ATM SERVICES: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ATM SERVICES
Largest movements
- Receivables within one year -€11,543
down €11,543 (-18.0%), from €64,266 to €52,723
of which Trade receivables: -€12,441
- Tangible fixed assets +€7,299
up €7,299 (+50.0%), from €14,605 to €21,904
- Trade debts -€16,826
down €16,826 (-97.3%), from €17,294 to €468
- Profit (loss) carried forward +€9,885
up €9,885 (+38.2%), from €25,888 to €35,772
- Tax, wage and social debts +€3,490
up €3,490 (+17.0%), from €20,557 to €24,047
of which Remuneration and social security: +€8,398
- Gross operating margin -€64,124
down €64,124 (-38.7%), from €165,730 to €101,606
- Taxes -€20,446
down €20,446, from €15,000 to -€5,446
- Staff costs +€10,413
up €10,413 (+35.7%), from €29,135 to €39,549
- Other operating charges -€8,110
down €8,110 (-63.6%), from €12,752 to €4,642
- Financial charges -€7,792
down €7,792 (-15.6%), from €49,880 to €42,088
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €81,239 | €77,788 | -€3,451 | -4.2% |
| Fixed assets | 21/28 | €15,305 | €22,604 | +€7,299 | +47.7% |
| Tangible fixed assets | 22/27 | €14,605 | €21,904 | +€7,299 | +50.0% |
| Furniture and vehicles | 24 | €14,605 | €21,904 | +€7,299 | +50.0% |
| Financial fixed assets | 28 | €700 | €700 | = | 0.0% |
| Current assets | 29/58 | €65,934 | €55,184 | -€10,750 | -16.3% |
| Amounts receivable within one year | 40/41 | €64,266 | €52,723 | -€11,543 | -18.0% |
| Trade receivables | 40 | €12,441 | - | -€12,441 | |
| Other amounts receivable | 41 | €51,826 | €52,723 | +€898 | +1.7% |
| Cash at bank and in hand | 54/58 | €1,668 | €2,460 | +€793 | +47.5% |
| Total equity and liabilities | 10/49 | €81,239 | €77,788 | -€3,451 | -4.2% |
| Equity | 10/15 | €43,388 | €53,272 | +€9,885 | +22.8% |
| Contributions | 10/11 | €17,500 | €17,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €25,888 | €35,772 | +€9,885 | +38.2% |
| Amounts payable | 17/49 | €37,851 | €24,516 | -€13,336 | -35.2% |
| Amounts payable within one year | 42/48 | €37,851 | €24,516 | -€13,336 | -35.2% |
| Trade debts | 44 | €17,294 | €468 | -€16,826 | -97.3% |
| Suppliers | 440/4 | €17,294 | €468 | -€16,826 | -97.3% |
| Taxes, remuneration and social security | 45 | €20,557 | €24,047 | +€3,490 | +17.0% |
| Taxes | 450/3 | €18,793 | €13,886 | -€4,907 | -26.1% |
| Remuneration and social security | 454/9 | €1,764 | €10,161 | +€8,398 | +476.1% |
| Remuneration, social security and pensions | 62 | €29,135 | €39,549 | +€10,413 | +35.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,424 | €9,681 | +€2,258 | +30.4% |
| Other operating charges | 640/8 | €12,752 | €4,642 | -€8,110 | -63.6% |
| Non-recurring operating charges | 66A | €2,420 | €4,515 | +€2,095 | +86.6% |
| Gross operating margin | 9900 | €165,730 | €101,606 | -€64,124 | -38.7% |
| Operating profit (loss) | 9901 | €113,999 | €43,219 | -€70,780 | -62.1% |
| Financial income | 75/76B | €3,040 | €3,309 | +€269 | +8.9% |
| Recurring financial income | 75 | €3,040 | €3,309 | +€269 | +8.9% |
| Financial charges | 65/66B | €49,880 | €42,088 | -€7,792 | -15.6% |
| Recurring financial charges | 65 | €49,880 | €42,088 | -€7,792 | -15.6% |
| Profit (loss) for the period before taxes | 9903 | €67,158 | €4,439 | -€62,719 | -93.4% |
| Income taxes | 67/77 | €15,000 | -€5,446 | -€20,446 | |
| Profit (loss) for the period | 9904 | €52,158 | €9,885 | -€42,273 | -81.0% |
| Profit (loss) for the period to be appropriated | 9905 | €52,158 | €9,885 | -€42,273 | -81.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.