BANKOLE: what changed
BANKOLE
Largest movements
- Tangible fixed assets -€4,493
down €4,493 (-61.8%), from €7,272 to €2,779
- Cash +€2,909
up €2,909 (+390%), from €745 to €3,654
mainly Depreciation (+€4,493) and Net result for the year (+€3,065)
- Receivables within one year +€186
up €186 (+64.4%), from €288 to €474
of which Trade receivables: +€474
- Current portion of long-term debt -€3,935
down €3,935 (-73.0%), from €5,389 to €1,454
- Profit (loss) carried forward +€3,065
up €3,065 (+65.8%), from -€4,659 to -€1,594
- Other debts -€2,556
down €2,556 (-50.6%), from €5,053 to €2,497
- Tax, wage and social debts +€2,168
up €2,168 (+569%), from €381 to €2,549
- Trade debts -€140
no longer reported in 2025 (was €140)
- Gross operating margin +€6,867
up €6,867 (+125%), from €5,484 to €12,350
- Taxes +€2,168
new in 2025: €2,168
- Other operating charges +€1,830
up €1,830 (+347%), from €528 to €2,358
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €8,305 | €6,907 | -€1,398 | -16.8% |
| Fixed assets | 21/28 | €7,272 | €2,779 | -€4,493 | -61.8% |
| Tangible fixed assets | 22/27 | €7,272 | €2,779 | -€4,493 | -61.8% |
| Furniture and vehicles | 24 | €7,272 | €2,779 | -€4,493 | -61.8% |
| Current assets | 29/58 | €1,033 | €4,127 | +€3,094 | +299% |
| Amounts receivable within one year | 40/41 | €288 | €474 | +€186 | +64.4% |
| Trade receivables | 40 | - | €474 | +€474 | |
| Other amounts receivable | 41 | €288 | - | -€288 | |
| Cash at bank and in hand | 54/58 | €745 | €3,654 | +€2,909 | +390% |
| Total equity and liabilities | 10/49 | €8,305 | €6,907 | -€1,398 | -16.8% |
| Equity | 10/15 | -€2,659 | €406 | +€3,065 | |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€4,659 | -€1,594 | +€3,065 | +65.8% |
| Amounts payable | 17/49 | €10,964 | €6,500 | -€4,463 | -40.7% |
| Amounts payable within one year | 42/48 | €10,964 | €6,500 | -€4,463 | -40.7% |
| Current portion of amounts payable after more than one year | 42 | €5,389 | €1,454 | -€3,935 | -73.0% |
| Trade debts | 44 | €140 | - | -€140 | |
| Suppliers | 440/4 | €140 | - | -€140 | |
| Taxes, remuneration and social security | 45 | €381 | €2,549 | +€2,168 | +569% |
| Taxes | 450/3 | €381 | €2,549 | +€2,168 | +569% |
| Other amounts payable | 47/48 | €5,053 | €2,497 | -€2,556 | -50.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,493 | €4,493 | = | 0.0% |
| Other operating charges | 640/8 | €528 | €2,358 | +€1,830 | +347% |
| Gross operating margin | 9900 | €5,484 | €12,350 | +€6,867 | +125% |
| Operating profit (loss) | 9901 | €463 | €5,500 | +€5,037 | +1,088% |
| Financial charges | 65/66B | €333 | €267 | -€67 | -20.0% |
| Recurring financial charges | 65 | €333 | €267 | -€67 | -20.0% |
| Profit (loss) for the period before taxes | 9903 | €130 | €5,233 | +€5,103 | +3,932% |
| Income taxes | 67/77 | - | €2,168 | +€2,168 | |
| Profit (loss) for the period | 9904 | €130 | €3,065 | +€2,935 | +2,261% |
| Profit (loss) for the period to be appropriated | 9905 | €130 | €3,065 | +€2,935 | +2,261% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.