Assurimmo Vaz: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Assurimmo Vaz
Largest movements
- Tangible fixed assets -€12,092
down €12,092 (-30.3%), from €39,918 to €27,825
- Cash +€5,799
up €5,799 (+50.7%), from €11,449 to €17,248
mainly Net result for the year (+€55,885) and Depreciation (+€12,092)
- Other debts -€65,873
down €65,873 (-38.8%), from €169,638 to €103,764
- Profit (loss) carried forward +€55,885
up €55,885 (+15.4%), from €363,399 to €419,284
- Gross operating margin -€210,360
down €210,360 (-64.5%), from €325,952 to €115,591
- Taxes +€31,168
up €31,168 (+204%), from €15,313 to €46,480
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €538,849 | €526,856 | -€11,993 | -2.2% |
| Fixed assets | 21/28 | €495,300 | €483,208 | -€12,092 | -2.4% |
| Tangible fixed assets | 22/27 | €39,918 | €27,825 | -€12,092 | -30.3% |
| Furniture and vehicles | 24 | €39,918 | €27,825 | -€12,092 | -30.3% |
| Financial fixed assets | 28 | €455,383 | €455,383 | = | 0.0% |
| Current assets | 29/58 | €43,549 | €43,648 | +€99 | +0.2% |
| Amounts receivable within one year | 40/41 | €20,000 | €20,000 | = | 0.0% |
| Other amounts receivable | 41 | €20,000 | €20,000 | = | 0.0% |
| Current investments | 50/53 | €10,000 | €5,000 | -€5,000 | -50.0% |
| Cash at bank and in hand | 54/58 | €11,449 | €17,248 | +€5,799 | +50.7% |
| Deferred charges and accrued income | 490/1 | €2,100 | €1,400 | -€700 | -33.3% |
| Total equity and liabilities | 10/49 | €538,849 | €526,856 | -€11,993 | -2.2% |
| Equity | 10/15 | €365,399 | €421,284 | +€55,885 | +15.3% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €363,399 | €419,284 | +€55,885 | +15.4% |
| Amounts payable | 17/49 | €173,450 | €105,572 | -€67,878 | -39.1% |
| Amounts payable within one year | 42/48 | €173,450 | €105,572 | -€67,878 | -39.1% |
| Taxes, remuneration and social security | 45 | €3,813 | €1,808 | -€2,005 | -52.6% |
| Taxes | 450/3 | €3,813 | €1,808 | -€2,005 | -52.6% |
| Other amounts payable | 47/48 | €169,638 | €103,764 | -€65,873 | -38.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €12,116 | €12,092 | -€24 | -0.2% |
| Other operating charges | 640/8 | €965 | €1,186 | +€220 | +22.8% |
| Gross operating margin | 9900 | €325,952 | €115,591 | -€210,360 | -64.5% |
| Operating profit (loss) | 9901 | €312,870 | €102,313 | -€210,556 | -67.3% |
| Financial income | 75/76B | €724 | €251 | -€473 | -65.3% |
| Recurring financial income | 75 | €724 | €251 | -€473 | -65.3% |
| Financial charges | 65/66B | €208 | €199 | -€9 | -4.4% |
| Recurring financial charges | 65 | €208 | €199 | -€9 | -4.4% |
| Profit (loss) for the period before taxes | 9903 | €313,386 | €102,365 | -€211,021 | -67.3% |
| Income taxes | 67/77 | €15,313 | €46,480 | +€31,168 | +204% |
| Profit (loss) for the period | 9904 | €298,073 | €55,885 | -€242,188 | -81.3% |
| Profit (loss) for the period to be appropriated | 9905 | €298,073 | €55,885 | -€242,188 | -81.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.