Automobi: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
Automobi
NACE 46.180, Agents specialised in the wholesale of other particular products
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
€512,242
2024 · €1.3m-€750,164
Equity
€10.0m
2024 · €9.5m+€512,242
Cash
€2.4m
2024 · €291,796+€2.1m
Balance sheet total
€12.5m
2024 · €11.8m+€651,949
Largest movements
Assets
- Cash +€2.1m
up €2.1m (+714%), from €291,796 to €2.4m
mainly Stocks and contracts (+€754,235) and Receivables within one year (+€622,913)
- Stocks and contracts -€754,235
down €754,235 (-11.7%), from €6.5m to €5.7m
- Receivables within one year -€622,913
down €622,913 (-14.1%), from €4.4m to €3.8m
of which Trade receivables: -€624,836
Equity and liabilities
- Reserves +€512,242
up €512,242 (+5.5%), from €9.3m to €9.8m
of which Distributable reserves: +€490,411
- Trade debts +€257,786
up €257,786 (+147%), from €175,608 to €433,394
- Tax, wage and social debts -€200,332
down €200,332 (-31.2%), from €641,626 to €441,294
of which Taxes: -€190,238
- Accrued charges and deferred income +€160,696
up €160,696 (+12.0%), from €1.3m to €1.5m
Income statement
- Goods and materials +€2.9m
up €2.9m (+6.5%), from €45.3m to €48.2m
of which Change in stocks: decrease (increase): +€3.1m
- Turnover +€2.7m
up €2.7m (+5.6%), from €48.4m to €51.1m
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€1.3m
Turnover
+€2.7m
Other operating income
-€24,766
Goods and materials
-€2.9m
Services and other goods
-€416,525
Staff costs
+€33,370
Depreciation
-€6,421
Write-downs
-€456,500
Other operating charges
+€20,492
Other operating items
+€38,607
Financial income
-€9,385
Financial charges
+€19,583
Taxes
+€269,766
Result 2025
€512,242
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€2.1m
Investment
+€21,272
Financing
-€77,921
Cash 2024
€291,796
From operations (derived)
+€2.1m
Net result for the year
+€512,242
Depreciation
+€32,922
Stocks and contracts
+€754,235
Receivables within one year
+€622,913
Smaller working-capital items
-€957
Trade debts
+€257,786
Tax, wage and social debts
-€200,332
Accrued charges and deferred income
+€160,696
Investment (derived)
+€21,272
Investment in fixed assets (net)
+€21,272
Financing
-€77,921
Debts after one year
-€78,000
Short-term financial debts
+€79
Contributions, distributions and other
-€0
Cash 2025
€2.4m
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €11,843,484 | €12,495,433 | +€651,949 | +5.5% |
| Fixed assets | 21/28 | €660,684 | €606,490 | -€54,195 | -8.2% |
| Tangible fixed assets | 22/27 | €660,684 | €606,490 | -€54,195 | -8.2% |
| Land and buildings | 22 | €603,820 | €579,152 | -€24,669 | -4.1% |
| Plant, machinery and equipment | 23 | €1,203 | €172 | -€1,031 | -85.7% |
| Furniture and vehicles | 24 | €49,736 | €18,152 | -€31,584 | -63.5% |
| Other tangible fixed assets | 26 | €5,926 | €9,014 | +€3,088 | +52.1% |
| Current assets | 29/58 | €11,182,800 | €11,888,943 | +€706,143 | +6.3% |
| Stocks and contracts in progress | 3 | €6,460,908 | €5,706,673 | -€754,235 | -11.7% |
| Stocks | 30/36 | €6,460,908 | €5,706,673 | -€754,235 | -11.7% |
| Goods purchased for resale | 34 | €6,460,908 | €5,706,673 | -€754,235 | -11.7% |
| Amounts receivable within one year | 40/41 | €4,428,813 | €3,805,901 | -€622,913 | -14.1% |
| Trade receivables | 40 | €1,720,879 | €1,096,043 | -€624,836 | -36.3% |
| Other amounts receivable | 41 | €2,707,935 | €2,709,857 | +€1,923 | +0.1% |
| Cash at bank and in hand | 54/58 | €291,796 | €2,374,653 | +€2.1m | +714% |
| Deferred charges and accrued income | 490/1 | €1,282 | €1,716 | +€434 | +33.9% |
| Total equity and liabilities | 10/49 | €11,843,484 | €12,495,433 | +€651,949 | +5.5% |
| Equity | 10/15 | €9,514,425 | €10,026,667 | +€512,242 | +5.4% |
| Contributions | 10/11 | €206,200 | €206,200 | = | 0.0% |
| Reserves | 13 | €9,308,225 | €9,820,467 | +€512,242 | +5.5% |
| Tax-exempt reserves | 132 | €601,741 | €623,573 | +€21,832 | +3.6% |
| Distributable reserves | 133 | €8,706,483 | €9,196,894 | +€490,411 | +5.6% |
| Amounts payable | 17/49 | €2,329,059 | €2,468,765 | +€139,706 | +6.0% |
| Amounts payable after more than one year | 17 | €91,000 | €13,000 | -€78,000 | -85.7% |
| Financial debts | 170/4 | €91,000 | €13,000 | -€78,000 | -85.7% |
| Credit institutions | 173 | €91,000 | €13,000 | -€78,000 | -85.7% |
| Amounts payable within one year | 42/48 | €895,809 | €952,819 | +€57,010 | +6.4% |
| Current portion of amounts payable after more than one year | 42 | €78,000 | €78,000 | = | 0.0% |
| Financial debts | 43 | €0 | €79 | +€79 | |
| Credit institutions | 430/8 | €0 | €79 | +€79 | |
| Trade debts | 44 | €175,608 | €433,394 | +€257,786 | +147% |
| Suppliers | 440/4 | €175,608 | €433,394 | +€257,786 | +147% |
| Taxes, remuneration and social security | 45 | €641,626 | €441,294 | -€200,332 | -31.2% |
| Taxes | 450/3 | €620,999 | €430,761 | -€190,238 | -30.6% |
| Remuneration and social security | 454/9 | €20,628 | €10,534 | -€10,094 | -48.9% |
| Other amounts payable | 47/48 | €575 | €52 | -€523 | -90.9% |
| Accrued charges and deferred income | 492/3 | €1,342,250 | €1,502,946 | +€160,696 | +12.0% |
| Operating income | 70/76A | €48,461,009 | €51,155,247 | +€2.7m | +5.6% |
| Turnover | 70 | €48,398,409 | €51,118,413 | +€2.7m | +5.6% |
| Other operating income | 74 | €61,600 | €36,834 | -€24,766 | -40.2% |
| Non-recurring operating income | 76A | €1,000 | €0 | -€1,000 | -100% |
| Operating charges | 60/66A | €46,741,545 | €50,465,912 | +€3.7m | +8.0% |
| Goods for resale, raw materials and consumables | 60 | €45,283,995 | €48,222,384 | +€2.9m | +6.5% |
| Purchases | 600/8 | €47,602,821 | €47,468,149 | -€134,672 | -0.3% |
| Change in stocks: decrease (increase) | 609 | -€2,318,825 | €754,235 | +€3.1m | |
| Services and other goods | 61 | €1,687,435 | €2,103,960 | +€416,525 | +24.7% |
| Remuneration, social security and pensions | 62 | €119,349 | €85,978 | -€33,370 | -28.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €26,501 | €32,922 | +€6,421 | +24.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | -€456,500 | €0 | +€456,500 | |
| Other operating charges | 640/8 | €33,322 | €12,831 | -€20,492 | -61.5% |
| Non-recurring operating charges | 66A | €47,442 | €7,836 | -€39,607 | -83.5% |
| Operating profit (loss) | 9901 | €1,719,464 | €689,336 | -€1.0m | -59.9% |
| Financial income | 75/76B | €15,841 | €6,456 | -€9,385 | -59.2% |
| Recurring financial income | 75 | €15,841 | €6,456 | -€9,385 | -59.2% |
| Income from current assets | 751 | €257 | €0 | -€257 | -100% |
| Other financial income | 752/9 | €15,584 | €6,456 | -€9,128 | -58.6% |
| Financial charges | 65/66B | €34,645 | €15,062 | -€19,583 | -56.5% |
| Recurring financial charges | 65 | €34,645 | €15,062 | -€19,583 | -56.5% |
| Debt charges | 650 | €25,417 | €14,975 | -€10,442 | -41.1% |
| Other financial charges | 652/9 | €9,228 | €87 | -€9,141 | -99.1% |
| Profit (loss) for the period before taxes | 9903 | €1,700,660 | €680,730 | -€1.0m | -60.0% |
| Income taxes | 67/77 | €438,253 | €168,487 | -€269,766 | -61.6% |
| Taxes | 670/3 | €438,253 | €168,487 | -€269,766 | -61.6% |
| Profit (loss) for the period | 9904 | €1,262,407 | €512,242 | -€750,164 | -59.4% |
| Transfer from tax-exempt reserves | 789 | €241,557 | €188,668 | -€52,889 | -21.9% |
| Transfer to tax-exempt reserves | 689 | €210,672 | €210,500 | -€172 | -0.1% |
| Profit (loss) for the period to be appropriated | 9905 | €1,293,292 | €490,411 | -€802,881 | -62.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.