Auto's Carma: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Auto's Carma
Largest movements
- Receivables within one year +€177,600
up €177,600 (+433.9%), from €40,934 to €218,534
of which Trade receivables: +€197,998
- Stocks and contracts -€124,610
down €124,610 (-43.1%), from €289,017 to €164,406
- Cash +€43,907
up €43,907 (+366.9%), from €11,968 to €55,875
mainly Trade debts (+€167,415) and Stocks and contracts (+€124,610)
- Tangible fixed assets +€17,171
up €17,171 (+45.7%), from €37,588 to €54,759
of which Furniture and vehicles: +€22,425
- Deferred charges and accrued income +€16,791
up €16,791 (+221.8%), from €7,571 to €24,362
- Trade debts +€167,415
up €167,415 (+3864.3%), from €4,332 to €171,747
- Other debts -€116,567
down €116,567 (-29.7%), from €393,097 to €276,530
- Advances received +€58,887
new in 2025: €58,887
- Tax, wage and social debts +€18,855
up €18,855 (+158.5%), from €11,898 to €30,753
of which Taxes: +€9,900
- Gross operating margin +€72,594
up €72,594 (+224.7%), from €32,309 to €104,903
- Staff costs +€43,900
up €43,900 (+113.8%), from €38,565 to €82,465
- Financial income -€4,609
down €4,609 (-90.9%), from €5,071 to €462
- Financial charges -€4,474
down €4,474 (-56.4%), from €7,929 to €3,455
- Other operating charges +€2,927
up €2,927 (+100.2%), from €2,923 to €5,850
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €387,078 | €517,936 | +€130,858 | +33.8% |
| Fixed assets | 21/28 | €37,588 | €54,759 | +€17,171 | +45.7% |
| Tangible fixed assets | 22/27 | €37,588 | €54,759 | +€17,171 | +45.7% |
| Plant, machinery and equipment | 23 | €29,651 | €24,627 | -€5,024 | -16.9% |
| Furniture and vehicles | 24 | €7,400 | €29,824 | +€22,425 | +303.0% |
| Other tangible fixed assets | 26 | €538 | €308 | -€230 | -42.8% |
| Current assets | 29/58 | €349,490 | €463,177 | +€113,687 | +32.5% |
| Stocks and contracts in progress | 3 | €289,017 | €164,406 | -€124,610 | -43.1% |
| Stocks | 30/36 | €289,017 | €164,406 | -€124,610 | -43.1% |
| Amounts receivable within one year | 40/41 | €40,934 | €218,534 | +€177,600 | +433.9% |
| Trade receivables | 40 | €17,775 | €215,773 | +€197,998 | +1113.9% |
| Other amounts receivable | 41 | €23,159 | €2,761 | -€20,398 | -88.1% |
| Cash at bank and in hand | 54/58 | €11,968 | €55,875 | +€43,907 | +366.9% |
| Deferred charges and accrued income | 490/1 | €7,571 | €24,362 | +€16,791 | +221.8% |
| Total equity and liabilities | 10/49 | €387,078 | €517,936 | +€130,858 | +33.8% |
| Equity | 10/15 | -€22,250 | -€20,090 | +€2,160 | +9.7% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€27,250 | -€25,090 | +€2,160 | +7.9% |
| Amounts payable | 17/49 | €409,327 | €538,026 | +€128,699 | +31.4% |
| Amounts payable within one year | 42/48 | €409,327 | €537,917 | +€128,590 | +31.4% |
| Trade debts | 44 | €4,332 | €171,747 | +€167,415 | +3864.3% |
| Suppliers | 440/4 | €4,332 | €171,747 | +€167,415 | +3864.3% |
| Advances received on contracts in progress | 46 | - | €58,887 | +€58,887 | |
| Taxes, remuneration and social security | 45 | €11,898 | €30,753 | +€18,855 | +158.5% |
| Taxes | 450/3 | €2,226 | €12,126 | +€9,900 | +444.8% |
| Remuneration and social security | 454/9 | €9,672 | €18,627 | +€8,956 | +92.6% |
| Other amounts payable | 47/48 | €393,097 | €276,530 | -€116,567 | -29.7% |
| Accrued charges and deferred income | 492/3 | - | €109 | +€109 | |
| Non-recurring operating income | 76A | - | €4,057 | +€4,057 | |
| Remuneration, social security and pensions | 62 | €38,565 | €82,465 | +€43,900 | +113.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €10,453 | €10,940 | +€487 | +4.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €2,339 | - | -€2,339 | |
| Other operating charges | 640/8 | €2,923 | €5,850 | +€2,927 | +100.2% |
| Non-recurring operating charges | 66A | €224 | - | -€224 | |
| Gross operating margin | 9900 | €32,309 | €104,903 | +€72,594 | +224.7% |
| Operating profit (loss) | 9901 | -€22,195 | €5,648 | +€27,843 | |
| Financial income | 75/76B | €5,071 | €462 | -€4,609 | -90.9% |
| Recurring financial income | 75 | €5,071 | €462 | -€4,609 | -90.9% |
| Financial charges | 65/66B | €7,929 | €3,455 | -€4,474 | -56.4% |
| Recurring financial charges | 65 | €7,929 | €3,455 | -€4,474 | -56.4% |
| Profit (loss) for the period before taxes | 9903 | -€25,053 | €2,655 | +€27,708 | |
| Income taxes | 67/77 | €352 | €495 | +€144 | +40.9% |
| Profit (loss) for the period | 9904 | -€25,404 | €2,160 | +€27,564 | |
| Profit (loss) for the period to be appropriated | 9905 | -€25,404 | €2,160 | +€27,564 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.