BANKSOFT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BANKSOFT
Largest movements
- Cash -€10,798
down €10,798 (-22.4%), from €48,219 to €37,421
mainly Trade debts (-€22,971) and Net result for the year (-€10,492)
- Trade debts -€22,971
down €22,971 (-98.3%), from €23,370 to €400
- Other debts +€22,477
up €22,477 (+56.1%), from €40,036 to €62,513
- Profit (loss) carried forward -€10,492
down €10,492 (-30.7%), from -€34,231 to -€44,723
- Gross operating margin -€547
down €547 (-5.9%), from -€9,251 to -€9,798
- Financial income +€122
up €122 (+54.9%), from €222 to €344
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €56,444 | €45,458 | -€10,986 | -19.5% |
| Fixed assets | 21/28 | €129 | €129 | = | 0.0% |
| Financial fixed assets | 28 | €129 | €129 | = | 0.0% |
| Current assets | 29/58 | €56,314 | €45,329 | -€10,986 | -19.5% |
| Amounts receivable within one year | 40/41 | €8,096 | €7,908 | -€187 | -2.3% |
| Trade receivables | 40 | €475 | €475 | = | 0.0% |
| Other amounts receivable | 41 | €7,620 | €7,433 | -€187 | -2.5% |
| Cash at bank and in hand | 54/58 | €48,219 | €37,421 | -€10,798 | -22.4% |
| Total equity and liabilities | 10/49 | €56,444 | €45,458 | -€10,986 | -19.5% |
| Equity | 10/15 | -€6,962 | -€17,455 | -€10,492 | -150.7% |
| Contributions | 10/11 | €24,789 | €24,789 | = | 0.0% |
| Capital | 10 | €24,789 | €24,789 | = | 0.0% |
| Issued capital | 100 | €24,789 | €24,789 | = | 0.0% |
| Reserves | 13 | €2,479 | €2,479 | = | 0.0% |
| Non-distributable reserves | 130/1 | €2,479 | €2,479 | = | 0.0% |
| Legal reserve | 130 | €2,479 | €2,479 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€34,231 | -€44,723 | -€10,492 | -30.7% |
| Amounts payable | 17/49 | €63,406 | €62,913 | -€493 | -0.8% |
| Amounts payable within one year | 42/48 | €63,406 | €62,913 | -€493 | -0.8% |
| Trade debts | 44 | €23,370 | €400 | -€22,971 | -98.3% |
| Suppliers | 440/4 | €23,370 | €400 | -€22,971 | -98.3% |
| Other amounts payable | 47/48 | €40,036 | €62,513 | +€22,477 | +56.1% |
| Other operating charges | 640/8 | €895 | €993 | +€98 | +10.9% |
| Gross operating margin | 9900 | -€9,251 | -€9,798 | -€547 | -5.9% |
| Operating profit (loss) | 9901 | -€10,147 | -€10,791 | -€645 | -6.4% |
| Financial income | 75/76B | €222 | €344 | +€122 | +54.9% |
| Recurring financial income | 75 | €222 | €344 | +€122 | +54.9% |
| Financial charges | 65/66B | €45 | €45 | = | 0.0% |
| Recurring financial charges | 65 | €45 | €45 | = | 0.0% |
| Profit (loss) for the period before taxes | 9903 | -€9,969 | -€10,492 | -€523 | -5.2% |
| Income taxes | 67/77 | €67 | - | -€67 | |
| Profit (loss) for the period | 9904 | -€10,036 | -€10,492 | -€456 | -4.5% |
| Profit (loss) for the period to be appropriated | 9905 | -€10,036 | -€10,492 | -€456 | -4.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.