | +€12 | +3.2% |
| Non-recurring operating charges | 66A | €3,697 | €0 | -€3,697 | -100% |
| Gross operating margin | 9900 | -€12,621 | -€2,672 | +€9,949 | +78.8% |
| Operating profit (loss) | 9901 | -€18,205 | -€7,772 | +€10,433 | +57.3% |
| Financial income | 75/76B | €0 | - | = | |
| Recurring financial income | 75 | €0 | - | = | |
| Financial charges | 65/66B | €1,163 | €352 | -€811 | -69.7% |
| Recurring financial charges | 65 | €1,163 | €352 | -€811 | -69.7% |
| Profit (loss) for the period before taxes | 9903 | -€19,368 | -€8,124 | +€11,244 | +58.1% |
| Profit (loss) for the period | 9904 | -€19,368 | -€8,124 | +€11,244 | +58.1% |
| Profit (loss) for the period to be appropriated | 9905 | -€19,368 | -€8,124 | +€11,244 | +58.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.