AUTOHANDEL RUBBENS: what changed
What changed
AUTOHANDEL RUBBENS
NACE 95.311, General maintenance and repair of cars and light vans (up to 3.5 tonnes)
filed annual accounts (NBB)
Net result for the year
-€11,166
2024 · €57,276-€68,442
Equity
€2.0m
2024 · €2.1m-€11,166
Cash
€1.8m
2024 · €1.8m-€13,025
Balance sheet total
€2.1m
2024 · €2.2m-€102,098
Largest movements
Assets
- Stocks and contracts -€82,760
no longer reported in 2025 (was €82,760)
- Tangible fixed assets -€22,704
down €22,704 (-10.6%), from €213,873 to €191,169
of which Land and buildings: -€14,469
Equity and liabilities
- Trade debts -€40,927
down €40,927 (-81.6%), from €50,159 to €9,232
- Provisions -€27,500
no longer reported in 2025 (was €27,500)
Income statement
- Gross operating margin -€218,877
down €218,877 (-92.4%), from €236,754 to €17,877
- Staff costs -€120,266
down €120,266 (-90.3%), from €133,194 to €12,928
- Taxes -€21,163
no longer reported in 2025 (was €21,163)
- Other operating charges -€3,485
down €3,485 (-43.0%), from €8,098 to €4,613
- Depreciation -€2,725
down €2,725 (-10.7%), from €25,429 to €22,704
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€57,276
Gross operating margin
-€218,877
Staff costs
+€120,266
Depreciation
+€2,725
Other operating charges
+€3,485
Financial income
+€741
Financial charges
+€2,055
Taxes
+€21,163
Result 2025
-€11,166
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
-€10,280
Investment
€0
Financing
-€2,745
Cash 2024
€1.8m
From operations (derived)
-€10,280
Net result for the year
-€11,166
Depreciation
+€22,704
Stocks and contracts
+€82,760
Receivables within one year
-€16,391
Provisions
-€27,500
Trade debts
-€40,927
Tax, wage and social debts
-€21,378
Accrued charges and deferred income
+€1,618
Financing
-€2,745
Current portion of long-term debt
-€2,745
Cash 2025
€1.8m
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,159,664 | €2,057,566 | -€102,098 | -4.7% |
| Fixed assets | 21/28 | €213,873 | €191,169 | -€22,704 | -10.6% |
| Tangible fixed assets | 22/27 | €213,873 | €191,169 | -€22,704 | -10.6% |
| Land and buildings | 22 | €98,583 | €84,114 | -€14,469 | -14.7% |
| Leasing and similar rights | 25 | €115,290 | €107,055 | -€8,235 | -7.1% |
| Current assets | 29/58 | €1,945,791 | €1,866,397 | -€79,394 | -4.1% |
| Stocks and contracts in progress | 3 | €82,760 | - | -€82,760 | |
| Stocks | 30/36 | €82,760 | - | -€82,760 | |
| Amounts receivable within one year | 40/41 | €20,430 | €36,821 | +€16,391 | +80.2% |
| Trade receivables | 40 | - | €14,406 | +€14,406 | |
| Other amounts receivable | 41 | €20,430 | €22,415 | +€1,985 | +9.7% |
| Cash at bank and in hand | 54/58 | €1,842,601 | €1,829,576 | -€13,025 | -0.7% |
| Total equity and liabilities | 10/49 | €2,159,664 | €2,057,566 | -€102,098 | -4.7% |
| Equity | 10/15 | €2,054,665 | €2,043,499 | -€11,166 | -0.5% |
| Contributions | 10/11 | €31,000 | €31,000 | = | 0.0% |
| Capital | 10 | €31,000 | €31,000 | = | 0.0% |
| Issued capital | 100 | €31,000 | €31,000 | = | 0.0% |
| Reserves | 13 | €2,023,665 | €2,012,499 | -€11,166 | -0.6% |
| Tax-exempt reserves | 132 | €56,250 | €56,250 | = | 0.0% |
| Distributable reserves | 133 | €1,967,415 | €1,956,249 | -€11,166 | -0.6% |
| Provisions and deferred taxes | 16 | €27,500 | - | -€27,500 | |
| Provisions for liabilities and charges | 160/5 | €27,500 | - | -€27,500 | |
| Other liabilities and charges | 164/5 | €27,500 | - | -€27,500 | |
| Amounts payable | 17/49 | €77,499 | €14,067 | -€63,432 | -81.8% |
| Amounts payable within one year | 42/48 | €77,499 | €12,449 | -€65,050 | -83.9% |
| Current portion of amounts payable after more than one year | 42 | €2,745 | - | -€2,745 | |
| Trade debts | 44 | €50,159 | €9,232 | -€40,927 | -81.6% |
| Suppliers | 440/4 | €50,159 | €9,232 | -€40,927 | -81.6% |
| Taxes, remuneration and social security | 45 | €23,475 | €2,097 | -€21,378 | -91.1% |
| Taxes | 450/3 | €11,732 | €504 | -€11,228 | -95.7% |
| Remuneration and social security | 454/9 | €11,743 | €1,593 | -€10,150 | -86.4% |
| Other amounts payable | 47/48 | €1,120 | €1,120 | = | 0.0% |
| Accrued charges and deferred income | 492/3 | - | €1,618 | +€1,618 | |
| Remuneration, social security and pensions | 62 | €133,194 | €12,928 | -€120,266 | -90.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €25,429 | €22,704 | -€2,725 | -10.7% |
| Other operating charges | 640/8 | €8,098 | €4,613 | -€3,485 | -43.0% |
| Gross operating margin | 9900 | €236,754 | €17,877 | -€218,877 | -92.4% |
| Operating profit (loss) | 9901 | €70,033 | -€22,368 | -€92,401 | |
| Financial income | 75/76B | €10,695 | €11,436 | +€741 | +6.9% |
| Recurring financial income | 75 | €10,695 | €11,436 | +€741 | +6.9% |
| Financial charges | 65/66B | €2,289 | €234 | -€2,055 | -89.8% |
| Recurring financial charges | 65 | €2,289 | €234 | -€2,055 | -89.8% |
| Profit (loss) for the period before taxes | 9903 | €78,439 | -€11,166 | -€89,605 | |
| Income taxes | 67/77 | €21,163 | - | -€21,163 | |
| Profit (loss) for the period | 9904 | €57,276 | -€11,166 | -€68,442 | |
| Profit (loss) for the period to be appropriated | 9905 | €57,276 | -€11,166 | -€68,442 |
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.