AUTOMOBILE GAITE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
AUTOMOBILE GAITE
NACE 47.811, Retail sale of cars and light vans (up to 3.5 tonnes)
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
-€27,591
2024 · -€195,420+€167,829
Equity
€2.0m
2024 · €2.0m-€27,591
Cash
€317,254
2024 · €760,082-€442,828
Balance sheet total
€3.3m
2024 · €3.7m-€444,500
Largest movements
Assets
- Cash -€442,828
down €442,828 (-58.3%), from €760,082 to €317,254
mainly Stocks and contracts (-€259,338) and Short-term financial debts (-€200,000)
- Stocks and contracts +€259,338
up €259,338 (+35.7%), from €725,952 to €985,289
- Tangible fixed assets -€205,532
down €205,532 (-9.9%), from €2.1m to €1.9m
of which Land and buildings: -€172,232
- Receivables within one year -€53,206
down €53,206 (-34.7%), from €153,195 to €99,989
of which Trade receivables: -€149,219
Equity and liabilities
- Short-term financial debts -€200,000
down €200,000 (-25.0%), from €800,000 to €600,000
- Current portion of long-term debt -€74,837
down €74,837 (-52.5%), from €142,426 to €67,588
- Debts after one year -€67,588
down €67,588 (-13.3%), from €506,722 to €439,133
- Tax, wage and social debts -€59,528
no longer reported in 2025 (was €59,528)
Income statement
- Turnover -€892,357
down €892,357 (-29.0%), from €3.1m to €2.2m
- Goods and materials -€811,653
down €811,653 (-27.3%), from €3.0m to €2.2m
of which Change in stocks: decrease (increase): -€591,094
- Write-downs -€141,974
down €141,974, from €70,340 to -€71,634
- Financial charges -€57,893
down €57,893 (-52.9%), from €109,397 to €51,505
- Other operating income +€45,650
up €45,650 (+21.2%), from €215,591 to €261,241
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
-€195,420
Turnover
-€892,357
Other operating income
+€45,650
Goods and materials
+€811,653
Services and other goods
+€41,388
Depreciation
+€23,487
Write-downs
+€141,974
Other operating charges
-€8,696
Other operating items
+€7,393
Financial income
-€3,235
Financial charges
+€57,893
Taxes
+€19,423
Deferred taxes and other
-€76,744
Result 2025
-€27,591
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
-€123,108
Investment
+€22,706
Financing
-€342,426
Cash 2024
€760,082
From operations (derived)
-€123,108
Net result for the year
-€27,591
Depreciation
+€182,825
Stocks and contracts
-€259,338
Receivables within one year
+€53,206
Deferred charges and accrued income
+€2,273
Provisions
-€27,812
Trade debts
+€18,740
Tax, wage and social debts
-€59,528
Accrued charges and deferred income
-€5,882
Investment (derived)
+€22,706
Investment in fixed assets (net)
+€22,706
Financing
-€342,426
Debts after one year
-€67,588
Current portion of long-term debt
-€74,837
Short-term financial debts
-€200,000
Cash 2025
€317,254
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €3,721,546 | €3,277,046 | -€444,500 | -11.9% |
| Fixed assets | 21/28 | €2,077,951 | €1,872,419 | -€205,532 | -9.9% |
| Tangible fixed assets | 22/27 | €2,077,566 | €1,872,035 | -€205,532 | -9.9% |
| Land and buildings | 22 | €1,692,821 | €1,520,589 | -€172,232 | -10.2% |
| Plant, machinery and equipment | 23 | €5,520 | €2,129 | -€3,391 | -61.4% |
| Furniture and vehicles | 24 | €79,446 | €49,538 | -€29,908 | -37.6% |
| Other tangible fixed assets | 26 | €299,779 | €299,779 | = | 0.0% |
| Financial fixed assets | 28 | €384 | €384 | = | 0.0% |
| Other financial fixed assets | 284/8 | €384 | €384 | = | 0.0% |
| Amounts receivable and cash guarantees | 285/8 | €384 | €384 | = | 0.0% |
| Current assets | 29/58 | €1,643,595 | €1,404,627 | -€238,968 | -14.5% |
| Stocks and contracts in progress | 3 | €725,952 | €985,289 | +€259,338 | +35.7% |
| Stocks | 30/36 | €725,952 | €985,289 | +€259,338 | +35.7% |
| Goods purchased for resale | 34 | €725,952 | €985,289 | +€259,338 | +35.7% |
| Amounts receivable within one year | 40/41 | €153,195 | €99,989 | -€53,206 | -34.7% |
| Trade receivables | 40 | €152,908 | €3,689 | -€149,219 | -97.6% |
| Other amounts receivable | 41 | €287 | €96,300 | +€96,014 | +33,492% |
| Cash at bank and in hand | 54/58 | €760,082 | €317,254 | -€442,828 | -58.3% |
| Deferred charges and accrued income | 490/1 | €4,367 | €2,095 | -€2,273 | -52.0% |
| Total equity and liabilities | 10/49 | €3,721,546 | €3,277,046 | -€444,500 | -11.9% |
| Equity | 10/15 | €2,026,796 | €1,999,205 | -€27,591 | -1.4% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €96,248 | €77,762 | -€18,486 | -19.2% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Tax-exempt reserves | 132 | €94,388 | €75,902 | -€18,486 | -19.6% |
| Profit (loss) carried forward | 14 | €1,911,949 | €1,902,844 | -€9,105 | -0.5% |
| Provisions and deferred taxes | 16 | €142,188 | €114,375 | -€27,812 | -19.6% |
| Provisions for liabilities and charges | 160/5 | €110,725 | €89,075 | -€21,650 | -19.6% |
| Environmental obligations | 163 | €110,725 | €89,075 | -€21,650 | -19.6% |
| Deferred taxes | 168 | €31,463 | €25,301 | -€6,162 | -19.6% |
| Amounts payable | 17/49 | €1,552,561 | €1,163,465 | -€389,096 | -25.1% |
| Amounts payable after more than one year | 17 | €506,722 | €439,133 | -€67,588 | -13.3% |
| Financial debts | 170/4 | €506,722 | €439,133 | -€67,588 | -13.3% |
| Credit institutions | 173 | €506,722 | €439,133 | -€67,588 | -13.3% |
| Amounts payable within one year | 42/48 | €1,027,090 | €711,465 | -€315,625 | -30.7% |
| Current portion of amounts payable after more than one year | 42 | €142,426 | €67,588 | -€74,837 | -52.5% |
| Financial debts | 43 | €800,000 | €600,000 | -€200,000 | -25.0% |
| Credit institutions | 430/8 | €800,000 | €600,000 | -€200,000 | -25.0% |
| Trade debts | 44 | €25,136 | €43,877 | +€18,740 | +74.6% |
| Suppliers | 440/4 | €25,136 | €43,877 | +€18,740 | +74.6% |
| Taxes, remuneration and social security | 45 | €59,528 | - | -€59,528 | |
| Taxes | 450/3 | €59,528 | - | -€59,528 | |
| Accrued charges and deferred income | 492/3 | €18,749 | €12,867 | -€5,882 | -31.4% |
| Operating income | 70/76A | €3,294,968 | €2,455,654 | -€839,314 | -25.5% |
| Turnover | 70 | €3,079,377 | €2,187,020 | -€892,357 | -29.0% |
| Other operating income | 74 | €215,591 | €261,241 | +€45,650 | +21.2% |
| Non-recurring operating income | 76A | - | €7,393 | +€7,393 | |
| Operating charges | 60/66A | €3,449,023 | €2,439,217 | -€1.0m | -29.3% |
| Goods for resale, raw materials and consumables | 60 | €2,968,473 | €2,156,820 | -€811,653 | -27.3% |
| Purchases | 600/8 | €2,565,083 | €2,344,524 | -€220,560 | -8.6% |
| Change in stocks: decrease (increase) | 609 | €403,390 | -€187,704 | -€591,094 | |
| Services and other goods | 61 | €176,038 | €134,649 | -€41,388 | -23.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €206,312 | €182,825 | -€23,487 | -11.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €70,340 | -€71,634 | -€141,974 | |
| Other operating charges | 640/8 | €27,860 | €36,556 | +€8,696 | +31.2% |
| Operating profit (loss) | 9901 | -€154,055 | €16,437 | +€170,492 | |
| Financial income | 75/76B | €4,549 | €1,314 | -€3,235 | -71.1% |
| Recurring financial income | 75 | €4,549 | €1,314 | -€3,235 | -71.1% |
| Income from financial fixed assets | 750 | - | €1,304 | +€1,304 | |
| Other financial income | 752/9 | €4,549 | €10 | -€4,539 | -99.8% |
| Financial charges | 65/66B | €109,397 | €51,505 | -€57,893 | -52.9% |
| Recurring financial charges | 65 | €109,397 | €51,505 | -€57,893 | -52.9% |
| Debt charges | 650 | €111,654 | €54,655 | -€56,999 | -51.0% |
| Other financial charges | 652/9 | -€2,257 | -€3,151 | -€893 | -39.6% |
| Profit (loss) for the period before taxes | 9903 | -€258,903 | -€33,753 | +€225,150 | +87.0% |
| Transfer from deferred taxes | 780 | €82,906 | €6,162 | -€76,744 | -92.6% |
| Income taxes | 67/77 | €19,423 | - | -€19,423 | |
| Taxes | 670/3 | €19,423 | - | -€19,423 | |
| Profit (loss) for the period | 9904 | -€195,420 | -€27,591 | +€167,829 | +85.9% |
| Transfer from tax-exempt reserves | 789 | €248,717 | €18,486 | -€230,231 | -92.6% |
| Profit (loss) for the period to be appropriated | 9905 | €53,297 | -€9,105 | -€62,402 |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.