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B.B.V. CONSTRUCT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

B.B.V. CONSTRUCT

BE 0836.354.388
NACE 41.001, General construction of residential buildings
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
€1,498
2023 · €17,067-€15,569
Equity
€12,790
2023 · €11,292+€1,498
Cash
€3,664
2023 · €1,679+€1,985
Balance sheet total
€65,559
2023 · €57,175+€8,385

Largest movements

2023 to 2024
Assets
  • Receivables within one year +€3,508

    up €3,508 (+14.1%), from €24,918 to €28,426

    of which Trade receivables: +€5,926

  • Stocks and contracts +€2,776

    up €2,776 (+11.7%), from €23,795 to €26,572

    of which Contracts in progress: +€6,500

  • Cash +€1,985

    up €1,985 (+118.2%), from €1,679 to €3,664

    mainly Other debts (+€8,408) and Trade debts (+€6,874)

Equity and liabilities
  • Debts after one year -€8,488

    down €8,488 (-26.0%), from €32,687 to €24,199

  • Other debts +€8,408

    up €8,408 (+89.5%), from €9,394 to €17,802

  • Trade debts +€6,874

    up €6,874 (+555.6%), from €1,237 to €8,111

  • Profit (loss) carried forward +€1,498

    up €1,498, from -€708 to €790

Income statement
  • Gross operating margin -€15,754

    down €15,754 (-88.8%), from €17,751 to €1,997

  • Financial charges -€191

    down €191 (-61.4%), from €312 to €120

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €17,067
Gross operating margin -€15,754
Depreciation +€26
Other operating charges -€81
Financial income +€49
Financial charges +€191
Result 2024 €1,498

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€10,473
Investment €0
Financing -€8,488
Cash 2023 €1,679
Net result for the year +€1,498
Stocks and contracts -€2,776
Receivables within one year -€3,508
Deferred charges and accrued income -€115
Trade debts +€6,874
Tax, wage and social debts +€92
Other debts +€8,408
Debts after one year -€8,488
Cash 2024 €3,664
Every line side by side 43 lines
Line Code 2023 2024 Change %
Total assets 20/58 €57,175 €65,559 +€8,385 +14.7%
Fixed assets 21/28 €350 €350 = 0.0%
Tangible fixed assets 22/27 €0 - =
Plant, machinery and equipment 23 €0 - =
Financial fixed assets 28 €350 €350 = 0.0%
Current assets 29/58 €56,825 €65,209 +€8,385 +14.8%
Stocks and contracts in progress 3 €23,795 €26,572 +€2,776 +11.7%
Stocks 30/36 €7,295 €3,572 -€3,724 -51.0%
Contracts in progress 37 €16,500 €23,000 +€6,500 +39.4%
Amounts receivable within one year 40/41 €24,918 €28,426 +€3,508 +14.1%
Trade receivables 40 €20,014 €25,939 +€5,926 +29.6%
Other amounts receivable 41 €4,904 €2,487 -€2,418 -49.3%
Cash at bank and in hand 54/58 €1,679 €3,664 +€1,985 +118.2%
Deferred charges and accrued income 490/1 €6,433 €6,548 +€115 +1.8%
Total equity and liabilities 10/49 €57,175 €65,559 +€8,385 +14.7%
Equity 10/15 €11,292 €12,790 +€1,498 +13.3%
Contributions 10/11 €10,000 €10,000 = 0.0%
Reserves 13 €2,000 €2,000 = 0.0%
Non-distributable reserves 130/1 €0 - =
Reserves not available under the articles 1311 €0 - =
Distributable reserves 133 €2,000 €2,000 = 0.0%
Profit (loss) carried forward 14 -€708 €790 +€1,498
Amounts payable 17/49 €45,883 €52,769 +€6,886 +15.0%
Amounts payable after more than one year 17 €32,687 €24,199 -€8,488 -26.0%
Other amounts payable 178/9 €32,687 €24,199 -€8,488 -26.0%
Amounts payable within one year 42/48 €13,196 €28,570 +€15,374 +116.5%
Trade debts 44 €1,237 €8,111 +€6,874 +555.6%
Suppliers 440/4 €1,237 €8,111 +€6,874 +555.6%
Taxes, remuneration and social security 45 €2,565 €2,657 +€92 +3.6%
Taxes 450/3 €2,565 €2,657 +€92 +3.6%
Other amounts payable 47/48 €9,394 €17,802 +€8,408 +89.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €26 €0 -€26 -100.0%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 €0 - =
Other operating charges 640/8 €348 €429 +€81 +23.4%
Gross operating margin 9900 €17,751 €1,997 -€15,754 -88.8%
Operating profit (loss) 9901 €17,377 €1,568 -€15,809 -91.0%
Financial income 75/76B €2 €50 +€49 +3008.0%
Recurring financial income 75 €2 €50 +€49 +3008.0%
Financial charges 65/66B €312 €120 -€191 -61.4%
Recurring financial charges 65 €312 €120 -€191 -61.4%
Profit (loss) for the period before taxes 9903 €17,067 €1,498 -€15,569 -91.2%
Profit (loss) for the period 9904 €17,067 €1,498 -€15,569 -91.2%
Profit (loss) for the period to be appropriated 9905 €17,067 €1,498 -€15,569 -91.2%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.