Bamor: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Bamor
Largest movements
- Tangible fixed assets -€10,194
down €10,194 (-2.9%), from €352,233 to €342,039
- Receivables within one year -€3,888
no longer reported in 2024 (was €3,888)
- Debts after one year -€18,295
down €18,295 (-5.6%), from €324,116 to €305,821
- Reserves +€7,250
new in 2024: €7,250
- Accrued charges and deferred income -€3,888
no longer reported in 2024 (was €3,888)
- Gross operating margin +€5,537
up €5,537 (+28.0%), from €19,747 to €25,284
- Taxes +€1,956
up €1,956 (+123.6%), from €1,582 to €3,539
- Depreciation +€450
up €450 (+4.6%), from €9,744 to €10,194
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €356,487 | €343,154 | -€13,333 | -3.7% |
| Fixed assets | 21/28 | €352,233 | €342,039 | -€10,194 | -2.9% |
| Tangible fixed assets | 22/27 | €352,233 | €342,039 | -€10,194 | -2.9% |
| Land and buildings | 22 | €352,233 | €342,039 | -€10,194 | -2.9% |
| Current assets | 29/58 | €4,255 | €1,115 | -€3,140 | -73.8% |
| Amounts receivable within one year | 40/41 | €3,888 | - | -€3,888 | |
| Trade receivables | 40 | €3,888 | - | -€3,888 | |
| Cash at bank and in hand | 54/58 | €367 | €132 | -€234 | -63.9% |
| Deferred charges and accrued income | 490/1 | - | €983 | +€983 | |
| Total equity and liabilities | 10/49 | €356,487 | €343,154 | -€13,333 | -3.7% |
| Equity | 10/15 | €26,312 | €33,612 | +€7,300 | +27.7% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | - | €7,250 | +€7,250 | |
| Distributable reserves | 133 | - | €7,250 | +€7,250 | |
| Profit (loss) carried forward | 14 | €7,712 | €7,762 | +€50 | +0.6% |
| Amounts payable | 17/49 | €330,175 | €309,542 | -€20,633 | -6.2% |
| Amounts payable after more than one year | 17 | €324,116 | €305,821 | -€18,295 | -5.6% |
| Other amounts payable | 178/9 | €324,116 | €305,821 | -€18,295 | -5.6% |
| Amounts payable within one year | 42/48 | €2,171 | €3,721 | +€1,549 | +71.4% |
| Trade debts | 44 | €589 | - | -€589 | |
| Suppliers | 440/4 | €589 | - | -€589 | |
| Taxes, remuneration and social security | 45 | €1,582 | €3,721 | +€2,139 | +135.2% |
| Taxes | 450/3 | €1,582 | €3,721 | +€2,139 | +135.2% |
| Accrued charges and deferred income | 492/3 | €3,888 | - | -€3,888 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €9,744 | €10,194 | +€450 | +4.6% |
| Other operating charges | 640/8 | €4,088 | €4,201 | +€113 | +2.8% |
| Gross operating margin | 9900 | €19,747 | €25,284 | +€5,537 | +28.0% |
| Operating profit (loss) | 9901 | €5,916 | €10,890 | +€4,974 | +84.1% |
| Financial income | 75/76B | €66 | €49 | -€17 | -25.4% |
| Recurring financial income | 75 | €66 | €49 | -€17 | -25.4% |
| Financial charges | 65/66B | €53 | €100 | +€47 | +89.6% |
| Recurring financial charges | 65 | €53 | €100 | +€47 | +89.6% |
| Profit (loss) for the period before taxes | 9903 | €5,929 | €10,839 | +€4,910 | +82.8% |
| Income taxes | 67/77 | €1,582 | €3,539 | +€1,956 | +123.6% |
| Profit (loss) for the period | 9904 | €4,347 | €7,300 | +€2,954 | +68.0% |
| Profit (loss) for the period to be appropriated | 9905 | €4,347 | €7,300 | +€2,954 | +68.0% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.