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B-OFF: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

B-OFF

BE 0804.405.657
NACE 47.279, Other retail sale of food
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€1,371
2024 · -€5,751+€4,380
Equity
€7,878
2024 · €9,249-€1,371
Cash
€8,323
2024 · €12,750-€4,427
Balance sheet total
€17,078
2024 · €19,520-€2,441

Largest movements

2024 to 2025
Assets
  • Cash -€4,427

    down €4,427 (-34.7%), from €12,750 to €8,323

    mainly Net result for the year (-€1,371) and Other debts (-€1,159)

  • Stocks and contracts +€1,083

    up €1,083 (+18.9%), from €5,718 to €6,800

  • Receivables within one year +€903

    up €903 (+85.7%), from €1,053 to €1,955

    of which Other amounts receivable: +€488

Equity and liabilities
  • Profit (loss) carried forward -€1,371

    down €1,371 (-23.8%), from -€5,751 to -€7,122

  • Other debts -€1,159

    down €1,159 (-15.5%), from €7,461 to €6,302

Income statement
  • Gross operating margin +€15,199

    up €15,199 (+391.4%), from €3,884 to €19,083

  • Staff costs +€10,658

    up €10,658 (+134.9%), from €7,902 to €18,560

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€5,751
Gross operating margin +€15,199
Staff costs -€10,658
Other operating charges -€52
Financial income +€5
Financial charges -€115
Result 2025 -€1,371

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€4,427
Investment €0
Financing €0
Cash 2024 €12,750
Net result for the year -€1,371
Stocks and contracts -€1,083
Receivables within one year -€903
Trade debts -€6
Tax, wage and social debts +€95
Other debts -€1,159
Cash 2025 €8,323
Every line side by side 31 lines
Line Code 2024 2025 Change %
Total assets 20/58 €19,520 €17,078 -€2,441 -12.5%
Current assets 29/58 €19,520 €17,078 -€2,441 -12.5%
Stocks and contracts in progress 3 €5,718 €6,800 +€1,083 +18.9%
Stocks 30/36 €5,718 €6,800 +€1,083 +18.9%
Amounts receivable within one year 40/41 €1,053 €1,955 +€903 +85.7%
Trade receivables 40 €742 €1,156 +€415 +55.9%
Other amounts receivable 41 €311 €799 +€488 +156.8%
Cash at bank and in hand 54/58 €12,750 €8,323 -€4,427 -34.7%
Total equity and liabilities 10/49 €19,520 €17,078 -€2,441 -12.5%
Equity 10/15 €9,249 €7,878 -€1,371 -14.8%
Contributions 10/11 €15,000 €15,000 = 0.0%
Profit (loss) carried forward 14 -€5,751 -€7,122 -€1,371 -23.8%
Amounts payable 17/49 €10,271 €9,201 -€1,070 -10.4%
Amounts payable within one year 42/48 €10,271 €9,201 -€1,070 -10.4%
Trade debts 44 €412 €406 -€6 -1.5%
Suppliers 440/4 €412 €406 -€6 -1.5%
Taxes, remuneration and social security 45 €2,398 €2,492 +€95 +4.0%
Taxes 450/3 €1,545 €1,084 -€461 -29.8%
Remuneration and social security 454/9 €853 €1,409 +€556 +65.2%
Other amounts payable 47/48 €7,461 €6,302 -€1,159 -15.5%
Remuneration, social security and pensions 62 €7,902 €18,560 +€10,658 +134.9%
Other operating charges 640/8 €1,709 €1,761 +€52 +3.0%
Gross operating margin 9900 €3,884 €19,083 +€15,199 +391.4%
Operating profit (loss) 9901 -€5,728 -€1,238 +€4,490 +78.4%
Financial income 75/76B €16 €21 +€5 +31.3%
Recurring financial income 75 €16 €21 +€5 +31.3%
Financial charges 65/66B €39 €154 +€115 +291.8%
Recurring financial charges 65 €39 €154 +€115 +291.8%
Profit (loss) for the period before taxes 9903 -€5,751 -€1,371 +€4,380 +76.2%
Profit (loss) for the period 9904 -€5,751 -€1,371 +€4,380 +76.2%
Profit (loss) for the period to be appropriated 9905 -€5,751 -€1,371 +€4,380 +76.2%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.