BANDEN MAES: what changed
What changed
BANDEN MAES
NACE 95.311, General maintenance and repair of cars and light vans (up to 3.5 tonnes)
filed annual accounts (NBB)
Net result for the year
€3,821
2024 · €6,052-€2,231
Equity
€1,978
2024 · -€1,843+€3,821
Cash
€41,502
2024 · €18,930+€22,572
Balance sheet total
€393,066
2024 · €387,697+€5,370
Largest movements
Assets
- Cash +€22,572
up €22,572 (+119%), from €18,930 to €41,502
mainly Tax, wage and social debts (+€16,410) and Depreciation (+€14,039)
- Tangible fixed assets -€14,039
down €14,039 (-4.4%), from €322,328 to €308,289
of which Land and buildings: -€10,822
- Stocks and contracts -€8,887
down €8,887 (-30.6%), from €29,002 to €20,116
Equity and liabilities
- Tax, wage and social debts +€16,410
up €16,410 (+198%), from €8,298 to €24,708
of which Taxes: +€14,010
- Debts after one year -€14,715
down €14,715 (-6.7%), from €219,654 to €204,939
Income statement
- Write-downs +€4,050
new in 2025: €4,050
- Gross operating margin +€2,250
up €2,250 (+7.6%), from €29,774 to €32,024
- Financial charges +€432
up €432 (+7.4%), from €5,814 to €6,247
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€6,052
Gross operating margin
+€2,250
Depreciation
+€136
Write-downs
-€4,050
Other operating charges
-€192
Financial income
+€58
Financial charges
-€432
Result 2025
€3,821
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€36,747
Investment
€0
Financing
-€14,175
Cash 2024
€18,930
From operations (derived)
+€36,747
Net result for the year
+€3,821
Depreciation
+€14,039
Stocks and contracts
+€8,887
Receivables within one year
-€2,209
Deferred charges and accrued income
-€3,514
Trade debts
-€1,987
Tax, wage and social debts
+€16,410
Advances received
-€525
Other debts
+€1,826
Financing
-€14,175
Debts after one year
-€14,715
Current portion of long-term debt
+€540
Cash 2025
€41,502
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €387,697 | €393,066 | +€5,370 | +1.4% |
| Fixed assets | 21/28 | €322,328 | €308,289 | -€14,039 | -4.4% |
| Tangible fixed assets | 22/27 | €322,328 | €308,289 | -€14,039 | -4.4% |
| Land and buildings | 22 | €313,331 | €302,509 | -€10,822 | -3.5% |
| Plant, machinery and equipment | 23 | €5,885 | €3,608 | -€2,276 | -38.7% |
| Furniture and vehicles | 24 | €3,112 | €2,172 | -€940 | -30.2% |
| Current assets | 29/58 | €65,369 | €84,777 | +€19,408 | +29.7% |
| Stocks and contracts in progress | 3 | €29,002 | €20,116 | -€8,887 | -30.6% |
| Stocks | 30/36 | €29,002 | €20,116 | -€8,887 | -30.6% |
| Amounts receivable within one year | 40/41 | €16,816 | €19,025 | +€2,209 | +13.1% |
| Trade receivables | 40 | €16,807 | €17,900 | +€1,094 | +6.5% |
| Other amounts receivable | 41 | €9 | €1,125 | +€1,116 | +12,493% |
| Cash at bank and in hand | 54/58 | €18,930 | €41,502 | +€22,572 | +119% |
| Deferred charges and accrued income | 490/1 | €621 | €4,135 | +€3,514 | +566% |
| Total equity and liabilities | 10/49 | €387,697 | €393,066 | +€5,370 | +1.4% |
| Equity | 10/15 | -€1,843 | €1,978 | +€3,821 | |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€20,443 | -€16,622 | +€3,821 | +18.7% |
| Amounts payable | 17/49 | €389,539 | €391,088 | +€1,549 | +0.4% |
| Amounts payable after more than one year | 17 | €219,654 | €204,939 | -€14,715 | -6.7% |
| Financial debts | 170/4 | €219,654 | €204,939 | -€14,715 | -6.7% |
| Amounts payable within one year | 42/48 | €169,885 | €186,149 | +€16,263 | +9.6% |
| Current portion of amounts payable after more than one year | 42 | €14,175 | €14,715 | +€540 | +3.8% |
| Trade debts | 44 | €11,651 | €9,663 | -€1,987 | -17.1% |
| Suppliers | 440/4 | €11,651 | €9,663 | -€1,987 | -17.1% |
| Advances received on contracts in progress | 46 | €525 | €0 | -€525 | -100% |
| Taxes, remuneration and social security | 45 | €8,298 | €24,708 | +€16,410 | +198% |
| Taxes | 450/3 | €998 | €15,008 | +€14,010 | +1,404% |
| Remuneration and social security | 454/9 | €7,300 | €9,700 | +€2,400 | +32.9% |
| Other amounts payable | 47/48 | €135,237 | €137,063 | +€1,826 | +1.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €14,174 | €14,039 | -€136 | -1.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | - | €4,050 | +€4,050 | |
| Other operating charges | 640/8 | €3,769 | €3,961 | +€192 | +5.1% |
| Gross operating margin | 9900 | €29,774 | €32,024 | +€2,250 | +7.6% |
| Operating profit (loss) | 9901 | €11,831 | €9,975 | -€1,856 | -15.7% |
| Financial income | 75/76B | €35 | €93 | +€58 | +164% |
| Recurring financial income | 75 | €35 | €93 | +€58 | +164% |
| Financial charges | 65/66B | €5,814 | €6,247 | +€432 | +7.4% |
| Recurring financial charges | 65 | €5,814 | €6,247 | +€432 | +7.4% |
| Profit (loss) for the period before taxes | 9903 | €6,052 | €3,821 | -€2,231 | -36.9% |
| Profit (loss) for the period | 9904 | €6,052 | €3,821 | -€2,231 | -36.9% |
| Profit (loss) for the period to be appropriated | 9905 | €6,052 | €3,821 | -€2,231 | -36.9% |
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Compare this company with its sector.Sector benchmark
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 5 November 2026 via checked.be.