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B&S: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

B&S

BE 0755.963.560
NACE 85.531, Driving schools for cars and motorcycles
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€32,339
2024 · €38,524-€6,185
Equity
€82,791
2024 · €109,275-€26,484
Cash
€51,082
2024 · €142,049-€90,967
Balance sheet total
€207,626
2024 · €185,345+€22,281

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€97,402

    up €97,402 (+276.4%), from €35,233 to €132,636

    of which Furniture and vehicles: +€67,794

  • Cash -€90,967

    down €90,967 (-64.0%), from €142,049 to €51,082

    mainly Investment in fixed assets (net) (-€128,162) and Contributions, distributions and other (-€58,824)

  • Receivables within one year +€11,417

    up €11,417 (+875.0%), from €1,305 to €12,722

    of which Trade receivables: +€8,033

  • Deferred charges and accrued income +€4,629

    up €4,629 (+70.6%), from €6,554 to €11,183

Equity and liabilities
  • Debts after one year +€28,874

    up €28,874 (+225.5%), from €12,807 to €41,681

  • Reserves -€26,484

    down €26,484 (-25.2%), from €105,275 to €78,791

  • Current portion of long-term debt +€16,166

    up €16,166 (+107.8%), from €14,992 to €31,159

  • Trade debts +€4,339

    up €4,339 (+119.0%), from €3,647 to €7,986

  • Short-term financial debts +€3,770

    new in 2025: €3,770

Income statement
  • Staff costs +€61,425

    up €61,425 (+60.5%), from €101,511 to €162,935

  • Gross operating margin +€42,991

    up €42,991 (+21.5%), from €199,958 to €242,949

  • Other operating charges -€7,186

    down €7,186 (-54.0%), from €13,304 to €6,119

  • Taxes -€3,481

    down €3,481 (-31.4%), from €11,096 to €7,615

  • Depreciation -€2,729

    down €2,729 (-8.1%), from €33,689 to €30,960

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €38,524
Gross operating margin +€42,991
Staff costs -€61,425
Depreciation +€2,729
Other operating charges +€7,186
Financial income -€63
Financial charges -€1,084
Taxes +€3,481
Result 2025 €32,339

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€47,209
Investment -€128,162
Financing -€10,014
Cash 2024 €142,049
Net result for the year +€32,339
Depreciation +€30,960
Receivables within one year -€11,417
Deferred charges and accrued income -€4,629
Trade debts +€4,339
Tax, wage and social debts -€3,472
Advances received -€2,522
Other debts +€1,542
Accrued charges and deferred income +€68
Investment in fixed assets (net) -€128,162
Debts after one year +€28,874
Current portion of long-term debt +€16,166
Short-term financial debts +€3,770
Contributions, distributions and other -€58,824
Cash 2025 €51,082
Every line side by side 47 lines
Line Code 2024 2025 Change %
Total assets 20/58 €185,345 €207,626 +€22,281 +12.0%
Formation expenses 20 €203 €3 -€200 -98.4%
Fixed assets 21/28 €35,233 €132,636 +€97,402 +276.4%
Tangible fixed assets 22/27 €35,233 €132,636 +€97,402 +276.4%
Land and buildings 22 €2,139 €31,747 +€29,608 +1383.9%
Furniture and vehicles 24 €33,094 €100,888 +€67,794 +204.9%
Current assets 29/58 €149,908 €74,987 -€74,921 -50.0%
Amounts receivable within one year 40/41 €1,305 €12,722 +€11,417 +875.0%
Trade receivables 40 €1,305 €9,337 +€8,033 +615.6%
Other amounts receivable 41 - €3,385 +€3,385
Cash at bank and in hand 54/58 €142,049 €51,082 -€90,967 -64.0%
Deferred charges and accrued income 490/1 €6,554 €11,183 +€4,629 +70.6%
Total equity and liabilities 10/49 €185,345 €207,626 +€22,281 +12.0%
Equity 10/15 €109,275 €82,791 -€26,484 -24.2%
Contributions 10/11 €4,000 €4,000 = 0.0%
Reserves 13 €105,275 €78,791 -€26,484 -25.2%
Distributable reserves 133 €105,275 €78,791 -€26,484 -25.2%
Profit (loss) carried forward 14 - €0 =
Amounts payable 17/49 €76,070 €124,836 +€48,765 +64.1%
Amounts payable after more than one year 17 €12,807 €41,681 +€28,874 +225.5%
Financial debts 170/4 €12,807 €41,681 +€28,874 +225.5%
Amounts payable within one year 42/48 €63,263 €83,086 +€19,823 +31.3%
Current portion of amounts payable after more than one year 42 €14,992 €31,159 +€16,166 +107.8%
Financial debts 43 - €3,770 +€3,770
Credit institutions 430/8 - €3,770 +€3,770
Trade debts 44 €3,647 €7,986 +€4,339 +119.0%
Suppliers 440/4 €3,647 €7,986 +€4,339 +119.0%
Advances received on contracts in progress 46 €2,522 €0 -€2,522 -100.0%
Taxes, remuneration and social security 45 €41,299 €37,827 -€3,472 -8.4%
Taxes 450/3 €22,718 €7,809 -€14,909 -65.6%
Remuneration and social security 454/9 €18,580 €30,018 +€11,438 +61.6%
Other amounts payable 47/48 €803 €2,345 +€1,542 +191.9%
Accrued charges and deferred income 492/3 €0 €68 +€68
Non-recurring operating income 76A - €8,678 +€8,678
Remuneration, social security and pensions 62 €101,511 €162,935 +€61,425 +60.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €33,689 €30,960 -€2,729 -8.1%
Other operating charges 640/8 €13,304 €6,119 -€7,186 -54.0%
Gross operating margin 9900 €199,958 €242,949 +€42,991 +21.5%
Operating profit (loss) 9901 €51,454 €42,935 -€8,518 -16.6%
Financial income 75/76B €86 €23 -€63 -73.3%
Recurring financial income 75 €86 €23 -€63 -73.3%
Financial charges 65/66B €1,920 €3,004 +€1,084 +56.5%
Recurring financial charges 65 €1,920 €3,004 +€1,084 +56.5%
Profit (loss) for the period before taxes 9903 €49,620 €39,955 -€9,666 -19.5%
Income taxes 67/77 €11,096 €7,615 -€3,481 -31.4%
Profit (loss) for the period 9904 €38,524 €32,339 -€6,185 -16.1%
Profit (loss) for the period to be appropriated 9905 €38,524 €32,339 -€6,185 -16.1%

Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.