AZLAF: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AZLAF
Largest movements
- Receivables within one year +€12,555
up €12,555 (+68.4%), from €18,344 to €30,899
of which Other amounts receivable: +€12,898
- Cash -€8,101
down €8,101 (-67.1%), from €12,070 to €3,968
mainly Receivables within one year (-€12,555) and Trade debts (-€5,975)
- Tax, wage and social debts +€7,528
up €7,528 (+340.3%), from €2,212 to €9,741
of which Remuneration and social security: +€7,643
- Trade debts -€5,975
no longer reported in 2025 (was €5,975)
- Profit (loss) carried forward +€2,900
up €2,900 (+14.3%), from €20,227 to €23,127
- Gross operating margin -€25,473
down €25,473 (-72.1%), from €35,327 to €9,854
- Staff costs -€8,818
down €8,818 (-61.6%), from €14,305 to €5,487
- Taxes +€725
new in 2025: €725
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €30,414 | €34,868 | +€4,454 | +14.6% |
| Current assets | 29/58 | €30,414 | €34,868 | +€4,454 | +14.6% |
| Amounts receivable within one year | 40/41 | €18,344 | €30,899 | +€12,555 | +68.4% |
| Trade receivables | 40 | €5,917 | €5,575 | -€342 | -5.8% |
| Other amounts receivable | 41 | €12,427 | €25,325 | +€12,898 | +103.8% |
| Cash at bank and in hand | 54/58 | €12,070 | €3,968 | -€8,101 | -67.1% |
| Total equity and liabilities | 10/49 | €30,414 | €34,868 | +€4,454 | +14.6% |
| Equity | 10/15 | €22,227 | €25,127 | +€2,900 | +13.0% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €20,227 | €23,127 | +€2,900 | +14.3% |
| Amounts payable | 17/49 | €8,187 | €9,741 | +€1,553 | +19.0% |
| Amounts payable within one year | 42/48 | €8,187 | €9,741 | +€1,553 | +19.0% |
| Trade debts | 44 | €5,975 | - | -€5,975 | |
| Suppliers | 440/4 | €5,975 | - | -€5,975 | |
| Taxes, remuneration and social security | 45 | €2,212 | €9,741 | +€7,528 | +340.3% |
| Taxes | 450/3 | €1,867 | €1,753 | -€114 | -6.1% |
| Remuneration and social security | 454/9 | €345 | €7,987 | +€7,643 | +2216.1% |
| Remuneration, social security and pensions | 62 | €14,305 | €5,487 | -€8,818 | -61.6% |
| Other operating charges | 640/8 | €428 | €629 | +€201 | +47.0% |
| Gross operating margin | 9900 | €35,327 | €9,854 | -€25,473 | -72.1% |
| Operating profit (loss) | 9901 | €20,594 | €3,738 | -€16,856 | -81.9% |
| Financial charges | 65/66B | €367 | €112 | -€255 | -69.4% |
| Recurring financial charges | 65 | €367 | €112 | -€255 | -69.4% |
| Profit (loss) for the period before taxes | 9903 | €20,227 | €3,626 | -€16,601 | -82.1% |
| Income taxes | 67/77 | - | €725 | +€725 | |
| Profit (loss) for the period | 9904 | €20,227 | €2,900 | -€17,326 | -85.7% |
| Profit (loss) for the period to be appropriated | 9905 | €20,227 | €2,900 | -€17,326 | -85.7% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.