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Atelier & Constructions: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Atelier & Constructions

BE 0748.629.865
NACE 41.001, General construction of residential buildings
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€30,886
2024 · -€16,414-€14,472
Equity
€22,766
2024 · €53,652-€30,886
Cash
€160,063
2024 · €123,745+€36,319
Balance sheet total
€311,186
2024 · €783,638-€472,452

Largest movements

2024 to 2025
Assets
  • Stocks and contracts -€551,080

    down €551,080 (-93.0%), from €592,432 to €41,352

  • Receivables within one year +€54,001

    up €54,001 (+930.2%), from €5,805 to €59,806

    of which Trade receivables: +€43,952

  • Cash +€36,319

    up €36,319 (+29.3%), from €123,745 to €160,063

    mainly Stocks and contracts (+€551,080) and Depreciation (+€16,816)

  • Tangible fixed assets -€8,883

    down €8,883 (-19.3%), from €46,041 to €37,158

    of which Plant, machinery and equipment: -€8,886

Equity and liabilities
  • Debts after one year -€268,812

    down €268,812 (-53.6%), from €501,734 to €232,922

    of which Financial debts: -€230,938

  • Tax, wage and social debts -€112,366

    down €112,366 (-96.7%), from €116,249 to €3,884

    of which Taxes: -€115,924

  • Other debts -€50,033

    down €50,033 (-53.4%), from €93,750 to €43,717

  • Profit (loss) carried forward -€30,886

    down €30,886 (-220.6%), from -€13,998 to -€44,884

  • Trade debts -€8,031

    down €8,031 (-75.3%), from €10,663 to €2,632

Income statement
  • Financial charges -€43,156

    down €43,156 (-81.0%), from €53,260 to €10,104

  • Staff costs +€36,188

    new in 2025: €36,188

  • Gross operating margin -€26,694

    down €26,694 (-45.3%), from €58,893 to €32,199

  • Depreciation -€4,815

    down €4,815 (-22.3%), from €21,631 to €16,816

  • Financial income +€1,875

    up €1,875 (+595.0%), from €315 to €2,190

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€16,414
Gross operating margin -€26,694
Staff costs -€36,188
Depreciation +€4,815
Other operating charges -€786
Financial income +€1,875
Financial charges +€43,156
Taxes -€649
Result 2025 -€30,886

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€312,378
Investment -€7,933
Financing -€268,127
Cash 2024 €123,745
Net result for the year -€30,886
Depreciation +€16,816
Stocks and contracts +€551,080
Receivables within one year -€54,001
Deferred charges and accrued income +€2,809
Trade debts -€8,031
Tax, wage and social debts -€112,366
Advances received -€2,500
Other debts -€50,033
Accrued charges and deferred income -€509
Investment in fixed assets (net) -€7,933
Debts after one year -€268,812
Current portion of long-term debt +€192
Short-term financial debts +€493
Cash 2025 €160,063
Every line side by side 54 lines
Line Code 2024 2025 Change %
Total assets 20/58 €783,638 €311,186 -€472,452 -60.3%
Fixed assets 21/28 €47,787 €38,904 -€8,883 -18.6%
Tangible fixed assets 22/27 €46,041 €37,158 -€8,883 -19.3%
Plant, machinery and equipment 23 €37,180 €28,294 -€8,886 -23.9%
Furniture and vehicles 24 €5,746 €6,143 +€397 +6.9%
Other tangible fixed assets 26 €3,114 €2,721 -€393 -12.6%
Financial fixed assets 28 €1,746 €1,746 = 0.0%
Current assets 29/58 €735,851 €272,282 -€463,569 -63.0%
Stocks and contracts in progress 3 €592,432 €41,352 -€551,080 -93.0%
Stocks 30/36 €592,432 €41,352 -€551,080 -93.0%
Amounts receivable within one year 40/41 €5,805 €59,806 +€54,001 +930.2%
Trade receivables 40 €5,805 €49,757 +€43,952 +757.1%
Other amounts receivable 41 - €10,049 +€10,049
Cash at bank and in hand 54/58 €123,745 €160,063 +€36,319 +29.3%
Deferred charges and accrued income 490/1 €13,870 €11,061 -€2,809 -20.3%
Total equity and liabilities 10/49 €783,638 €311,186 -€472,452 -60.3%
Equity 10/15 €53,652 €22,766 -€30,886 -57.6%
Contributions 10/11 €61,500 €61,500 = 0.0%
Capital 10 €61,500 €61,500 = 0.0%
Issued capital 100 €61,500 €61,500 = 0.0%
Reserves 13 €6,150 €6,150 = 0.0%
Non-distributable reserves 130/1 €6,150 €6,150 = 0.0%
Legal reserve 130 €6,150 €6,150 = 0.0%
Profit (loss) carried forward 14 -€13,998 -€44,884 -€30,886 -220.6%
Amounts payable 17/49 €729,986 €288,420 -€441,566 -60.5%
Amounts payable after more than one year 17 €501,734 €232,922 -€268,812 -53.6%
Financial debts 170/4 €247,892 €16,953 -€230,938 -93.2%
Other amounts payable 178/9 €253,843 €215,969 -€37,874 -14.9%
Amounts payable within one year 42/48 €227,104 €54,860 -€172,244 -75.8%
Current portion of amounts payable after more than one year 42 €3,941 €4,133 +€192 +4.9%
Financial debts 43 - €493 +€493
Credit institutions 430/8 - €493 +€493
Trade debts 44 €10,663 €2,632 -€8,031 -75.3%
Suppliers 440/4 €10,663 €2,632 -€8,031 -75.3%
Advances received on contracts in progress 46 €2,500 - -€2,500
Taxes, remuneration and social security 45 €116,249 €3,884 -€112,366 -96.7%
Taxes 450/3 €116,249 €325 -€115,924 -99.7%
Remuneration and social security 454/9 - €3,559 +€3,559
Other amounts payable 47/48 €93,750 €43,717 -€50,033 -53.4%
Accrued charges and deferred income 492/3 €1,148 €638 -€509 -44.4%
Non-recurring operating income 76A - €413 +€413
Remuneration, social security and pensions 62 - €36,188 +€36,188
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €21,631 €16,816 -€4,815 -22.3%
Other operating charges 640/8 €731 €1,518 +€786 +107.6%
Gross operating margin 9900 €58,893 €32,199 -€26,694 -45.3%
Operating profit (loss) 9901 €36,531 -€22,323 -€58,854
Financial income 75/76B €315 €2,190 +€1,875 +595.0%
Recurring financial income 75 €315 €2,190 +€1,875 +595.0%
Financial charges 65/66B €53,260 €10,104 -€43,156 -81.0%
Recurring financial charges 65 €53,260 €10,104 -€43,156 -81.0%
Profit (loss) for the period before taxes 9903 -€16,414 -€30,237 -€13,823 -84.2%
Income taxes 67/77 - €649 +€649
Profit (loss) for the period 9904 -€16,414 -€30,886 -€14,472 -88.2%
Profit (loss) for the period to be appropriated 9905 -€16,414 -€30,886 -€14,472 -88.2%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.