ASSURGILIMMO: what changed
ASSURGILIMMO
Largest movements
- Tangible fixed assets -€8,306
down €8,306 (-15.5%), from €53,734 to €45,428
of which Furniture and vehicles: -€7,899
- Receivables within one year -€6,924
down €6,924 (-32.5%), from €21,285 to €14,360
of which Trade receivables: -€14,713
- Receivables after one year -€4,162
no longer reported in 2025 (was €4,162)
- Cash -€1,052
down €1,052 (-18.1%), from €5,812 to €4,760
mainly Accrued charges and deferred income (-€13,000) and Trade debts (-€4,795)
- Accrued charges and deferred income -€13,000
no longer reported in 2025 (was €13,000)
- Trade debts -€4,795
down €4,795 (-18.8%), from €25,549 to €20,754
- Profit (loss) carried forward -€4,092
down €4,092 (-14.9%), from -€27,528 to -€31,620
- Other debts +€2,504
up €2,504 (+4.8%), from €52,234 to €54,738
- Depreciation +€4,942
up €4,942 (+147%), from €3,365 to €8,306
- Gross operating margin +€3,496
up €3,496 (+71.6%), from €4,880 to €8,376
- Other operating charges +€3,371
up €3,371 (+437%), from €771 to €4,142
- Taxes -€601
down €601 (-89.3%), from €672 to €72
- Financial charges -€294
down €294 (-64.8%), from €454 to €160
of which Financial charges: -€194
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €85,542 | €65,872 | -€19,670 | -23.0% |
| Fixed assets | 21/28 | €53,734 | €45,428 | -€8,306 | -15.5% |
| Tangible fixed assets | 22/27 | €53,734 | €45,428 | -€8,306 | -15.5% |
| Furniture and vehicles | 24 | €52,778 | €44,879 | -€7,899 | -15.0% |
| Other tangible fixed assets | 26 | €956 | €549 | -€407 | -42.6% |
| Current assets | 29/58 | €31,808 | €20,445 | -€11,363 | -35.7% |
| Amounts receivable after more than one year | 29 | €4,162 | - | -€4,162 | |
| Other amounts receivable | 291 | €4,162 | - | -€4,162 | |
| Amounts receivable within one year | 40/41 | €21,285 | €14,360 | -€6,924 | -32.5% |
| Trade receivables | 40 | €14,713 | - | -€14,713 | |
| Other amounts receivable | 41 | €6,572 | €14,360 | +€7,788 | +119% |
| Cash at bank and in hand | 54/58 | €5,812 | €4,760 | -€1,052 | -18.1% |
| Deferred charges and accrued income | 490/1 | €549 | €1,324 | +€774 | +141% |
| Total equity and liabilities | 10/49 | €85,542 | €65,872 | -€19,670 | -23.0% |
| Equity | 10/15 | -€5,528 | -€9,620 | -€4,092 | -74.0% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Reserves | 13 | €2,000 | €2,000 | = | 0.0% |
| Non-distributable reserves | 130/1 | €2,000 | €2,000 | = | 0.0% |
| Reserves not available under the articles | 1311 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€27,528 | -€31,620 | -€4,092 | -14.9% |
| Amounts payable | 17/49 | €91,069 | €75,492 | -€15,577 | -17.1% |
| Amounts payable within one year | 42/48 | €78,069 | €75,492 | -€2,577 | -3.3% |
| Trade debts | 44 | €25,549 | €20,754 | -€4,795 | -18.8% |
| Suppliers | 440/4 | €25,549 | €20,754 | -€4,795 | -18.8% |
| Taxes, remuneration and social security | 45 | €287 | - | -€287 | |
| Taxes | 450/3 | €287 | - | -€287 | |
| Other amounts payable | 47/48 | €52,234 | €54,738 | +€2,504 | +4.8% |
| Accrued charges and deferred income | 492/3 | €13,000 | - | -€13,000 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,365 | €8,306 | +€4,942 | +147% |
| Other operating charges | 640/8 | €771 | €4,142 | +€3,371 | +437% |
| Non-recurring operating charges | 66A | - | €120 | +€120 | |
| Gross operating margin | 9900 | €4,880 | €8,376 | +€3,496 | +71.6% |
| Operating profit (loss) | 9901 | €744 | -€4,193 | -€4,937 | |
| Financial income | 75/76B | €535 | €333 | -€202 | -37.8% |
| Recurring financial income | 75 | €535 | €333 | -€202 | -37.8% |
| Financial charges | 65/66B | €454 | €160 | -€294 | -64.8% |
| Recurring financial charges | 65 | €354 | €160 | -€194 | -54.8% |
| Non-recurring financial charges | 66B | €100 | - | -€100 | |
| Profit (loss) for the period before taxes | 9903 | €824 | -€4,021 | -€4,845 | |
| Income taxes | 67/77 | €672 | €72 | -€601 | -89.3% |
| Profit (loss) for the period | 9904 | €152 | -€4,092 | -€4,244 | |
| Profit (loss) for the period to be appropriated | 9905 | €152 | -€4,092 | -€4,244 |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 6 November 2026 via checked.be.