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B4E: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

B4E

BE 0635.630.310
NACE 70.200, Business and other management consultancy
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€113,026
2024 · €119,725-€232,751
Equity
€252,164
2024 · €365,190-€113,026
Cash
€51,146
2024 · €82,472-€31,326
Balance sheet total
€827,822
2024 · €906,894-€79,072

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€55,847

    down €55,847 (-12.4%), from €449,817 to €393,970

    of which Land and buildings: -€42,505

  • Cash -€31,326

    down €31,326 (-38.0%), from €82,472 to €51,146

    mainly Net result for the year (-€113,026) and Debts after one year (-€32,500)

  • Receivables within one year +€22,325

    up €22,325 (+28.9%), from €77,283 to €99,608

    of which Trade receivables: +€12,032

  • Deferred charges and accrued income -€14,224

    down €14,224 (-92.6%), from €15,359 to €1,135

Equity and liabilities
  • Profit (loss) carried forward -€113,026

    down €113,026, from €71,083 to -€41,943

  • Other debts +€56,470

    up €56,470 (+540.8%), from €10,442 to €66,911

  • Debts after one year -€32,500

    down €32,500 (-7.3%), from €447,242 to €414,742

  • Trade debts +€22,737

    up €22,737 (+632.8%), from €3,593 to €26,330

  • Tax, wage and social debts -€14,718

    down €14,718 (-30.9%), from €47,628 to €32,910

Income statement
  • Gross operating margin -€214,510

    down €214,510 (-85.4%), from €251,205 to €36,695

  • Financial charges +€78,201

    up €78,201 (+2680.1%), from €2,918 to €81,119

  • Taxes -€57,070

    down €57,070 (-99.1%), from €57,560 to €489

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €119,725
Gross operating margin -€214,510
Staff costs -€612
Depreciation +€2,113
Other operating charges +€1,384
Financial income +€5
Financial charges -€78,201
Taxes +€57,070
Result 2025 -€113,026

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€2,539
Investment -€3,330
Financing -€30,535
Cash 2024 €82,472
Net result for the year -€113,026
Depreciation +€59,177
Receivables within one year -€22,325
Deferred charges and accrued income +€14,224
Trade debts +€22,737
Tax, wage and social debts -€14,718
Other debts +€56,470
Investment in fixed assets (net) -€3,330
Debts after one year -€32,500
Current portion of long-term debt +€1,965
Cash 2025 €51,146
Every line side by side 44 lines
Line Code 2024 2025 Change %
Total assets 20/58 €906,894 €827,822 -€79,072 -8.7%
Fixed assets 21/28 €731,780 €675,933 -€55,847 -7.6%
Tangible fixed assets 22/27 €449,817 €393,970 -€55,847 -12.4%
Land and buildings 22 €421,634 €379,129 -€42,505 -10.1%
Plant, machinery and equipment 23 €4,531 €3,404 -€1,126 -24.9%
Furniture and vehicles 24 €23,653 €11,436 -€12,217 -51.7%
Financial fixed assets 28 €281,963 €281,963 = 0.0%
Current assets 29/58 €175,114 €151,889 -€23,225 -13.3%
Amounts receivable within one year 40/41 €77,283 €99,608 +€22,325 +28.9%
Trade receivables 40 €63,065 €75,097 +€12,032 +19.1%
Other amounts receivable 41 €14,218 €24,511 +€10,293 +72.4%
Cash at bank and in hand 54/58 €82,472 €51,146 -€31,326 -38.0%
Deferred charges and accrued income 490/1 €15,359 €1,135 -€14,224 -92.6%
Total equity and liabilities 10/49 €906,894 €827,822 -€79,072 -8.7%
Equity 10/15 €365,190 €252,164 -€113,026 -30.9%
Contributions 10/11 €6,200 €6,200 = 0.0%
Reserves 13 €287,907 €287,907 = 0.0%
Non-distributable reserves 130/1 €3 €3 = 0.0%
Reserves not available under the articles 1311 €3 €3 = 0.0%
Distributable reserves 133 €287,904 €287,904 = 0.0%
Profit (loss) carried forward 14 €71,083 -€41,943 -€113,026
Amounts payable 17/49 €541,704 €575,658 +€33,954 +6.3%
Amounts payable after more than one year 17 €447,242 €414,742 -€32,500 -7.3%
Financial debts 170/4 €447,242 €414,742 -€32,500 -7.3%
Amounts payable within one year 42/48 €94,462 €160,916 +€66,454 +70.3%
Current portion of amounts payable after more than one year 42 €32,800 €34,765 +€1,965 +6.0%
Trade debts 44 €3,593 €26,330 +€22,737 +632.8%
Suppliers 440/4 €3,593 €26,330 +€22,737 +632.8%
Taxes, remuneration and social security 45 €47,628 €32,910 -€14,718 -30.9%
Taxes 450/3 €47,628 €32,910 -€14,718 -30.9%
Other amounts payable 47/48 €10,442 €66,911 +€56,470 +540.8%
Remuneration, social security and pensions 62 - €612 +€612
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €61,290 €59,177 -€2,113 -3.4%
Other operating charges 640/8 €9,714 €8,330 -€1,384 -14.2%
Gross operating margin 9900 €251,205 €36,695 -€214,510 -85.4%
Operating profit (loss) 9901 €180,201 -€31,424 -€211,624
Financial income 75/76B €2 €6 +€5 +305.3%
Recurring financial income 75 €2 €6 +€5 +305.3%
Financial charges 65/66B €2,918 €81,119 +€78,201 +2680.1%
Recurring financial charges 65 €2,918 €81,119 +€78,201 +2680.1%
Profit (loss) for the period before taxes 9903 €177,285 -€112,536 -€289,821
Income taxes 67/77 €57,560 €489 -€57,070 -99.1%
Profit (loss) for the period 9904 €119,725 -€113,026 -€232,751
Profit (loss) for the period to be appropriated 9905 €119,725 -€113,026 -€232,751

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.