Auto's Raymond: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Auto's Raymond
Largest movements
- Receivables within one year +€134,019
up €134,019 (+276%), from €48,536 to €182,555
of which Trade receivables: +€127,065
- Stocks and contracts -€101,672
down €101,672 (-44.2%), from €229,976 to €128,304
- Cash -€11,203
down €11,203 (-11.2%), from €100,333 to €89,130
mainly Net result for the year (-€136,223) and Receivables within one year (-€134,019)
- Profit (loss) carried forward -€136,223
down €136,223 (-81.7%), from -€166,726 to -€302,949
- Trade debts +€116,361
up €116,361 (+95.9%), from €121,312 to €237,673
- Short-term financial debts +€40,000
up €40,000 (+20.5%), from €195,000 to €235,000
- Gross operating margin -€164,681
down €164,681, from €125,048 to -€39,633
- Financial charges -€37,504
down €37,504 (-77.3%), from €48,495 to €10,991
- Other operating charges -€23,391
down €23,391 (-88.3%), from €26,498 to €3,107
- Taxes +€10,642
up €10,642, from -€10,000 to €642
- Staff costs +€5,347
up €5,347 (+6.8%), from €79,083 to €84,430
From the 2021 result to the 2022 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2021 and 2022 balance sheets and the 2022 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2021 | 2022 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €388,041 | €409,238 | +€21,197 | +5.5% |
| Fixed assets | 21/28 | €5,970 | €5,366 | -€604 | -10.1% |
| Tangible fixed assets | 22/27 | €1,020 | €416 | -€604 | -59.2% |
| Plant, machinery and equipment | 23 | €1,020 | €416 | -€604 | -59.2% |
| Financial fixed assets | 28 | €4,950 | €4,950 | = | 0.0% |
| Current assets | 29/58 | €382,070 | €403,871 | +€21,801 | +5.7% |
| Stocks and contracts in progress | 3 | €229,976 | €128,304 | -€101,672 | -44.2% |
| Stocks | 30/36 | €229,976 | €128,304 | -€101,672 | -44.2% |
| Amounts receivable within one year | 40/41 | €48,536 | €182,555 | +€134,019 | +276% |
| Trade receivables | 40 | - | €127,065 | +€127,065 | |
| Other amounts receivable | 41 | €48,536 | €55,490 | +€6,954 | +14.3% |
| Cash at bank and in hand | 54/58 | €100,333 | €89,130 | -€11,203 | -11.2% |
| Deferred charges and accrued income | 490/1 | €3,225 | €3,882 | +€657 | +20.4% |
| Total equity and liabilities | 10/49 | €388,041 | €409,238 | +€21,197 | +5.5% |
| Equity | 10/15 | €55,557 | -€80,666 | -€136,223 | |
| Contributions | 10/11 | €148,736 | €148,736 | = | 0.0% |
| Capital | 10 | €77,368 | €77,368 | = | 0.0% |
| Issued capital | 100 | €77,368 | €77,368 | = | 0.0% |
| Contributions outside capital | 11 | €71,369 | €71,369 | = | 0.0% |
| Share premium | 1100/10 | €71,369 | €71,369 | = | 0.0% |
| Reserves | 13 | €73,547 | €73,547 | = | 0.0% |
| Non-distributable reserves | 130/1 | €7,737 | €7,737 | = | 0.0% |
| Legal reserve | 130 | €7,737 | €7,737 | = | 0.0% |
| Distributable reserves | 133 | €65,810 | €65,810 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€166,726 | -€302,949 | -€136,223 | -81.7% |
| Amounts payable | 17/49 | €332,484 | €489,904 | +€157,420 | +47.3% |
| Amounts payable within one year | 42/48 | €332,484 | €489,904 | +€157,420 | +47.3% |
| Current portion of amounts payable after more than one year | 42 | €2,500 | €2,500 | = | 0.0% |
| Financial debts | 43 | €195,000 | €235,000 | +€40,000 | +20.5% |
| Credit institutions | 430/8 | €195,000 | €235,000 | +€40,000 | +20.5% |
| Trade debts | 44 | €121,312 | €237,673 | +€116,361 | +95.9% |
| Suppliers | 440/4 | €121,312 | €237,673 | +€116,361 | +95.9% |
| Taxes, remuneration and social security | 45 | €13,672 | €14,731 | +€1,059 | +7.7% |
| Taxes | 450/3 | €5,376 | €5,948 | +€573 | +10.7% |
| Remuneration and social security | 454/9 | €8,296 | €8,783 | +€486 | +5.9% |
| Remuneration, social security and pensions | 62 | €79,083 | €84,430 | +€5,347 | +6.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €904 | €604 | -€300 | -33.2% |
| Other operating charges | 640/8 | €26,498 | €3,107 | -€23,391 | -88.3% |
| Gross operating margin | 9900 | €125,048 | -€39,633 | -€164,681 | |
| Operating profit (loss) | 9901 | €18,563 | -€127,774 | -€146,337 | |
| Financial income | 75/76B | €2,577 | €3,183 | +€606 | +23.5% |
| Recurring financial income | 75 | €2,577 | €3,183 | +€606 | +23.5% |
| Financial charges | 65/66B | €48,495 | €10,991 | -€37,504 | -77.3% |
| Recurring financial charges | 65 | €48,495 | €10,991 | -€37,504 | -77.3% |
| Profit (loss) for the period before taxes | 9903 | -€27,355 | -€135,581 | -€108,227 | -396% |
| Income taxes | 67/77 | -€10,000 | €642 | +€10,642 | |
| Profit (loss) for the period | 9904 | -€17,355 | -€136,223 | -€118,868 | -685% |
| Profit (loss) for the period to be appropriated | 9905 | -€17,355 | -€136,223 | -€118,868 | -685% |
Source: filed annual accounts (NBB), financial years ended 31 December 2021 and 31 December 2022. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.