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AUTOGRAM: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

AUTOGRAM

BE 0768.389.458
NACE 47.811, Retail sale of cars and light vans (up to 3.5 tonnes)
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€16,907
2024 · €16,196+€711
Equity
€53,247
2024 · €39,341+€13,907
Cash
€24,550
2024 · €21,211+€3,339
Balance sheet total
€134,093
2024 · €111,545+€22,548

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€12,685

    up €12,685 (+17.6%), from €72,220 to €84,905

  • Receivables within one year +€6,501

    up €6,501 (+44.9%), from €14,484 to €20,985

  • Cash +€3,339

    up €3,339 (+15.7%), from €21,211 to €24,550

    mainly Net result for the year (+€16,907) and Short-term financial debts (+€15,309)

Equity and liabilities
  • Short-term financial debts +€15,309

    new in 2025: €15,309

  • Profit (loss) carried forward +€13,907

    up €13,907 (+47.4%), from €29,341 to €43,247

  • Tax, wage and social debts -€12,324

    down €12,324 (-44.4%), from €27,728 to €15,404

    of which Remuneration and social security: -€7,500

  • Trade debts +€4,518

    up €4,518 (+271.6%), from €1,663 to €6,181

Income statement
  • Taxes -€5,120

    down €5,120 (-71.7%), from €7,138 to €2,017

  • Gross operating margin -€3,355

    down €3,355 (-12.4%), from €27,057 to €23,702

  • Financial charges +€1,292

    up €1,292 (+120.6%), from €1,071 to €2,363

  • Other operating charges -€964

    down €964 (-72.3%), from €1,334 to €370

  • Depreciation +€727

    up €727 (+55.1%), from €1,318 to €2,045

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €16,196
Gross operating margin -€3,355
Depreciation -€727
Other operating charges +€964
Financial income +€0
Financial charges -€1,292
Taxes +€5,120
Result 2025 €16,907

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€6,603
Investment -€2,367
Financing +€12,309
Cash 2024 €21,211
Net result for the year +€16,907
Depreciation +€2,045
Stocks and contracts -€12,685
Receivables within one year -€6,501
Deferred charges and accrued income +€298
Trade debts +€4,518
Tax, wage and social debts -€12,324
Other debts +€1,139
Investment in fixed assets (net) -€2,367
Short-term financial debts +€15,309
Contributions, distributions and other -€3,000
Cash 2025 €24,550
Every line side by side 39 lines
Line Code 2024 2025 Change %
Total assets 20/58 €111,545 €134,093 +€22,548 +20.2%
Formation expenses 20 €288 €76 -€212 -73.6%
Fixed assets 21/28 €2,896 €3,429 +€533 +18.4%
Tangible fixed assets 22/27 €2,896 €3,429 +€533 +18.4%
Furniture and vehicles 24 €2,896 €3,429 +€533 +18.4%
Current assets 29/58 €108,361 €130,587 +€22,226 +20.5%
Stocks and contracts in progress 3 €72,220 €84,905 +€12,685 +17.6%
Stocks 30/36 €72,220 €84,905 +€12,685 +17.6%
Amounts receivable within one year 40/41 €14,484 €20,985 +€6,501 +44.9%
Trade receivables 40 €14,484 €20,985 +€6,501 +44.9%
Cash at bank and in hand 54/58 €21,211 €24,550 +€3,339 +15.7%
Deferred charges and accrued income 490/1 €445 €147 -€298 -66.9%
Total equity and liabilities 10/49 €111,545 €134,093 +€22,548 +20.2%
Equity 10/15 €39,341 €53,247 +€13,907 +35.3%
Contributions 10/11 €10,000 €10,000 = 0.0%
Profit (loss) carried forward 14 €29,341 €43,247 +€13,907 +47.4%
Amounts payable 17/49 €72,204 €80,845 +€8,641 +12.0%
Amounts payable within one year 42/48 €70,204 €78,845 +€8,641 +12.3%
Financial debts 43 - €15,309 +€15,309
Credit institutions 430/8 - €15,309 +€15,309
Trade debts 44 €1,663 €6,181 +€4,518 +271.6%
Suppliers 440/4 €1,663 €6,181 +€4,518 +271.6%
Taxes, remuneration and social security 45 €27,728 €15,404 -€12,324 -44.4%
Taxes 450/3 €15,728 €10,904 -€4,824 -30.7%
Remuneration and social security 454/9 €12,000 €4,500 -€7,500 -62.5%
Other amounts payable 47/48 €40,812 €41,951 +€1,139 +2.8%
Accrued charges and deferred income 492/3 €2,000 €2,000 = 0.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €1,318 €2,045 +€727 +55.1%
Other operating charges 640/8 €1,334 €370 -€964 -72.3%
Gross operating margin 9900 €27,057 €23,702 -€3,355 -12.4%
Operating profit (loss) 9901 €24,404 €21,287 -€3,118 -12.8%
Financial income 75/76B - €0 +€0
Recurring financial income 75 - €0 +€0
Financial charges 65/66B €1,071 €2,363 +€1,292 +120.6%
Recurring financial charges 65 €1,071 €2,363 +€1,292 +120.6%
Profit (loss) for the period before taxes 9903 €23,333 €18,924 -€4,410 -18.9%
Income taxes 67/77 €7,138 €2,017 -€5,120 -71.7%
Profit (loss) for the period 9904 €16,196 €16,907 +€711 +4.4%
Profit (loss) for the period to be appropriated 9905 €16,196 €16,907 +€711 +4.4%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.