BANLIEUES: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BANLIEUES
Largest movements
- Receivables within one year +€23,847
up €23,847 (+16.1%), from €148,031 to €171,878
of which Trade receivables: +€14,305
- Cash +€13,348
up €13,348 (+29.5%), from €45,272 to €58,620
mainly Tax, wage and social debts (+€20,622) and Trade debts (+€15,892)
- Deferred charges and accrued income -€4,150
down €4,150 (-44.6%), from €9,301 to €5,151
- Tax, wage and social debts +€20,622
up €20,622 (+20.5%), from €100,691 to €121,313
of which Remuneration and social security: +€18,371
- Trade debts +€15,892
up €15,892 (+48.4%), from €32,858 to €48,750
- Reserves -€10,155
down €10,155 (-10.5%), from €96,787 to €86,632
- Accrued charges and deferred income +€9,838
up €9,838 (+394%), from €2,500 to €12,338
- Turnover -€30,668
down €30,668 (-9.4%), from €325,442 to €294,774
- Staff costs +€25,641
up €25,641 (+4.5%), from €571,809 to €597,450
- Purchases and services -€10,080
down €10,080 (-6.6%), from €152,234 to €142,154
- Gross operating margin -€7,113
down €7,113 (-1.2%), from €598,005 to €590,892
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €352,224 | €385,112 | +€32,888 | +9.3% |
| Fixed assets | 21/28 | €149,620 | €149,463 | -€157 | -0.1% |
| Tangible fixed assets | 22/27 | €3,817 | €3,660 | -€157 | -4.1% |
| Furniture and vehicles | 24 | €3,817 | €3,660 | -€157 | -4.1% |
| Financial fixed assets | 28 | €145,803 | €145,803 | = | 0.0% |
| Current assets | 29/58 | €202,604 | €235,649 | +€33,045 | +16.3% |
| Amounts receivable within one year | 40/41 | €148,031 | €171,878 | +€23,847 | +16.1% |
| Trade receivables | 40 | €116,233 | €130,538 | +€14,305 | +12.3% |
| Other amounts receivable | 41 | €31,798 | €41,340 | +€9,542 | +30.0% |
| Cash at bank and in hand | 54/58 | €45,272 | €58,620 | +€13,348 | +29.5% |
| Deferred charges and accrued income | 490/1 | €9,301 | €5,151 | -€4,150 | -44.6% |
| Total equity and liabilities | 10/49 | €352,224 | €385,112 | +€32,888 | +9.3% |
| Equity | 10/15 | €201,406 | €190,786 | -€10,620 | -5.3% |
| Contributions | 10/11 | €24,227 | €24,227 | = | 0.0% |
| Capital | 10 | €24,227 | €24,227 | = | 0.0% |
| Reserves | 13 | €96,787 | €86,632 | -€10,155 | -10.5% |
| Profit (loss) carried forward | 14 | €80,392 | €79,927 | -€465 | -0.6% |
| Amounts payable | 17/49 | €150,818 | €194,326 | +€43,508 | +28.8% |
| Amounts payable after more than one year | 17 | €2,145 | €2,145 | = | 0.0% |
| Other amounts payable | 178/9 | €2,145 | €2,145 | = | 0.0% |
| Amounts payable within one year | 42/48 | €146,173 | €179,843 | +€33,670 | +23.0% |
| Financial debts | 43 | €12,624 | €9,780 | -€2,844 | -22.5% |
| Other loans | 439 | €12,624 | €9,780 | -€2,844 | -22.5% |
| Trade debts | 44 | €32,858 | €48,750 | +€15,892 | +48.4% |
| Suppliers | 440/4 | €32,858 | €48,750 | +€15,892 | +48.4% |
| Taxes, remuneration and social security | 45 | €100,691 | €121,313 | +€20,622 | +20.5% |
| Taxes | 450/3 | €34,651 | €36,902 | +€2,251 | +6.5% |
| Remuneration and social security | 454/9 | €66,040 | €84,411 | +€18,371 | +27.8% |
| Accrued charges and deferred income | 492/3 | €2,500 | €12,338 | +€9,838 | +394% |
| Turnover | 70 | €325,442 | €294,774 | -€30,668 | -9.4% |
| Membership fees, donations, legacies and grants | 73 | €418,997 | €438,272 | +€19,275 | +4.6% |
| Non-recurring operating income | 76A | €5,800 | - | -€5,800 | |
| Goods, raw materials, services and sundry goods | 60/61 | €152,234 | €142,154 | -€10,080 | -6.6% |
| Remuneration, social security and pensions | 62 | €571,809 | €597,450 | +€25,641 | +4.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,039 | €1,446 | +€407 | +39.2% |
| Other operating charges | 640/8 | €2,631 | €1,450 | -€1,181 | -44.9% |
| Gross operating margin | 9900 | €598,005 | €590,892 | -€7,113 | -1.2% |
| Operating profit (loss) | 9901 | €16,526 | -€10,325 | -€26,851 | |
| Financial income | 75/76B | €5,800 | €10,154 | +€4,354 | +75.1% |
| Recurring financial income | 75 | €5,800 | €10,154 | +€4,354 | +75.1% |
| Non-recurring financial income | 76B | €5,800 | €10,154 | +€4,354 | +75.1% |
| Financial charges | 65/66B | €643 | €294 | -€349 | -54.3% |
| Recurring financial charges | 65 | €643 | €294 | -€349 | -54.3% |
| Profit (loss) for the period before taxes | 9903 | €21,683 | -€465 | -€22,148 | |
| Profit (loss) for the period | 9904 | €21,683 | -€465 | -€22,148 | |
| Transfer to tax-exempt reserves | 689 | €11,275 | - | -€11,275 | |
| Profit (loss) for the period to be appropriated | 9905 | €10,408 | -€465 | -€10,873 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.