AUTO'S SEBA: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AUTO'S SEBA
Largest movements
- Stocks and contracts +€203,996
up €203,996 (+34.3%), from €594,428 to €798,424
- Receivables within one year +€155,063
up €155,063 (+105%), from €148,302 to €303,365
of which Trade receivables: +€132,721
- Tangible fixed assets -€49,735
down €49,735 (-8.7%), from €571,091 to €521,356
of which Land and buildings: -€34,366
- Other debts +€226,486
up €226,486 (+57.2%), from €396,293 to €622,779
- Trade debts +€47,271
up €47,271 (+33.3%), from €141,949 to €189,220
- Profit (loss) carried forward +€34,923
up €34,923 (+19.4%), from €179,933 to €214,855
- Debts after one year -€26,496
down €26,496 (-7.4%), from €356,675 to €330,179
- Advances received +€21,484
new in 2025: €21,484
- Gross operating margin -€6,102
down €6,102 (-3.5%), from €173,805 to €167,703
- Financial charges -€5,477
down €5,477 (-29.6%), from €18,514 to €13,036
- Taxes -€3,257
down €3,257 (-25.7%), from €12,681 to €9,424
- Staff costs +€2,122
up €2,122 (+4.2%), from €50,011 to €52,133
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,326,752 | €1,644,722 | +€317,969 | +24.0% |
| Fixed assets | 21/28 | €571,091 | €521,356 | -€49,735 | -8.7% |
| Tangible fixed assets | 22/27 | €571,091 | €521,356 | -€49,735 | -8.7% |
| Land and buildings | 22 | €474,844 | €440,478 | -€34,366 | -7.2% |
| Plant, machinery and equipment | 23 | €95,381 | €80,664 | -€14,717 | -15.4% |
| Furniture and vehicles | 24 | €867 | €215 | -€652 | -75.2% |
| Current assets | 29/58 | €755,661 | €1,123,365 | +€367,704 | +48.7% |
| Stocks and contracts in progress | 3 | €594,428 | €798,424 | +€203,996 | +34.3% |
| Stocks | 30/36 | €594,428 | €798,424 | +€203,996 | +34.3% |
| Amounts receivable within one year | 40/41 | €148,302 | €303,365 | +€155,063 | +105% |
| Trade receivables | 40 | €41,600 | €174,321 | +€132,721 | +319% |
| Other amounts receivable | 41 | €106,702 | €129,044 | +€22,342 | +20.9% |
| Cash at bank and in hand | 54/58 | €9,241 | €20,741 | +€11,500 | +124% |
| Deferred charges and accrued income | 490/1 | €3,690 | €836 | -€2,854 | -77.3% |
| Total equity and liabilities | 10/49 | €1,326,752 | €1,644,722 | +€317,969 | +24.0% |
| Equity | 10/15 | €237,887 | €272,809 | +€34,923 | +14.7% |
| Contributions | 10/11 | €50,000 | €50,000 | = | 0.0% |
| Contributions outside capital | 11 | €50,000 | €50,000 | = | 0.0% |
| Other | 1109/19 | €50,000 | €50,000 | = | 0.0% |
| Reserves | 13 | €7,954 | €7,954 | = | 0.0% |
| Non-distributable reserves | 130/1 | €5,000 | €5,000 | = | 0.0% |
| Reserves not available under the articles | 1311 | €5,000 | €5,000 | = | 0.0% |
| Distributable reserves | 133 | €2,954 | €2,954 | = | 0.0% |
| Profit (loss) carried forward | 14 | €179,933 | €214,855 | +€34,923 | +19.4% |
| Amounts payable | 17/49 | €1,088,866 | €1,371,912 | +€283,047 | +26.0% |
| Amounts payable after more than one year | 17 | €356,675 | €330,179 | -€26,496 | -7.4% |
| Financial debts | 170/4 | €356,675 | €330,179 | -€26,496 | -7.4% |
| Amounts payable within one year | 42/48 | €732,191 | €1,041,734 | +€309,543 | +42.3% |
| Current portion of amounts payable after more than one year | 42 | €25,963 | €28,761 | +€2,798 | +10.8% |
| Financial debts | 43 | €150,000 | €150,000 | = | 0.0% |
| Credit institutions | 430/8 | €150,000 | €150,000 | = | 0.0% |
| Trade debts | 44 | €141,949 | €189,220 | +€47,271 | +33.3% |
| Suppliers | 440/4 | €141,949 | €189,220 | +€47,271 | +33.3% |
| Advances received on contracts in progress | 46 | - | €21,484 | +€21,484 | |
| Taxes, remuneration and social security | 45 | €17,987 | €29,489 | +€11,503 | +64.0% |
| Taxes | 450/3 | €13,514 | €23,946 | +€10,432 | +77.2% |
| Remuneration and social security | 454/9 | €4,472 | €5,543 | +€1,071 | +23.9% |
| Other amounts payable | 47/48 | €396,293 | €622,779 | +€226,486 | +57.2% |
| Non-recurring operating income | 76A | - | €674 | +€674 | |
| Remuneration, social security and pensions | 62 | €50,011 | €52,133 | +€2,122 | +4.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €58,417 | €57,460 | -€957 | -1.6% |
| Other operating charges | 640/8 | €1,188 | €993 | -€195 | -16.4% |
| Gross operating margin | 9900 | €173,805 | €167,703 | -€6,102 | -3.5% |
| Operating profit (loss) | 9901 | €64,188 | €57,116 | -€7,072 | -11.0% |
| Financial income | 75/76B | €270 | €267 | -€3 | -1.3% |
| Recurring financial income | 75 | €270 | €267 | -€3 | -1.3% |
| Financial charges | 65/66B | €18,514 | €13,036 | -€5,477 | -29.6% |
| Recurring financial charges | 65 | €18,514 | €13,036 | -€5,477 | -29.6% |
| Profit (loss) for the period before taxes | 9903 | €45,945 | €44,347 | -€1,598 | -3.5% |
| Income taxes | 67/77 | €12,681 | €9,424 | -€3,257 | -25.7% |
| Profit (loss) for the period | 9904 | €33,264 | €34,923 | +€1,659 | +5.0% |
| Profit (loss) for the period to be appropriated | 9905 | €33,264 | €34,923 | +€1,659 | +5.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.