AutoChat: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AutoChat
Largest movements
- Intangible fixed assets +€412,541
up €412,541 (+23.4%), from €1.8m to €2.2m
- Cash +€37,075
up €37,075 (+311%), from €11,911 to €48,986
mainly Debts after one year (+€270,575) and Depreciation (+€247,619)
- Debts after one year +€270,575
up €270,575 (+18.6%), from €1.5m to €1.7m
- Current portion of long-term debt +€118,527
new in 2025: €118,527
- Accrued charges and deferred income +€107,193
up €107,193 (+206%), from €52,000 to €159,193
- Profit (loss) carried forward -€79,811
down €79,811 (-52.9%), from -€150,732 to -€230,543
- Depreciation +€247,619
new in 2025: €247,619
- Gross operating margin +€58,035
up €58,035 (+21.6%), from €268,687 to €326,722
- Staff costs +€29,498
up €29,498 (+62.5%), from €47,205 to €76,703
- Financial charges +€29,237
up €29,237 (+54.3%), from €53,853 to €83,089
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,866,188 | €2,306,842 | +€440,654 | +23.6% |
| Fixed assets | 21/28 | €1,762,621 | €2,175,162 | +€412,541 | +23.4% |
| Intangible fixed assets | 21 | €1,762,621 | €2,175,162 | +€412,541 | +23.4% |
| Current assets | 29/58 | €103,567 | €131,681 | +€28,113 | +27.1% |
| Amounts receivable within one year | 40/41 | €90,115 | €80,944 | -€9,171 | -10.2% |
| Trade receivables | 40 | €76,130 | €77,478 | +€1,348 | +1.8% |
| Other amounts receivable | 41 | €13,985 | €3,466 | -€10,518 | -75.2% |
| Cash at bank and in hand | 54/58 | €11,911 | €48,986 | +€37,075 | +311% |
| Deferred charges and accrued income | 490/1 | €1,541 | €1,750 | +€209 | +13.5% |
| Total equity and liabilities | 10/49 | €1,866,188 | €2,306,842 | +€440,654 | +23.6% |
| Equity | 10/15 | €250,268 | €170,457 | -€79,811 | -31.9% |
| Contributions | 10/11 | €401,000 | €401,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€150,732 | -€230,543 | -€79,811 | -52.9% |
| Amounts payable | 17/49 | €1,615,920 | €2,136,385 | +€520,465 | +32.2% |
| Amounts payable after more than one year | 17 | €1,455,000 | €1,725,575 | +€270,575 | +18.6% |
| Financial debts | 170/4 | €1,455,000 | €1,725,575 | +€270,575 | +18.6% |
| Amounts payable within one year | 42/48 | €108,920 | €251,618 | +€142,698 | +131% |
| Current portion of amounts payable after more than one year | 42 | - | €118,527 | +€118,527 | |
| Trade debts | 44 | €85,370 | €83,877 | -€1,493 | -1.7% |
| Suppliers | 440/4 | €85,370 | €83,877 | -€1,493 | -1.7% |
| Taxes, remuneration and social security | 45 | €2,832 | €9,585 | +€6,753 | +238% |
| Taxes | 450/3 | €266 | €31 | -€236 | -88.5% |
| Remuneration and social security | 454/9 | €2,566 | €9,554 | +€6,989 | +272% |
| Other amounts payable | 47/48 | €20,718 | €39,629 | +€18,911 | +91.3% |
| Accrued charges and deferred income | 492/3 | €52,000 | €159,193 | +€107,193 | +206% |
| Remuneration, social security and pensions | 62 | €47,205 | €76,703 | +€29,498 | +62.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €247,619 | +€247,619 | |
| Other operating charges | 640/8 | €505 | €1,524 | +€1,019 | +202% |
| Gross operating margin | 9900 | €268,687 | €326,722 | +€58,035 | +21.6% |
| Operating profit (loss) | 9901 | €220,977 | €876 | -€220,101 | -99.6% |
| Financial income | 75/76B | €693 | €2,433 | +€1,740 | +251% |
| Recurring financial income | 75 | €693 | €2,433 | +€1,740 | +251% |
| Financial charges | 65/66B | €53,853 | €83,089 | +€29,237 | +54.3% |
| Recurring financial charges | 65 | €53,853 | €83,089 | +€29,237 | +54.3% |
| Profit (loss) for the period before taxes | 9903 | €167,817 | -€79,781 | -€247,598 | |
| Income taxes | 67/77 | €14 | €31 | +€16 | +113% |
| Profit (loss) for the period | 9904 | €167,803 | -€79,811 | -€247,614 | |
| Profit (loss) for the period to be appropriated | 9905 | €167,803 | -€79,811 | -€247,614 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.