BANKHUIS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BANKHUIS
Largest movements
- Tangible fixed assets +€62,719
new in 2025: €62,719
- Cash +€11,050
up €11,050 (+63,875%), from €17 to €11,068
mainly Other debts (+€62,491) and Trade debts (+€8,987)
- Receivables within one year +€5,033
new in 2025: €5,033
- Intangible fixed assets +€2,550
new in 2025: €2,550
- Other debts +€62,491
up €62,491 (+23,047%), from €271 to €62,762
- Trade debts +€8,987
up €8,987 (+13,678%), from €66 to €9,052
- Profit (loss) carried forward +€6,816
up €6,816 (+53.6%), from -€12,720 to -€5,903
- Advances received +€2,406
new in 2025: €2,406
- Gross operating margin +€7,381
new in 2025: €7,381
- Depreciation +€397
new in 2025: €397
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €17 | €81,370 | +€81,353 | +470,247% |
| Fixed assets | 21/28 | - | €65,269 | +€65,269 | |
| Intangible fixed assets | 21 | - | €2,550 | +€2,550 | |
| Tangible fixed assets | 22/27 | - | €62,719 | +€62,719 | |
| Land and buildings | 22 | - | €17,592 | +€17,592 | |
| Plant, machinery and equipment | 23 | - | €4,338 | +€4,338 | |
| Furniture and vehicles | 24 | - | €13,728 | +€13,728 | |
| Other tangible fixed assets | 26 | - | €27,061 | +€27,061 | |
| Current assets | 29/58 | €17 | €16,101 | +€16,084 | +92,969% |
| Amounts receivable within one year | 40/41 | - | €5,033 | +€5,033 | |
| Trade receivables | 40 | - | €5,033 | +€5,033 | |
| Cash at bank and in hand | 54/58 | €17 | €11,068 | +€11,050 | +63,875% |
| Total equity and liabilities | 10/49 | €17 | €81,370 | +€81,353 | +470,247% |
| Equity | 10/15 | -€320 | €6,497 | +€6,816 | |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€12,720 | -€5,903 | +€6,816 | +53.6% |
| Amounts payable | 17/49 | €337 | €74,873 | +€74,537 | +22,128% |
| Amounts payable within one year | 42/48 | €337 | €74,873 | +€74,537 | +22,128% |
| Financial debts | 43 | €0 | - | = | |
| Credit institutions | 430/8 | €0 | - | = | |
| Trade debts | 44 | €66 | €9,052 | +€8,987 | +13,678% |
| Suppliers | 440/4 | €66 | €9,052 | +€8,987 | +13,678% |
| Advances received on contracts in progress | 46 | - | €2,406 | +€2,406 | |
| Taxes, remuneration and social security | 45 | - | €653 | +€653 | |
| Taxes | 450/3 | - | €653 | +€653 | |
| Other amounts payable | 47/48 | €271 | €62,762 | +€62,491 | +23,047% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €397 | +€397 | |
| Other operating charges | 640/8 | €66 | €62 | -€4 | -5.6% |
| Gross operating margin | 9900 | - | €7,381 | +€7,381 | |
| Operating profit (loss) | 9901 | -€66 | €6,922 | +€6,987 | |
| Financial charges | 65/66B | €105 | €105 | +€0 | +0.2% |
| Recurring financial charges | 65 | €105 | €105 | +€0 | +0.2% |
| Profit (loss) for the period before taxes | 9903 | -€171 | €6,816 | +€6,987 | |
| Profit (loss) for the period | 9904 | -€171 | €6,816 | +€6,987 | |
| Profit (loss) for the period to be appropriated | 9905 | -€171 | €6,816 | +€6,987 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 31 October 2026 via checked.be.