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B&S Construct: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

B&S Construct

BE 0446.751.415
NACE 41.001, General construction of residential buildings
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€33,353
2024 · €71,694-€38,341
Equity
€319,917
2024 · €336,564-€16,647
Cash
€99,495
2024 · €135,015-€35,520
Balance sheet total
€350,873
2024 · €383,618-€32,745

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€41,206

    up €41,206 (+999.4%), from €4,123 to €45,329

    of which Furniture and vehicles: +€42,678

  • Receivables within one year -€38,833

    down €38,833 (-16.8%), from €231,215 to €192,382

    of which Other amounts receivable: -€24,676

  • Cash -€35,520

    down €35,520 (-26.3%), from €135,015 to €99,495

    mainly Investment in fixed assets (net) (-€51,669) and Contributions, distributions and other (-€50,000)

Equity and liabilities
  • Reserves -€16,647

    down €16,647 (-6.6%), from €251,564 to €234,917

    of which Distributable reserves: -€16,647

  • Trade debts -€11,948

    down €11,948 (-42.4%), from €28,160 to €16,212

Income statement
  • Gross operating margin -€47,813

    down €47,813 (-35.0%), from €136,712 to €88,899

  • Taxes -€18,527

    down €18,527 (-52.1%), from €35,577 to €17,050

  • Depreciation +€4,594

    up €4,594 (+78.3%), from €5,869 to €10,463

  • Staff costs +€3,603

    up €3,603 (+11.1%), from €32,464 to €36,067

  • Financial income -€1,817

    down €1,817 (-15.5%), from €11,731 to €9,914

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €71,694
Gross operating margin -€47,813
Staff costs -€3,603
Depreciation -€4,594
Other operating charges +€492
Financial income -€1,817
Financial charges +€467
Taxes +€18,527
Result 2025 €33,353

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€69,416
Investment -€51,669
Financing -€53,267
Cash 2024 €135,015
Net result for the year +€33,353
Depreciation +€10,463
Receivables within one year +€38,833
Deferred charges and accrued income -€402
Trade debts -€11,948
Tax, wage and social debts -€882
Investment in fixed assets (net) -€51,669
Current portion of long-term debt -€3,267
Contributions, distributions and other -€50,000
Cash 2025 €99,495
Every line side by side 43 lines
Line Code 2024 2025 Change %
Total assets 20/58 €383,618 €350,873 -€32,745 -8.5%
Fixed assets 21/28 €4,123 €45,329 +€41,206 +999.4%
Tangible fixed assets 22/27 €4,123 €45,329 +€41,206 +999.4%
Plant, machinery and equipment 23 €2,605 €1,133 -€1,472 -56.5%
Furniture and vehicles 24 €1,518 €44,196 +€42,678 +2810.6%
Leasing and similar rights 25 €0 - =
Current assets 29/58 €379,495 €305,544 -€73,951 -19.5%
Amounts receivable within one year 40/41 €231,215 €192,382 -€38,833 -16.8%
Trade receivables 40 €57,673 €43,515 -€14,157 -24.5%
Other amounts receivable 41 €173,543 €148,867 -€24,676 -14.2%
Cash at bank and in hand 54/58 €135,015 €99,495 -€35,520 -26.3%
Deferred charges and accrued income 490/1 €13,264 €13,666 +€402 +3.0%
Total equity and liabilities 10/49 €383,618 €350,873 -€32,745 -8.5%
Equity 10/15 €336,564 €319,917 -€16,647 -4.9%
Contributions 10/11 €85,000 €85,000 = 0.0%
Capital 10 €85,000 €85,000 = 0.0%
Issued capital 100 €85,000 €85,000 = 0.0%
Reserves 13 €251,564 €234,917 -€16,647 -6.6%
Non-distributable reserves 130/1 €8,500 €8,500 = 0.0%
Legal reserve 130 €8,500 €8,500 = 0.0%
Distributable reserves 133 €243,064 €226,417 -€16,647 -6.8%
Profit (loss) carried forward 14 €0 €0 =
Amounts payable 17/49 €47,053 €30,956 -€16,098 -34.2%
Amounts payable within one year 42/48 €47,053 €30,956 -€16,098 -34.2%
Current portion of amounts payable after more than one year 42 €3,267 €0 -€3,267 -100.0%
Trade debts 44 €28,160 €16,212 -€11,948 -42.4%
Suppliers 440/4 €28,160 €16,212 -€11,948 -42.4%
Taxes, remuneration and social security 45 €15,626 €14,744 -€882 -5.6%
Taxes 450/3 €11,185 €10,558 -€627 -5.6%
Remuneration and social security 454/9 €4,442 €4,186 -€255 -5.8%
Remuneration, social security and pensions 62 €32,464 €36,067 +€3,603 +11.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €5,869 €10,463 +€4,594 +78.3%
Other operating charges 640/8 €2,090 €1,598 -€492 -23.5%
Gross operating margin 9900 €136,712 €88,899 -€47,813 -35.0%
Operating profit (loss) 9901 €96,290 €40,772 -€55,518 -57.7%
Financial income 75/76B €11,731 €9,914 -€1,817 -15.5%
Recurring financial income 75 €11,731 €9,914 -€1,817 -15.5%
Financial charges 65/66B €749 €283 -€467 -62.3%
Recurring financial charges 65 €749 €283 -€467 -62.3%
Profit (loss) for the period before taxes 9903 €107,271 €50,403 -€56,868 -53.0%
Income taxes 67/77 €35,577 €17,050 -€18,527 -52.1%
Profit (loss) for the period 9904 €71,694 €33,353 -€38,341 -53.5%
Profit (loss) for the period to be appropriated 9905 €71,694 €33,353 -€38,341 -53.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.