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B. CYCLES: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

B. CYCLES

BE 0463.255.073
NACE 47.632, Retail sale of bicycles
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€2,893
2024 · €26,477-€23,583
Equity
€192,245
2024 · €206,852-€14,607
Cash
€6,251
2024 · €16,724-€10,474
Balance sheet total
€324,672
2024 · €329,633-€4,961

Largest movements

2024 to 2025
Assets
  • Cash -€10,474

    down €10,474 (-62.6%), from €16,724 to €6,251

    mainly Contributions, distributions and other (-€17,500) and Investment in fixed assets (net) (-€13,421)

  • Receivables within one year +€7,576

    up €7,576 (+50.6%), from €14,976 to €22,552

    of which Other amounts receivable: +€9,018

Equity and liabilities
  • Other debts +€15,777

    up €15,777 (+65.8%), from €23,971 to €39,748

  • Reserves -€14,607

    down €14,607 (-9.4%), from €156,219 to €141,612

  • Short-term financial debts -€10,000

    down €10,000 (-100.0%), from €10,000 to €0

  • Debts after one year -€9,175

    down €9,175 (-32.9%), from €27,846 to €18,672

  • Tax, wage and social debts +€7,726

    up €7,726 (+22.1%), from €34,988 to €42,714

    of which Taxes: +€9,580

Income statement
  • Gross operating margin -€26,388

    down €26,388 (-15.4%), from €171,377 to €144,989

  • Taxes -€12,362

    down €12,362 (-87.0%), from €14,214 to €1,852

  • Staff costs +€6,080

    up €6,080 (+5.2%), from €116,006 to €122,086

  • Depreciation +€1,910

    up €1,910 (+15.2%), from €12,539 to €14,449

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €26,477
Gross operating margin -€26,388
Staff costs -€6,080
Depreciation -€1,910
Other operating charges +€263
Financial income -€1,419
Financial charges -€412
Taxes +€12,362
Result 2025 €2,893

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€40,316
Investment -€13,421
Financing -€37,369
Cash 2024 €16,724
Net result for the year +€2,893
Depreciation +€14,449
Stocks and contracts +€1,935
Receivables within one year -€7,576
Deferred charges and accrued income -€900
Trade debts +€6,012
Tax, wage and social debts +€7,726
Other debts +€15,777
Investment in fixed assets (net) -€13,421
Debts after one year -€9,175
Current portion of long-term debt -€694
Short-term financial debts -€10,000
Contributions, distributions and other -€17,500
Cash 2025 €6,251
Every line side by side 48 lines
Line Code 2024 2025 Change %
Total assets 20/58 €329,633 €324,672 -€4,961 -1.5%
Fixed assets 21/28 €27,362 €26,333 -€1,028 -3.8%
Intangible fixed assets 21 €5,029 €2,862 -€2,167 -43.1%
Tangible fixed assets 22/27 €22,333 €23,471 +€1,138 +5.1%
Land and buildings 22 €3,164 €12,988 +€9,824 +310.5%
Plant, machinery and equipment 23 €1,791 €2,318 +€527 +29.4%
Furniture and vehicles 24 €17,377 €8,165 -€9,212 -53.0%
Current assets 29/58 €302,271 €298,339 -€3,933 -1.3%
Stocks and contracts in progress 3 €270,522 €268,587 -€1,935 -0.7%
Stocks 30/36 €270,522 €268,587 -€1,935 -0.7%
Amounts receivable within one year 40/41 €14,976 €22,552 +€7,576 +50.6%
Trade receivables 40 €14,517 €13,074 -€1,442 -9.9%
Other amounts receivable 41 €459 €9,477 +€9,018 +1965.4%
Cash at bank and in hand 54/58 €16,724 €6,251 -€10,474 -62.6%
Deferred charges and accrued income 490/1 €50 €949 +€900 +1814.0%
Total equity and liabilities 10/49 €329,633 €324,672 -€4,961 -1.5%
Equity 10/15 €206,852 €192,245 -€14,607 -7.1%
Contributions 10/11 €24,800 €24,800 = 0.0%
Reserves 13 €156,219 €141,612 -€14,607 -9.4%
Distributable reserves 133 €156,219 €141,612 -€14,607 -9.4%
Profit (loss) carried forward 14 €25,833 €25,833 = 0.0%
Amounts payable 17/49 €122,781 €132,427 +€9,646 +7.9%
Amounts payable after more than one year 17 €27,846 €18,672 -€9,175 -32.9%
Financial debts 170/4 €27,846 €18,672 -€9,175 -32.9%
Amounts payable within one year 42/48 €94,934 €113,755 +€18,821 +19.8%
Current portion of amounts payable after more than one year 42 €9,869 €9,175 -€694 -7.0%
Financial debts 43 €10,000 €0 -€10,000 -100.0%
Credit institutions 430/8 €10,000 €0 -€10,000 -100.0%
Trade debts 44 €16,106 €22,118 +€6,012 +37.3%
Suppliers 440/4 €16,106 €22,118 +€6,012 +37.3%
Taxes, remuneration and social security 45 €34,988 €42,714 +€7,726 +22.1%
Taxes 450/3 €16,403 €25,983 +€9,580 +58.4%
Remuneration and social security 454/9 €18,586 €16,731 -€1,855 -10.0%
Other amounts payable 47/48 €23,971 €39,748 +€15,777 +65.8%
Accrued charges and deferred income 492/3 €0 - =
Remuneration, social security and pensions 62 €116,006 €122,086 +€6,080 +5.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €12,539 €14,449 +€1,910 +15.2%
Other operating charges 640/8 €1,418 €1,155 -€263 -18.5%
Gross operating margin 9900 €171,377 €144,989 -€26,388 -15.4%
Operating profit (loss) 9901 €41,414 €7,299 -€34,115 -82.4%
Financial income 75/76B €2,204 €785 -€1,419 -64.4%
Recurring financial income 75 €2,204 €785 -€1,419 -64.4%
Financial charges 65/66B €2,927 €3,339 +€412 +14.1%
Recurring financial charges 65 €2,927 €3,339 +€412 +14.1%
Profit (loss) for the period before taxes 9903 €40,691 €4,745 -€35,946 -88.3%
Income taxes 67/77 €14,214 €1,852 -€12,362 -87.0%
Profit (loss) for the period 9904 €26,477 €2,893 -€23,583 -89.1%
Profit (loss) for the period to be appropriated 9905 €26,477 €2,893 -€23,583 -89.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.