Assurlot: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Assurlot
Largest movements
- Cash +€69,151
up €69,151 (+95.7%), from €72,284 to €141,435
mainly Other debts (+€195,712) and Net result for the year (+€121,322)
- Receivables within one year +€5,540
new in 2025: €5,540
- Other debts +€195,712
up €195,712 (+2,023%), from €9,674 to €205,385
- Reserves -€104,138
down €104,138 (-53.5%), from €194,818 to €90,680
- Tax, wage and social debts -€18,268
down €18,268 (-76.1%), from €24,014 to €5,745
of which Taxes: -€17,788
- Gross operating margin +€21,653
up €21,653 (+15.9%), from €136,181 to €157,834
- Taxes +€4,420
up €4,420 (+14.7%), from €29,970 to €34,390
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €229,560 | €302,811 | +€73,251 | +31.9% |
| Fixed assets | 21/28 | €12,276 | €10,835 | -€1,440 | -11.7% |
| Tangible fixed assets | 22/27 | €4,276 | €2,835 | -€1,440 | -33.7% |
| Furniture and vehicles | 24 | €4,276 | €2,835 | -€1,440 | -33.7% |
| Financial fixed assets | 28 | €8,000 | €8,000 | = | 0.0% |
| Current assets | 29/58 | €217,284 | €291,975 | +€74,691 | +34.4% |
| Amounts receivable within one year | 40/41 | - | €5,540 | +€5,540 | |
| Other amounts receivable | 41 | - | €5,540 | +€5,540 | |
| Current investments | 50/53 | €145,000 | €145,000 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €72,284 | €141,435 | +€69,151 | +95.7% |
| Total equity and liabilities | 10/49 | €229,560 | €302,811 | +€73,251 | +31.9% |
| Equity | 10/15 | €195,818 | €91,680 | -€104,138 | -53.2% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Reserves | 13 | €194,818 | €90,680 | -€104,138 | -53.5% |
| Distributable reserves | 133 | €194,818 | €90,680 | -€104,138 | -53.5% |
| Amounts payable | 17/49 | €33,742 | €211,131 | +€177,388 | +526% |
| Amounts payable within one year | 42/48 | €33,742 | €211,131 | +€177,388 | +526% |
| Trade debts | 44 | €55 | - | -€55 | |
| Suppliers | 440/4 | €55 | - | -€55 | |
| Taxes, remuneration and social security | 45 | €24,014 | €5,745 | -€18,268 | -76.1% |
| Taxes | 450/3 | €20,701 | €2,913 | -€17,788 | -85.9% |
| Remuneration and social security | 454/9 | €3,312 | €2,832 | -€480 | -14.5% |
| Other amounts payable | 47/48 | €9,674 | €205,385 | +€195,712 | +2,023% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,287 | €1,440 | +€154 | +11.9% |
| Other operating charges | 640/8 | €513 | €528 | +€14 | +2.8% |
| Non-recurring operating charges | 66A | €119 | - | -€119 | |
| Gross operating margin | 9900 | €136,181 | €157,834 | +€21,653 | +15.9% |
| Operating profit (loss) | 9901 | €134,261 | €155,866 | +€21,605 | +16.1% |
| Financial charges | 65/66B | €153 | €153 | = | 0.0% |
| Recurring financial charges | 65 | €153 | €153 | = | 0.0% |
| Profit (loss) for the period before taxes | 9903 | €134,108 | €155,713 | +€21,605 | +16.1% |
| Income taxes | 67/77 | €29,970 | €34,390 | +€4,420 | +14.7% |
| Profit (loss) for the period | 9904 | €104,138 | €121,322 | +€17,185 | +16.5% |
| Profit (loss) for the period to be appropriated | 9905 | €104,138 | €121,322 | +€17,185 | +16.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.