BANIMO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BANIMO
Largest movements
- Tangible fixed assets -€3,352
down €3,352 (-3.6%), from €92,762 to €89,410
- Cash -€1,332
down €1,332 (-71.3%), from €1,868 to €536
mainly Net result for the year (-€6,437) and Trade debts (-€81)
- Profit (loss) carried forward -€6,437
down €6,437 (-6.4%), from -€101,132 to -€107,569
- Other debts +€1,835
up €1,835 (+1.0%), from €177,168 to €179,002
- Gross operating margin -€1,179
down €1,179, from €235 to -€943
- Other operating charges +€170
up €170 (+10.0%), from €1,706 to €1,876
- Financial charges +€81
up €81 (+43.8%), from €186 to €267
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €94,851 | €90,167 | -€4,684 | -4.9% |
| Fixed assets | 21/28 | €92,983 | €89,631 | -€3,352 | -3.6% |
| Tangible fixed assets | 22/27 | €92,762 | €89,410 | -€3,352 | -3.6% |
| Land and buildings | 22 | €92,762 | €89,410 | -€3,352 | -3.6% |
| Financial fixed assets | 28 | €221 | €221 | = | 0.0% |
| Current assets | 29/58 | €1,868 | €536 | -€1,332 | -71.3% |
| Cash at bank and in hand | 54/58 | €1,868 | €536 | -€1,332 | -71.3% |
| Total equity and liabilities | 10/49 | €94,851 | €90,167 | -€4,684 | -4.9% |
| Equity | 10/15 | -€82,532 | -€88,969 | -€6,437 | -7.8% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€101,132 | -€107,569 | -€6,437 | -6.4% |
| Amounts payable | 17/49 | €177,382 | €179,136 | +€1,753 | +1.0% |
| Amounts payable within one year | 42/48 | €177,382 | €179,136 | +€1,753 | +1.0% |
| Trade debts | 44 | €215 | €133 | -€81 | -37.9% |
| Suppliers | 440/4 | €215 | €133 | -€81 | -37.9% |
| Other amounts payable | 47/48 | €177,168 | €179,002 | +€1,835 | +1.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,352 | €3,352 | = | 0.0% |
| Other operating charges | 640/8 | €1,706 | €1,876 | +€170 | +10.0% |
| Gross operating margin | 9900 | €235 | -€943 | -€1,179 | |
| Operating profit (loss) | 9901 | -€4,822 | -€6,171 | -€1,348 | -28.0% |
| Financial charges | 65/66B | €186 | €267 | +€81 | +43.8% |
| Recurring financial charges | 65 | €186 | €267 | +€81 | +43.8% |
| Profit (loss) for the period before taxes | 9903 | -€5,008 | -€6,437 | -€1,429 | -28.5% |
| Profit (loss) for the period | 9904 | -€5,008 | -€6,437 | -€1,429 | -28.5% |
| Profit (loss) for the period to be appropriated | 9905 | -€5,008 | -€6,437 | -€1,429 | -28.5% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.