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B.D.B.: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

B.D.B.

BE 0457.963.526
NACE 46.150, Agents in the wholesale of furniture, household goods and hardware
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€11,438
2024 · -€25,068+€13,630
Equity
-€105,233
2024 · -€93,795-€11,438
Cash
€4,956
2024 · €3,021+€1,935
Balance sheet total
€23,686
2024 · €27,178-€3,493

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€6,950

    down €6,950 (-45.9%), from €15,131 to €8,181

    of which Furniture and vehicles: -€6,664

  • Cash +€1,935

    up €1,935 (+64.0%), from €3,021 to €4,956

    mainly Other debts (+€16,358) and Depreciation (+€6,950)

  • Receivables within one year +€1,522

    up €1,522 (+16.9%), from €9,026 to €10,548

    of which Other amounts receivable: +€2,024

Equity and liabilities
  • Other debts +€16,358

    up €16,358 (+16.2%), from €101,115 to €117,473

  • Tax, wage and social debts -€13,540

    no longer reported in 2025 (was €13,540)

  • Profit (loss) carried forward -€11,438

    down €11,438 (-10.1%), from -€113,257 to -€124,695

  • Trade debts +€5,128

    up €5,128 (+106.4%), from €4,818 to €9,945

Income statement
  • Staff costs -€16,515

    no longer reported in 2025 (was €16,515)

  • Gross operating margin -€3,733

    down €3,733, from €1,037 to -€2,695

  • Other operating charges -€812

    down €812 (-32.9%), from €2,469 to €1,656

  • Financial charges -€35

    down €35 (-20.4%), from €172 to €137

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€25,068
Gross operating margin -€3,733
Staff costs +€16,515
Other operating charges +€812
Financial charges +€35
Result 2025 -€11,438

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€1,935
Investment €0
Financing €0
Cash 2024 €3,021
Net result for the year -€11,438
Depreciation +€6,950
Receivables within one year -€1,522
Trade debts +€5,128
Tax, wage and social debts -€13,540
Other debts +€16,358
Cash 2025 €4,956
Every line side by side 35 lines
Line Code 2024 2025 Change %
Total assets 20/58 €27,178 €23,686 -€3,493 -12.9%
Fixed assets 21/28 €15,131 €8,181 -€6,950 -45.9%
Tangible fixed assets 22/27 €15,131 €8,181 -€6,950 -45.9%
Plant, machinery and equipment 23 €580 €294 -€286 -49.3%
Furniture and vehicles 24 €14,551 €7,887 -€6,664 -45.8%
Current assets 29/58 €12,047 €15,504 +€3,457 +28.7%
Amounts receivable within one year 40/41 €9,026 €10,548 +€1,522 +16.9%
Trade receivables 40 €8,179 €7,677 -€502 -6.1%
Other amounts receivable 41 €848 €2,872 +€2,024 +238.8%
Cash at bank and in hand 54/58 €3,021 €4,956 +€1,935 +64.0%
Total equity and liabilities 10/49 €27,178 €23,686 -€3,493 -12.9%
Equity 10/15 -€93,795 -€105,233 -€11,438 -12.2%
Contributions 10/11 €18,592 €18,592 = 0.0%
Reserves 13 €870 €870 = 0.0%
Non-distributable reserves 130/1 €870 €870 = 0.0%
Reserves not available under the articles 1311 €870 €870 = 0.0%
Profit (loss) carried forward 14 -€113,257 -€124,695 -€11,438 -10.1%
Amounts payable 17/49 €120,973 €128,919 +€7,945 +6.6%
Amounts payable within one year 42/48 €119,473 €127,419 +€7,945 +6.7%
Trade debts 44 €4,818 €9,945 +€5,128 +106.4%
Suppliers 440/4 €4,818 €9,945 +€5,128 +106.4%
Taxes, remuneration and social security 45 €13,540 - -€13,540
Remuneration and social security 454/9 €13,540 - -€13,540
Other amounts payable 47/48 €101,115 €117,473 +€16,358 +16.2%
Accrued charges and deferred income 492/3 €1,500 €1,500 = 0.0%
Remuneration, social security and pensions 62 €16,515 - -€16,515
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €6,950 €6,950 = 0.0%
Other operating charges 640/8 €2,469 €1,656 -€812 -32.9%
Gross operating margin 9900 €1,037 -€2,695 -€3,733
Operating profit (loss) 9901 -€24,897 -€11,301 +€13,595 +54.6%
Financial charges 65/66B €172 €137 -€35 -20.4%
Recurring financial charges 65 €172 €137 -€35 -20.4%
Profit (loss) for the period before taxes 9903 -€25,068 -€11,438 +€13,630 +54.4%
Profit (loss) for the period 9904 -€25,068 -€11,438 +€13,630 +54.4%
Profit (loss) for the period to be appropriated 9905 -€25,068 -€11,438 +€13,630 +54.4%

Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.