b!loba: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
b!loba
Largest movements
- Cash -€77,771
down €77,771 (-72.1%), from €107,916 to €30,146
mainly Accrued charges and deferred income (-€162,500) and Net result for the year (-€29,440)
- Tangible fixed assets -€30,822
down €30,822 (-30.6%), from €100,757 to €69,935
of which Furniture and vehicles: -€31,644
- Receivables within one year -€5,348
down €5,348 (-97.2%), from €5,500 to €153
of which Other amounts receivable: -€4,571
- Deferred charges and accrued income -€3,239
no longer reported in 2025 (was €3,239)
- Accrued charges and deferred income -€162,500
down €162,500 (-93.2%), from €174,398 to €11,898
- Other debts +€73,456
up €73,456 (+178%), from €41,256 to €114,713
- Profit (loss) carried forward -€29,440
down €29,440 (-108%), from -€27,203 to -€56,643
- Staff costs +€13,279
up €13,279 (+9.7%), from €136,313 to €149,593
- Gross operating margin -€1,989
down €1,989 (-1.3%), from €156,118 to €154,129
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €217,412 | €100,233 | -€117,179 | -53.9% |
| Fixed assets | 21/28 | €100,757 | €69,935 | -€30,822 | -30.6% |
| Tangible fixed assets | 22/27 | €100,757 | €69,935 | -€30,822 | -30.6% |
| Plant, machinery and equipment | 23 | - | €1,259 | +€1,259 | |
| Furniture and vehicles | 24 | €97,354 | €65,710 | -€31,644 | -32.5% |
| Other tangible fixed assets | 26 | €3,403 | €2,966 | -€436 | -12.8% |
| Current assets | 29/58 | €116,655 | €30,298 | -€86,357 | -74.0% |
| Amounts receivable within one year | 40/41 | €5,500 | €153 | -€5,348 | -97.2% |
| Trade receivables | 40 | €777 | - | -€777 | |
| Other amounts receivable | 41 | €4,723 | €153 | -€4,571 | -96.8% |
| Cash at bank and in hand | 54/58 | €107,916 | €30,146 | -€77,771 | -72.1% |
| Deferred charges and accrued income | 490/1 | €3,239 | - | -€3,239 | |
| Total equity and liabilities | 10/49 | €217,412 | €100,233 | -€117,179 | -53.9% |
| Equity | 10/15 | -€17,202 | -€46,642 | -€29,440 | -171% |
| Contributions | 10/11 | €10,001 | €10,001 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€27,203 | -€56,643 | -€29,440 | -108% |
| Amounts payable | 17/49 | €234,614 | €146,875 | -€87,739 | -37.4% |
| Amounts payable within one year | 42/48 | €60,216 | €134,977 | +€74,761 | +124% |
| Trade debts | 44 | €730 | €299 | -€431 | -59.0% |
| Suppliers | 440/4 | €730 | €299 | -€431 | -59.0% |
| Taxes, remuneration and social security | 45 | €18,230 | €19,965 | +€1,736 | +9.5% |
| Remuneration and social security | 454/9 | €18,230 | €19,965 | +€1,736 | +9.5% |
| Other amounts payable | 47/48 | €41,256 | €114,713 | +€73,456 | +178% |
| Accrued charges and deferred income | 492/3 | €174,398 | €11,898 | -€162,500 | -93.2% |
| Remuneration, social security and pensions | 62 | €136,313 | €149,593 | +€13,279 | +9.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €31,670 | €32,265 | +€595 | +1.9% |
| Other operating charges | 640/8 | €1,614 | €1,020 | -€594 | -36.8% |
| Gross operating margin | 9900 | €156,118 | €154,129 | -€1,989 | -1.3% |
| Operating profit (loss) | 9901 | -€13,479 | -€28,748 | -€15,269 | -113% |
| Financial income | 75/76B | - | €0 | +€0 | |
| Recurring financial income | 75 | - | €0 | +€0 | |
| Financial charges | 65/66B | €75 | €61 | -€14 | -19.2% |
| Recurring financial charges | 65 | €75 | €61 | -€14 | -19.2% |
| Profit (loss) for the period before taxes | 9903 | -€13,554 | -€28,809 | -€15,255 | -113% |
| Income taxes | 67/77 | €636 | €631 | -€5 | -0.7% |
| Profit (loss) for the period | 9904 | -€14,190 | -€29,440 | -€15,250 | -107% |
| Profit (loss) for the period to be appropriated | 9905 | -€14,190 | -€29,440 | -€15,250 | -107% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.