Bakkerij Mateo: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Bakkerij Mateo
Largest movements
- Tangible fixed assets -€15,312
down €15,312 (-16.7%), from €91,697 to €76,385
of which Land and buildings: -€14,216
- Stocks and contracts -€2,077
down €2,077 (-20.0%), from €10,361 to €8,284
- Cash -€1,718
down €1,718 (-93.4%), from €1,840 to €122
mainly Net result for the year (-€56,958) and Other debts (-€157)
- Profit (loss) carried forward -€56,958
down €56,958 (-32.4%), from -€175,636 to -€232,594
- Tax, wage and social debts +€31,955
up €31,955 (+110%), from €29,160 to €61,115
of which Remuneration and social security: +€31,955
- Trade debts +€5,017
up €5,017 (+37.0%), from €13,557 to €18,574
- Gross operating margin -€29,685
down €29,685 (-264%), from -€11,229 to -€40,915
- Financial charges -€798
down €798, from €478 to -€319
- Staff costs +€591
no longer reported in 2025 (was -€591)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €111,411 | €91,268 | -€20,143 | -18.1% |
| Fixed assets | 21/28 | €91,697 | €76,385 | -€15,312 | -16.7% |
| Tangible fixed assets | 22/27 | €91,697 | €76,385 | -€15,312 | -16.7% |
| Land and buildings | 22 | €86,821 | €72,606 | -€14,216 | -16.4% |
| Plant, machinery and equipment | 23 | €4,875 | €3,779 | -€1,096 | -22.5% |
| Furniture and vehicles | 24 | €0 | €0 | = | |
| Current assets | 29/58 | €19,714 | €14,883 | -€4,831 | -24.5% |
| Stocks and contracts in progress | 3 | €10,361 | €8,284 | -€2,077 | -20.0% |
| Stocks | 30/36 | €10,361 | €8,284 | -€2,077 | -20.0% |
| Amounts receivable within one year | 40/41 | €5,420 | €4,935 | -€484 | -8.9% |
| Trade receivables | 40 | €5,105 | €3,557 | -€1,549 | -30.3% |
| Other amounts receivable | 41 | €314 | €1,379 | +€1,064 | +338% |
| Cash at bank and in hand | 54/58 | €1,840 | €122 | -€1,718 | -93.4% |
| Deferred charges and accrued income | 490/1 | €2,093 | €1,541 | -€552 | -26.4% |
| Total equity and liabilities | 10/49 | €111,411 | €91,268 | -€20,143 | -18.1% |
| Equity | 10/15 | -€167,476 | -€224,434 | -€56,958 | -34.0% |
| Contributions | 10/11 | €6,300 | €6,300 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€175,636 | -€232,594 | -€56,958 | -32.4% |
| Amounts payable | 17/49 | €278,887 | €315,702 | +€36,815 | +13.2% |
| Amounts payable after more than one year | 17 | €140,000 | €140,000 | = | 0.0% |
| Other amounts payable | 178/9 | €140,000 | €140,000 | = | 0.0% |
| Amounts payable within one year | 42/48 | €138,887 | €175,702 | +€36,815 | +26.5% |
| Trade debts | 44 | €13,557 | €18,574 | +€5,017 | +37.0% |
| Suppliers | 440/4 | €13,557 | €18,574 | +€5,017 | +37.0% |
| Taxes, remuneration and social security | 45 | €29,160 | €61,115 | +€31,955 | +110% |
| Taxes | 450/3 | €567 | €567 | = | 0.0% |
| Remuneration and social security | 454/9 | €28,593 | €60,548 | +€31,955 | +112% |
| Other amounts payable | 47/48 | €96,170 | €96,013 | -€157 | -0.2% |
| Remuneration, social security and pensions | 62 | -€591 | - | +€591 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €15,623 | €15,312 | -€311 | -2.0% |
| Other operating charges | 640/8 | €1,163 | €1,051 | -€111 | -9.6% |
| Gross operating margin | 9900 | -€11,229 | -€40,915 | -€29,685 | -264% |
| Operating profit (loss) | 9901 | -€27,424 | -€57,278 | -€29,854 | -109% |
| Financial income | 75/76B | €8 | - | -€8 | |
| Recurring financial income | 75 | €8 | - | -€8 | |
| Financial charges | 65/66B | €478 | -€319 | -€798 | |
| Recurring financial charges | 65 | €478 | -€319 | -€798 | |
| Profit (loss) for the period before taxes | 9903 | -€27,894 | -€56,958 | -€29,064 | -104% |
| Profit (loss) for the period | 9904 | -€27,894 | -€56,958 | -€29,064 | -104% |
| Profit (loss) for the period to be appropriated | 9905 | -€27,894 | -€56,958 | -€29,064 | -104% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 31 October 2026 via checked.be.