BANDENLAND: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BANDENLAND
Largest movements
- Receivables within one year -€5,210
down €5,210 (-42.4%), from €12,289 to €7,079
- Stocks and contracts -€5,000
down €5,000 (-19.7%), from €25,350 to €20,350
- Cash -€3,668
down €3,668 (-76.8%), from €4,780 to €1,111
mainly Advances received (-€8,575) and Other debts (-€8,340)
- Advances received -€8,575
down €8,575 (-72.5%), from €11,835 to €3,259
- Other debts -€8,340
down €8,340 (-22.2%), from €37,615 to €29,275
- Tax, wage and social debts +€2,240
up €2,240 (+49.0%), from €4,567 to €6,806
of which Taxes: +€2,232
- Trade debts +€697
up €697 (+16.1%), from €4,324 to €5,021
- Gross operating margin -€7,498
down €7,498 (-87.5%), from €8,567 to €1,068
- Staff costs -€2,200
down €2,200 (-90.0%), from €2,446 to €245
- Financial income -€670
down €670 (-93.3%), from €718 to €48
- Other operating charges -€542
down €542 (-59.4%), from €912 to €370
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €43,383 | €29,576 | -€13,807 | -31.8% |
| Fixed assets | 21/28 | €938 | €804 | -€134 | -14.3% |
| Tangible fixed assets | 22/27 | €938 | €804 | -€134 | -14.3% |
| Land and buildings | 22 | €938 | €804 | -€134 | -14.3% |
| Current assets | 29/58 | €42,445 | €28,772 | -€13,673 | -32.2% |
| Stocks and contracts in progress | 3 | €25,350 | €20,350 | -€5,000 | -19.7% |
| Stocks | 30/36 | €25,350 | €20,350 | -€5,000 | -19.7% |
| Amounts receivable within one year | 40/41 | €12,289 | €7,079 | -€5,210 | -42.4% |
| Trade receivables | 40 | €12,289 | €7,079 | -€5,210 | -42.4% |
| Cash at bank and in hand | 54/58 | €4,780 | €1,111 | -€3,668 | -76.8% |
| Deferred charges and accrued income | 490/1 | €27 | €232 | +€205 | +756.1% |
| Total equity and liabilities | 10/49 | €43,383 | €29,576 | -€13,807 | -31.8% |
| Equity | 10/15 | -€14,957 | -€14,786 | +€172 | +1.1% |
| Contributions | 10/11 | €7,200 | €7,200 | = | 0.0% |
| Reserves | 13 | €7,055 | €7,055 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €5,195 | €5,195 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€29,213 | -€29,041 | +€172 | +0.6% |
| Amounts payable | 17/49 | €58,341 | €44,362 | -€13,979 | -24.0% |
| Amounts payable within one year | 42/48 | €58,341 | €44,362 | -€13,979 | -24.0% |
| Trade debts | 44 | €4,324 | €5,021 | +€697 | +16.1% |
| Suppliers | 440/4 | €4,324 | €5,021 | +€697 | +16.1% |
| Advances received on contracts in progress | 46 | €11,835 | €3,259 | -€8,575 | -72.5% |
| Taxes, remuneration and social security | 45 | €4,567 | €6,806 | +€2,240 | +49.0% |
| Taxes | 450/3 | €2,749 | €4,981 | +€2,232 | +81.2% |
| Remuneration and social security | 454/9 | €1,818 | €1,825 | +€7 | +0.4% |
| Other amounts payable | 47/48 | €37,615 | €29,275 | -€8,340 | -22.2% |
| Remuneration, social security and pensions | 62 | €2,446 | €245 | -€2,200 | -90.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €134 | €134 | = | 0.0% |
| Other operating charges | 640/8 | €912 | €370 | -€542 | -59.4% |
| Gross operating margin | 9900 | €8,567 | €1,068 | -€7,498 | -87.5% |
| Operating profit (loss) | 9901 | €5,075 | €319 | -€4,756 | -93.7% |
| Financial income | 75/76B | €718 | €48 | -€670 | -93.3% |
| Recurring financial income | 75 | €718 | €48 | -€670 | -93.3% |
| Financial charges | 65/66B | €257 | €196 | -€61 | -23.9% |
| Recurring financial charges | 65 | €257 | €196 | -€61 | -23.9% |
| Profit (loss) for the period before taxes | 9903 | €5,536 | €172 | -€5,364 | -96.9% |
| Profit (loss) for the period | 9904 | €5,536 | €172 | -€5,364 | -96.9% |
| Profit (loss) for the period to be appropriated | 9905 | €5,536 | €172 | -€5,364 | -96.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.