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AUTO - ANALYSE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

AUTO - ANALYSE

BE 0456.360.254
NACE 66.210, Risk and damage evaluation
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€120,940
2024 · €92,608+€28,333
Equity
€859,547
2024 · €766,007+€93,540
Cash
€98,432
2024 · €32,652+€65,780
Balance sheet total
€1.3m
2024 · €1.2m+€50,413

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€111,378

    down €111,378 (-60.9%), from €182,939 to €71,561

    of which Other amounts receivable: -€110,531

  • Current investments +€111,096

    up €111,096 (+158.7%), from €70,000 to €181,096

  • Cash +€65,780

    up €65,780 (+201.5%), from €32,652 to €98,432

    mainly Net result for the year (+€120,940) and Receivables within one year (+€111,378)

  • Tangible fixed assets -€15,085

    down €15,085 (-1.9%), from €775,834 to €760,748

    of which Furniture and vehicles: -€26,819

Equity and liabilities
  • Reserves +€93,540

    up €93,540 (+20.7%), from €451,673 to €545,213

    of which Distributable reserves: +€93,540

  • Debts after one year -€56,891

    down €56,891 (-14.6%), from €390,113 to €333,222

Income statement
  • Financial income +€31,555

    up €31,555 (+51.3%), from €61,480 to €93,035

    of which Financial income: +€31,555

  • Depreciation +€2,617

    up €2,617 (+3.6%), from €71,941 to €74,558

  • Taxes +€1,624

    up €1,624 (+6.4%), from €25,315 to €26,939

  • Financial charges -€1,541

    down €1,541 (-13.3%), from €11,609 to €10,068

    of which Financial charges: -€1,522

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €92,608
Gross operating margin -€497
Depreciation -€2,617
Other operating charges -€26
Financial income +€31,555
Financial charges +€1,541
Taxes -€1,624
Result 2025 €120,940

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€319,119
Investment -€170,569
Financing -€82,770
Cash 2024 €32,652
Net result for the year +€120,940
Depreciation +€74,558
Receivables within one year +€111,378
Trade debts +€506
Tax, wage and social debts +€2,411
Other debts +€9,325
Investment in fixed assets (net) -€59,473
Current investments -€111,096
Debts after one year -€56,891
Current portion of long-term debt +€1,522
Contributions, distributions and other -€27,400
Cash 2025 €98,432
Every line side by side 48 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,244,386 €1,294,799 +€50,413 +4.1%
Fixed assets 21/28 €956,796 €941,710 -€15,085 -1.6%
Tangible fixed assets 22/27 €775,834 €760,748 -€15,085 -1.9%
Land and buildings 22 €709,450 €719,901 +€10,451 +1.5%
Plant, machinery and equipment 23 €1,621 €2,904 +€1,283 +79.1%
Furniture and vehicles 24 €64,762 €37,943 -€26,819 -41.4%
Financial fixed assets 28 €180,962 €180,962 = 0.0%
Current assets 29/58 €287,591 €353,089 +€65,498 +22.8%
Stocks and contracts in progress 3 €2,000 €2,000 = 0.0%
Stocks 30/36 €2,000 €2,000 = 0.0%
Amounts receivable within one year 40/41 €182,939 €71,561 -€111,378 -60.9%
Trade receivables 40 €11,331 €10,484 -€847 -7.5%
Other amounts receivable 41 €171,608 €61,078 -€110,531 -64.4%
Current investments 50/53 €70,000 €181,096 +€111,096 +158.7%
Cash at bank and in hand 54/58 €32,652 €98,432 +€65,780 +201.5%
Total equity and liabilities 10/49 €1,244,386 €1,294,799 +€50,413 +4.1%
Equity 10/15 €766,007 €859,547 +€93,540 +12.2%
Contributions 10/11 €6,197 €6,197 = 0.0%
Reserves 13 €451,673 €545,213 +€93,540 +20.7%
Non-distributable reserves 130/1 €620 €620 = 0.0%
Reserves not available under the articles 1311 €620 €620 = 0.0%
Distributable reserves 133 €451,053 €544,594 +€93,540 +20.7%
Profit (loss) carried forward 14 €308,136 €308,136 = 0.0%
Amounts payable 17/49 €478,379 €435,252 -€43,127 -9.0%
Amounts payable after more than one year 17 €390,113 €333,222 -€56,891 -14.6%
Financial debts 170/4 €390,113 €333,222 -€56,891 -14.6%
Amounts payable within one year 42/48 €87,267 €101,031 +€13,764 +15.8%
Current portion of amounts payable after more than one year 42 €55,370 €56,891 +€1,522 +2.7%
Trade debts 44 €3,934 €4,439 +€506 +12.9%
Suppliers 440/4 €3,934 €4,439 +€506 +12.9%
Taxes, remuneration and social security 45 €18,554 €20,965 +€2,411 +13.0%
Taxes 450/3 €18,554 €20,965 +€2,411 +13.0%
Other amounts payable 47/48 €9,410 €18,735 +€9,325 +99.1%
Accrued charges and deferred income 492/3 €1,000 €1,000 = 0.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €71,941 €74,558 +€2,617 +3.6%
Other operating charges 640/8 €960 €986 +€26 +2.7%
Gross operating margin 9900 €140,953 €140,456 -€497 -0.4%
Operating profit (loss) 9901 €68,052 €64,912 -€3,140 -4.6%
Financial income 75/76B €61,480 €93,035 +€31,555 +51.3%
Recurring financial income 75 €61,480 €93,035 +€31,555 +51.3%
Non-recurring financial income 76B €0 - -€0
Financial charges 65/66B €11,609 €10,068 -€1,541 -13.3%
Recurring financial charges 65 €11,590 €10,068 -€1,522 -13.1%
Non-recurring financial charges 66B €19 - -€19
Profit (loss) for the period before taxes 9903 €117,923 €147,879 +€29,956 +25.4%
Income taxes 67/77 €25,315 €26,939 +€1,624 +6.4%
Profit (loss) for the period 9904 €92,608 €120,940 +€28,333 +30.6%
Profit (loss) for the period to be appropriated 9905 €92,608 €120,940 +€28,333 +30.6%

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.