AUTO KARREVELD: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AUTO KARREVELD
Largest movements
- Cash +€124,734
up €124,734 (+231%), from €53,948 to €178,682
mainly Receivables within one year (+€61,894) and Tax, wage and social debts (+€48,917)
- Receivables within one year -€61,894
down €61,894 (-62.9%), from €98,414 to €36,520
of which Other amounts receivable: -€43,658
- Tangible fixed assets -€27,553
down €27,553 (-7.0%), from €395,286 to €367,732
of which Land and buildings: -€31,671
- Stocks and contracts +€9,467
up €9,467 (+2.9%), from €324,203 to €333,670
- Tax, wage and social debts +€48,917
up €48,917 (+82.5%), from €59,284 to €108,201
of which Taxes: +€28,051
- Debts after one year -€39,844
down €39,844 (-24.8%), from €160,340 to €120,496
- Trade debts +€38,747
up €38,747 (+11.9%), from €326,475 to €365,223
- Staff costs +€23,313
up €23,313 (+45.5%), from €51,182 to €74,495
- Gross operating margin -€10,962
down €10,962 (-8.4%), from €130,112 to €119,150
- Taxes +€4,000
new in 2025: €4,000
- Depreciation -€3,394
down €3,394 (-9.5%), from €35,780 to €32,387
- Financial charges +€1,947
up €1,947 (+105%), from €1,849 to €3,796
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €872,495 | €917,163 | +€44,668 | +5.1% |
| Fixed assets | 21/28 | €395,845 | €368,292 | -€27,553 | -7.0% |
| Tangible fixed assets | 22/27 | €395,286 | €367,732 | -€27,553 | -7.0% |
| Land and buildings | 22 | €393,586 | €361,915 | -€31,671 | -8.0% |
| Plant, machinery and equipment | 23 | - | €1,730 | +€1,730 | |
| Furniture and vehicles | 24 | €1,700 | €4,088 | +€2,388 | +140% |
| Financial fixed assets | 28 | €559 | €559 | = | 0.0% |
| Current assets | 29/58 | €476,650 | €548,871 | +€72,221 | +15.2% |
| Stocks and contracts in progress | 3 | €324,203 | €333,670 | +€9,467 | +2.9% |
| Stocks | 30/36 | €324,203 | €333,670 | +€9,467 | +2.9% |
| Amounts receivable within one year | 40/41 | €98,414 | €36,520 | -€61,894 | -62.9% |
| Trade receivables | 40 | €46,752 | €28,516 | -€18,236 | -39.0% |
| Other amounts receivable | 41 | €51,662 | €8,004 | -€43,658 | -84.5% |
| Cash at bank and in hand | 54/58 | €53,948 | €178,682 | +€124,734 | +231% |
| Deferred charges and accrued income | 490/1 | €85 | - | -€85 | |
| Total equity and liabilities | 10/49 | €872,495 | €917,163 | +€44,668 | +5.1% |
| Equity | 10/15 | €213,345 | €211,816 | -€1,528 | -0.7% |
| Contributions | 10/11 | €40,000 | €40,000 | = | 0.0% |
| Reserves | 13 | €4,000 | €4,000 | = | 0.0% |
| Non-distributable reserves | 130/1 | €4,000 | €4,000 | = | 0.0% |
| Reserves not available under the articles | 1311 | €4,000 | €4,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €169,345 | €167,816 | -€1,528 | -0.9% |
| Amounts payable | 17/49 | €659,150 | €705,347 | +€46,196 | +7.0% |
| Amounts payable after more than one year | 17 | €160,340 | €120,496 | -€39,844 | -24.8% |
| Financial debts | 170/4 | €160,340 | €120,496 | -€39,844 | -24.8% |
| Amounts payable within one year | 42/48 | €498,811 | €584,851 | +€86,041 | +17.2% |
| Current portion of amounts payable after more than one year | 42 | €43,729 | €41,255 | -€2,474 | -5.7% |
| Trade debts | 44 | €326,475 | €365,223 | +€38,747 | +11.9% |
| Suppliers | 440/4 | €326,475 | €365,223 | +€38,747 | +11.9% |
| Taxes, remuneration and social security | 45 | €59,284 | €108,201 | +€48,917 | +82.5% |
| Taxes | 450/3 | €27,618 | €55,670 | +€28,051 | +102% |
| Remuneration and social security | 454/9 | €31,665 | €52,531 | +€20,866 | +65.9% |
| Other amounts payable | 47/48 | €69,323 | €70,173 | +€850 | +1.2% |
| Remuneration, social security and pensions | 62 | €51,182 | €74,495 | +€23,313 | +45.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €35,780 | €32,387 | -€3,394 | -9.5% |
| Other operating charges | 640/8 | €4,626 | €6,001 | +€1,375 | +29.7% |
| Gross operating margin | 9900 | €130,112 | €119,150 | -€10,962 | -8.4% |
| Operating profit (loss) | 9901 | €38,524 | €6,268 | -€32,256 | -83.7% |
| Financial income | 75/76B | €1,287 | - | -€1,287 | |
| Recurring financial income | 75 | €1,287 | - | -€1,287 | |
| Financial charges | 65/66B | €1,849 | €3,796 | +€1,947 | +105% |
| Recurring financial charges | 65 | €1,849 | €3,796 | +€1,947 | +105% |
| Profit (loss) for the period before taxes | 9903 | €37,962 | €2,472 | -€35,490 | -93.5% |
| Income taxes | 67/77 | - | €4,000 | +€4,000 | |
| Profit (loss) for the period | 9904 | €37,962 | -€1,528 | -€39,490 | |
| Profit (loss) for the period to be appropriated | 9905 | €37,962 | -€1,528 | -€39,490 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.