Bân Mae: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Bân Mae
Largest movements
- Receivables within one year -€3,837
down €3,837 (-94.6%), from €4,055 to €218
- Cash -€1,548
down €1,548 (-2.2%), from €69,522 to €67,974
mainly Net result for the year (-€4,490) and Other debts (-€1,500)
- Profit (loss) carried forward -€4,490
down €4,490 (-57.0%), from -€7,884 to -€12,374
- Other debts -€1,500
down €1,500 (-47.6%), from €3,150 to €1,650
- Gross operating margin -€2,140
down €2,140 (-134.3%), from -€1,594 to -€3,734
- Purchases and services +€2,140
up €2,140 (+134.3%), from €1,594 to €3,734
- Depreciation +€163
up €163 (+45.9%), from €355 to €518
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €78,398 | €72,495 | -€5,903 | -7.5% |
| Fixed assets | 21/28 | €4,821 | €4,303 | -€518 | -10.7% |
| Tangible fixed assets | 22/27 | €4,821 | €4,303 | -€518 | -10.7% |
| Other tangible fixed assets | 26 | €4,821 | €4,303 | -€518 | -10.7% |
| Current assets | 29/58 | €73,577 | €68,192 | -€5,385 | -7.3% |
| Amounts receivable within one year | 40/41 | €4,055 | €218 | -€3,837 | -94.6% |
| Other amounts receivable | 41 | €4,055 | €218 | -€3,837 | -94.6% |
| Cash at bank and in hand | 54/58 | €69,522 | €67,974 | -€1,548 | -2.2% |
| Total equity and liabilities | 10/49 | €78,398 | €72,495 | -€5,903 | -7.5% |
| Equity | 10/15 | €72,116 | €67,626 | -€4,490 | -6.2% |
| Contributions | 10/11 | €80,000 | €80,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€7,884 | -€12,374 | -€4,490 | -57.0% |
| Amounts payable | 17/49 | €6,282 | €4,869 | -€1,413 | -22.5% |
| Amounts payable within one year | 42/48 | €6,282 | €4,869 | -€1,413 | -22.5% |
| Trade debts | 44 | €3,132 | €3,219 | +€87 | +2.8% |
| Suppliers | 440/4 | €3,132 | €3,219 | +€87 | +2.8% |
| Other amounts payable | 47/48 | €3,150 | €1,650 | -€1,500 | -47.6% |
| Goods, raw materials, services and sundry goods | 60/61 | €1,594 | €3,734 | +€2,140 | +134.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €355 | €518 | +€163 | +45.9% |
| Other operating charges | 640/8 | €180 | €184 | +€4 | +2.2% |
| Gross operating margin | 9900 | -€1,594 | -€3,734 | -€2,140 | -134.3% |
| Operating profit (loss) | 9901 | -€2,129 | -€4,436 | -€2,307 | -108.4% |
| Financial income | 75/76B | €24 | - | -€24 | |
| Recurring financial income | 75 | €24 | - | -€24 | |
| Financial charges | 65/66B | €75 | €54 | -€21 | -28.0% |
| Recurring financial charges | 65 | €75 | €54 | -€21 | -28.0% |
| Profit (loss) for the period before taxes | 9903 | -€2,180 | -€4,490 | -€2,310 | -106.0% |
| Profit (loss) for the period | 9904 | -€2,180 | -€4,490 | -€2,310 | -106.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€2,180 | -€4,490 | -€2,310 | -106.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.