Bakkerij Verman: what changed
Bakkerij Verman
Largest movements
- Receivables within one year +€59,413
up €59,413 (+2,436%), from €2,439 to €61,852
- Intangible fixed assets -€12,857
down €12,857 (-16.5%), from €77,777 to €64,920
- Tangible fixed assets -€5,493
down €5,493 (-11.8%), from €46,643 to €41,150
of which Plant, machinery and equipment: -€5,000
- Cash -€2,254
down €2,254 (-20.3%), from €11,093 to €8,839
mainly Receivables within one year (-€59,413) and Other debts (-€7,877)
- Trade debts +€19,076
up €19,076 (+127%), from €15,018 to €34,094
- Tax, wage and social debts +€9,885
up €9,885 (+72.8%), from €13,573 to €23,458
of which Taxes: +€9,164
- Reserves +€9,296
new in 2025: €9,296
- Other debts -€7,877
down €7,877 (-82.5%), from €9,543 to €1,666
- Profit (loss) carried forward +€5,954
up €5,954, from -€5,954 to €0
- Gross operating margin +€25,865
up €25,865 (+32.3%), from €80,090 to €105,955
- Taxes +€5,790
up €5,790 (+1,032%), from €561 to €6,351
- Staff costs -€5,609
down €5,609 (-9.6%), from €58,566 to €52,957
- Financial charges +€3,103
up €3,103 (+50.1%), from €6,193 to €9,296
- Financial income +€1,659
up €1,659 (+161,108%), from €1 to €1,660
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €140,275 | €178,480 | +€38,205 | +27.2% |
| Formation expenses | 20 | €323 | €0 | -€323 | -100% |
| Fixed assets | 21/28 | €124,420 | €106,070 | -€18,350 | -14.7% |
| Intangible fixed assets | 21 | €77,777 | €64,920 | -€12,857 | -16.5% |
| Tangible fixed assets | 22/27 | €46,643 | €41,150 | -€5,493 | -11.8% |
| Plant, machinery and equipment | 23 | €45,247 | €40,247 | -€5,000 | -11.1% |
| Furniture and vehicles | 24 | €1,396 | €903 | -€493 | -35.3% |
| Current assets | 29/58 | €15,532 | €72,410 | +€56,878 | +366% |
| Amounts receivable within one year | 40/41 | €2,439 | €61,852 | +€59,413 | +2,436% |
| Other amounts receivable | 41 | €2,439 | €61,852 | +€59,413 | +2,436% |
| Cash at bank and in hand | 54/58 | €11,093 | €8,839 | -€2,254 | -20.3% |
| Deferred charges and accrued income | 490/1 | €2,000 | €1,718 | -€282 | -14.1% |
| Total equity and liabilities | 10/49 | €140,275 | €178,480 | +€38,205 | +27.2% |
| Equity | 10/15 | -€2,954 | €12,296 | +€15,249 | |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | - | €9,296 | +€9,296 | |
| Distributable reserves | 133 | - | €9,296 | +€9,296 | |
| Profit (loss) carried forward | 14 | -€5,954 | €0 | +€5,954 | |
| Amounts payable | 17/49 | €143,229 | €166,184 | +€22,956 | +16.0% |
| Amounts payable after more than one year | 17 | €84,321 | €85,306 | +€985 | +1.2% |
| Financial debts | 170/4 | €84,321 | €85,306 | +€985 | +1.2% |
| Amounts payable within one year | 42/48 | €58,908 | €80,878 | +€21,970 | +37.3% |
| Current portion of amounts payable after more than one year | 42 | €15,659 | €21,603 | +€5,944 | +38.0% |
| Financial debts | 43 | €5,000 | €0 | -€5,000 | -100% |
| Credit institutions | 430/8 | €5,000 | €0 | -€5,000 | -100% |
| Trade debts | 44 | €15,018 | €34,094 | +€19,076 | +127% |
| Suppliers | 440/4 | €15,018 | €34,094 | +€19,076 | +127% |
| Advances received on contracts in progress | 46 | €115 | €58 | -€58 | -50.0% |
| Taxes, remuneration and social security | 45 | €13,573 | €23,458 | +€9,885 | +72.8% |
| Taxes | 450/3 | €6,455 | €15,619 | +€9,164 | +142% |
| Remuneration and social security | 454/9 | €7,118 | €7,839 | +€721 | +10.1% |
| Other amounts payable | 47/48 | €9,543 | €1,666 | -€7,877 | -82.5% |
| Remuneration, social security and pensions | 62 | €58,566 | €52,957 | -€5,609 | -9.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €18,494 | €18,673 | +€180 | +1.0% |
| Other operating charges | 640/8 | €2,231 | €3,423 | +€1,192 | +53.4% |
| Gross operating margin | 9900 | €80,090 | €105,955 | +€25,865 | +32.3% |
| Operating profit (loss) | 9901 | €799 | €30,902 | +€30,102 | +3,765% |
| Financial income | 75/76B | €1 | €1,660 | +€1,659 | +161,108% |
| Recurring financial income | 75 | €1 | €1,660 | +€1,659 | +161,108% |
| Financial charges | 65/66B | €6,193 | €9,296 | +€3,103 | +50.1% |
| Recurring financial charges | 65 | €6,193 | €9,296 | +€3,103 | +50.1% |
| Profit (loss) for the period before taxes | 9903 | -€5,393 | €23,266 | +€28,659 | |
| Income taxes | 67/77 | €561 | €6,351 | +€5,790 | +1,032% |
| Profit (loss) for the period | 9904 | -€5,954 | €16,915 | +€22,869 | |
| Profit (loss) for the period to be appropriated | 9905 | -€5,954 | €16,915 | +€22,869 |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 5 November 2026 via checked.be.