AUTO MOBILE INVEST: what changed
AUTO MOBILE INVEST
Largest movements
- Stocks and contracts -€216,064
down €216,064 (-18.0%), from €1.2m to €983,596
- Tangible fixed assets +€43,032
up €43,032 (+4.9%), from €875,439 to €918,471
of which Furniture and vehicles: +€97,385
- Cash +€31,393
up €31,393 (+480%), from €6,544 to €37,937
mainly Stocks and contracts (+€216,064) and Short-term financial debts (+€100,000)
- Trade debts -€171,111
down €171,111 (-47.3%), from €361,887 to €190,776
- Short-term financial debts +€100,000
up €100,000 (+12.5%), from €800,000 to €900,000
- Other debts -€79,777
down €79,777 (-59.0%), from €135,144 to €55,367
- Current portion of long-term debt -€64,584
down €64,584 (-47.4%), from €136,113 to €71,529
- Profit (loss) carried forward +€46,587
up €46,587 (+11.6%), from €402,429 to €449,015
- Gross operating margin -€117,599
down €117,599 (-32.5%), from €361,988 to €244,389
- Taxes -€22,105
down €22,105 (-45.3%), from €48,754 to €26,648
- Depreciation +€13,073
up €13,073 (+17.3%), from €75,611 to €88,684
- Financial charges -€11,080
down €11,080 (-14.5%), from €76,407 to €65,327
- Other operating charges +€7,471
up €7,471 (+75.5%), from €9,899 to €17,370
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,375,786 | €2,249,664 | -€126,123 | -5.3% |
| Fixed assets | 21/28 | €880,363 | €922,990 | +€42,627 | +4.8% |
| Intangible fixed assets | 21 | €1,424 | €1,019 | -€405 | -28.4% |
| Tangible fixed assets | 22/27 | €875,439 | €918,471 | +€43,032 | +4.9% |
| Land and buildings | 22 | €840,791 | €789,095 | -€51,697 | -6.1% |
| Plant, machinery and equipment | 23 | €28,140 | €25,484 | -€2,656 | -9.4% |
| Furniture and vehicles | 24 | €6,507 | €103,892 | +€97,385 | +1,497% |
| Financial fixed assets | 28 | €3,500 | €3,500 | = | 0.0% |
| Current assets | 29/58 | €1,495,423 | €1,326,673 | -€168,750 | -11.3% |
| Stocks and contracts in progress | 3 | €1,199,660 | €983,596 | -€216,064 | -18.0% |
| Stocks | 30/36 | €1,199,660 | €983,596 | -€216,064 | -18.0% |
| Amounts receivable within one year | 40/41 | €267,170 | €285,924 | +€18,754 | +7.0% |
| Trade receivables | 40 | €243,791 | €249,678 | +€5,887 | +2.4% |
| Other amounts receivable | 41 | €23,379 | €36,246 | +€12,868 | +55.0% |
| Cash at bank and in hand | 54/58 | €6,544 | €37,937 | +€31,393 | +480% |
| Deferred charges and accrued income | 490/1 | €22,050 | €19,216 | -€2,833 | -12.8% |
| Total equity and liabilities | 10/49 | €2,375,786 | €2,249,664 | -€126,123 | -5.3% |
| Equity | 10/15 | €407,429 | €454,015 | +€46,587 | +11.4% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €402,429 | €449,015 | +€46,587 | +11.6% |
| Amounts payable | 17/49 | €1,968,357 | €1,795,648 | -€172,709 | -8.8% |
| Amounts payable after more than one year | 17 | €519,882 | €550,169 | +€30,287 | +5.8% |
| Financial debts | 170/4 | €519,882 | €550,169 | +€30,287 | +5.8% |
| Amounts payable within one year | 42/48 | €1,433,145 | €1,232,699 | -€200,445 | -14.0% |
| Current portion of amounts payable after more than one year | 42 | €136,113 | €71,529 | -€64,584 | -47.4% |
| Financial debts | 43 | €800,000 | €900,000 | +€100,000 | +12.5% |
| Credit institutions | 430/8 | €800,000 | €900,000 | +€100,000 | +12.5% |
| Trade debts | 44 | €361,887 | €190,776 | -€171,111 | -47.3% |
| Suppliers | 440/4 | €361,887 | €190,776 | -€171,111 | -47.3% |
| Taxes, remuneration and social security | 45 | €0 | €15,027 | +€15,027 | |
| Taxes | 450/3 | €0 | €14,027 | +€14,027 | |
| Remuneration and social security | 454/9 | - | €1,000 | +€1,000 | |
| Other amounts payable | 47/48 | €135,144 | €55,367 | -€79,777 | -59.0% |
| Accrued charges and deferred income | 492/3 | €15,331 | €12,780 | -€2,551 | -16.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €75,611 | €88,684 | +€13,073 | +17.3% |
| Other operating charges | 640/8 | €9,899 | €17,370 | +€7,471 | +75.5% |
| Gross operating margin | 9900 | €361,988 | €244,389 | -€117,599 | -32.5% |
| Operating profit (loss) | 9901 | €276,478 | €138,335 | -€138,143 | -50.0% |
| Financial income | 75/76B | €318 | €227 | -€91 | -28.7% |
| Recurring financial income | 75 | €318 | €227 | -€91 | -28.7% |
| Financial charges | 65/66B | €76,407 | €65,327 | -€11,080 | -14.5% |
| Recurring financial charges | 65 | €76,407 | €65,327 | -€11,080 | -14.5% |
| Profit (loss) for the period before taxes | 9903 | €200,389 | €73,235 | -€127,154 | -63.5% |
| Income taxes | 67/77 | €48,754 | €26,648 | -€22,105 | -45.3% |
| Profit (loss) for the period | 9904 | €151,636 | €46,587 | -€105,049 | -69.3% |
| Profit (loss) for the period to be appropriated | 9905 | €151,636 | €46,587 | -€105,049 | -69.3% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.