AXYAN FINTECH: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AXYAN FINTECH
Largest movements
- Cash -€72,931
down €72,931 (-65.0%), from €112,285 to €39,354
mainly Tax, wage and social debts (-€77,427) and Receivables within one year (-€8,025)
- Receivables within one year +€8,025
up €8,025 (+1.8%), from €442,288 to €450,313
of which Trade receivables: +€17,225
- Tax, wage and social debts -€77,427
down €77,427 (-89.6%), from €86,394 to €8,966
of which Taxes: -€72,627
- Profit (loss) carried forward +€17,463
up €17,463 (+4.1%), from €430,675 to €448,138
- Financial charges -€94,951
down €94,951 (-99.3%), from €95,618 to €668
of which Non-recurring financial charges: -€94,654
- Gross operating margin -€80,631
down €80,631 (-33.2%), from €242,571 to €161,941
- Staff costs +€26,079
up €26,079 (+27.3%), from €95,543 to €121,622
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €568,089 | €504,449 | -€63,639 | -11.2% |
| Formation expenses | 20 | €0 | - | = | |
| Fixed assets | 21/28 | €12,335 | €14,782 | +€2,447 | +19.8% |
| Tangible fixed assets | 22/27 | €8,323 | €10,770 | +€2,447 | +29.4% |
| Furniture and vehicles | 24 | €8,323 | €10,770 | +€2,447 | +29.4% |
| Financial fixed assets | 28 | €4,012 | €4,012 | = | 0.0% |
| Current assets | 29/58 | €555,753 | €489,667 | -€66,086 | -11.9% |
| Amounts receivable after more than one year | 29 | €0 | - | = | |
| Other amounts receivable | 291 | €0 | - | = | |
| Amounts receivable within one year | 40/41 | €442,288 | €450,313 | +€8,025 | +1.8% |
| Trade receivables | 40 | €414,569 | €431,795 | +€17,225 | +4.2% |
| Other amounts receivable | 41 | €27,719 | €18,519 | -€9,200 | -33.2% |
| Cash at bank and in hand | 54/58 | €112,285 | €39,354 | -€72,931 | -65.0% |
| Deferred charges and accrued income | 490/1 | €1,181 | - | -€1,181 | |
| Total equity and liabilities | 10/49 | €568,089 | €504,449 | -€63,639 | -11.2% |
| Equity | 10/15 | €451,135 | €468,598 | +€17,463 | +3.9% |
| Contributions | 10/11 | €18,600 | €20,460 | +€1,860 | +10.0% |
| Reserves | 13 | €1,860 | - | -€1,860 | |
| Non-distributable reserves | 130/1 | €1,860 | - | -€1,860 | |
| Reserves not available under the articles | 1311 | €1,860 | - | -€1,860 | |
| Profit (loss) carried forward | 14 | €430,675 | €448,138 | +€17,463 | +4.1% |
| Amounts payable | 17/49 | €116,954 | €35,851 | -€81,103 | -69.3% |
| Amounts payable within one year | 42/48 | €114,914 | €33,811 | -€81,103 | -70.6% |
| Trade debts | 44 | €28,520 | €24,845 | -€3,675 | -12.9% |
| Suppliers | 440/4 | €27,229 | €23,554 | -€3,675 | -13.5% |
| Bills of exchange payable | 441 | €1,291 | €1,291 | = | 0.0% |
| Taxes, remuneration and social security | 45 | €86,394 | €8,966 | -€77,427 | -89.6% |
| Taxes | 450/3 | €74,331 | €1,704 | -€72,627 | -97.7% |
| Remuneration and social security | 454/9 | €12,063 | €7,263 | -€4,800 | -39.8% |
| Accrued charges and deferred income | 492/3 | €2,040 | €2,040 | = | 0.0% |
| Remuneration, social security and pensions | 62 | €95,543 | €121,622 | +€26,079 | +27.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,127 | - | -€1,127 | |
| Other operating charges | 640/8 | €11,010 | €13,428 | +€2,419 | +22.0% |
| Gross operating margin | 9900 | €242,571 | €161,941 | -€80,631 | -33.2% |
| Operating profit (loss) | 9901 | €134,892 | €26,890 | -€108,002 | -80.1% |
| Financial income | 75/76B | €341 | €333 | -€8 | -2.4% |
| Recurring financial income | 75 | €341 | €333 | -€8 | -2.4% |
| Financial charges | 65/66B | €95,618 | €668 | -€94,951 | -99.3% |
| Recurring financial charges | 65 | €964 | €668 | -€297 | -30.8% |
| Non-recurring financial charges | 66B | €94,654 | - | -€94,654 | |
| Profit (loss) for the period before taxes | 9903 | €39,615 | €26,556 | -€13,059 | -33.0% |
| Income taxes | 67/77 | €10,098 | €9,092 | -€1,006 | -10.0% |
| Profit (loss) for the period | 9904 | €29,516 | €17,463 | -€12,053 | -40.8% |
| Profit (loss) for the period to be appropriated | 9905 | €29,516 | €17,463 | -€12,053 | -40.8% |
Source: filed annual accounts (NBB), financial years ended 31 January 2024 and 31 January 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.