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B-SANE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

B-SANE

BE 0692.926.428
NACE 68.322, Real estate appraisal on a fee or contract basis
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
-€1,488
2023 · €123-€1,612
Equity
€12,710
2023 · €14,198-€1,488
Cash
€71
2023 · €262-€191
Balance sheet total
€19,116
2023 · €19,020+€96

Largest movements

2023 to 2024
Assets
  • Receivables within one year +€751

    up €751 (+4.2%), from €17,692 to €18,442

    of which Other amounts receivable: +€4,746

  • Tangible fixed assets -€464

    down €464 (-43.5%), from €1,067 to €603

    of which Furniture and vehicles: -€410

  • Cash -€191

    down €191 (-73.0%), from €262 to €71

    mainly Net result for the year (-€1,488) and Receivables within one year (-€751)

Equity and liabilities
  • Trade debts +€1,989

    up €1,989 (+56.0%), from €3,550 to €5,539

  • Profit (loss) carried forward -€1,488

    down €1,488 (-283.3%), from -€525 to -€2,014

  • Current portion of long-term debt -€405

    no longer reported in 2024 (was €405)

Income statement
  • Gross operating margin -€6,747

    down €6,747, from €6,377 to -€370

  • Other operating charges -€4,974

    down €4,974 (-97.6%), from €5,098 to €124

  • Depreciation -€199

    down €199 (-30.0%), from €663 to €464

  • Financial charges +€79

    up €79 (+17.4%), from €452 to €531

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €123
Gross operating margin -€6,747
Depreciation +€199
Other operating charges +€4,974
Financial income -€0
Financial charges -€79
Taxes +€41
Result 2024 -€1,488

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€214
Investment €0
Financing -€405
Cash 2023 €262
Net result for the year -€1,488
Depreciation +€464
Receivables within one year -€751
Trade debts +€1,989
Current portion of long-term debt -€405
Cash 2024 €71
Every line side by side 38 lines
Line Code 2023 2024 Change %
Total assets 20/58 €19,020 €19,116 +€96 +0.5%
Fixed assets 21/28 €1,067 €603 -€464 -43.5%
Tangible fixed assets 22/27 €1,067 €603 -€464 -43.5%
Plant, machinery and equipment 23 €54 - -€54
Furniture and vehicles 24 €1,013 €603 -€410 -40.5%
Current assets 29/58 €17,954 €18,513 +€560 +3.1%
Amounts receivable within one year 40/41 €17,692 €18,442 +€751 +4.2%
Trade receivables 40 €3,996 - -€3,996
Other amounts receivable 41 €13,696 €18,442 +€4,746 +34.7%
Cash at bank and in hand 54/58 €262 €71 -€191 -73.0%
Total equity and liabilities 10/49 €19,020 €19,116 +€96 +0.5%
Equity 10/15 €14,198 €12,710 -€1,488 -10.5%
Contributions 10/11 €12,400 €12,400 = 0.0%
Reserves 13 €2,324 €2,324 = 0.0%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Distributable reserves 133 €464 €464 = 0.0%
Profit (loss) carried forward 14 -€525 -€2,014 -€1,488 -283.3%
Amounts payable 17/49 €4,822 €6,406 +€1,584 +32.8%
Amounts payable within one year 42/48 €4,822 €6,406 +€1,584 +32.8%
Current portion of amounts payable after more than one year 42 €405 - -€405
Trade debts 44 €3,550 €5,539 +€1,989 +56.0%
Suppliers 440/4 €3,550 €5,539 +€1,989 +56.0%
Taxes, remuneration and social security 45 €867 €867 = 0.0%
Taxes 450/3 €867 €867 = 0.0%
Non-recurring operating income 76A €850 - -€850
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €663 €464 -€199 -30.0%
Other operating charges 640/8 €5,098 €124 -€4,974 -97.6%
Gross operating margin 9900 €6,377 -€370 -€6,747
Operating profit (loss) 9901 €616 -€958 -€1,574
Financial income 75/76B €0 - -€0
Recurring financial income 75 €0 - -€0
Financial charges 65/66B €452 €531 +€79 +17.4%
Recurring financial charges 65 €452 €531 +€79 +17.4%
Profit (loss) for the period before taxes 9903 €164 -€1,488 -€1,653
Income taxes 67/77 €41 - -€41
Profit (loss) for the period 9904 €123 -€1,488 -€1,612
Profit (loss) for the period to be appropriated 9905 €123 -€1,488 -€1,612

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.