ASSURFINANCE: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ASSURFINANCE
Largest movements
- Receivables within one year +€48,969
up €48,969 (+17.0%), from €288,867 to €337,835
of which Other amounts receivable: +€48,969
- Reserves +€35,111
up €35,111 (+50.2%), from €69,890 to €105,001
of which Distributable reserves: +€35,111
- Tax, wage and social debts +€18,386
up €18,386 (+295.7%), from €6,217 to €24,603
of which Taxes: +€18,386
- Trade debts -€5,495
down €5,495 (-87.7%), from €6,266 to €771
- Turnover -€79,388
no longer reported in 2025 (was €79,388)
- Purchases and services -€60,728
no longer reported in 2025 (was €60,728)
- Gross operating margin +€33,527
up €33,527 (+162.2%), from €20,671 to €54,198
- Taxes +€11,659
up €11,659 (+179.5%), from €6,497 to €18,156
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €289,991 | €338,672 | +€48,681 | +16.8% |
| Fixed assets | 21/28 | €0 | - | = | |
| Tangible fixed assets | 22/27 | €0 | - | = | |
| Plant, machinery and equipment | 23 | €0 | - | = | |
| Current assets | 29/58 | €289,991 | €338,672 | +€48,681 | +16.8% |
| Amounts receivable within one year | 40/41 | €288,867 | €337,835 | +€48,969 | +17.0% |
| Trade receivables | 40 | €0 | - | = | |
| Other amounts receivable | 41 | €288,867 | €337,835 | +€48,969 | +17.0% |
| Cash at bank and in hand | 54/58 | €402 | €108 | -€293 | -73.1% |
| Deferred charges and accrued income | 490/1 | €723 | €729 | +€5 | +0.7% |
| Total equity and liabilities | 10/49 | €289,991 | €338,672 | +€48,681 | +16.8% |
| Equity | 10/15 | €277,508 | €312,619 | +€35,111 | +12.7% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €69,890 | €105,001 | +€35,111 | +50.2% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Tax-exempt reserves | 132 | €3,930 | €3,930 | = | 0.0% |
| Distributable reserves | 133 | €64,100 | €99,211 | +€35,111 | +54.8% |
| Profit (loss) carried forward | 14 | €189,018 | €189,018 | = | 0.0% |
| Amounts payable | 17/49 | €12,483 | €26,053 | +€13,570 | +108.7% |
| Amounts payable within one year | 42/48 | €12,483 | €25,374 | +€12,891 | +103.3% |
| Trade debts | 44 | €6,266 | €771 | -€5,495 | -87.7% |
| Suppliers | 440/4 | €6,266 | €771 | -€5,495 | -87.7% |
| Taxes, remuneration and social security | 45 | €6,217 | €24,603 | +€18,386 | +295.7% |
| Taxes | 450/3 | €6,217 | €24,603 | +€18,386 | +295.7% |
| Remuneration and social security | 454/9 | €0 | - | = | |
| Other amounts payable | 47/48 | €0 | - | = | |
| Accrued charges and deferred income | 492/3 | - | €678 | +€678 | |
| Turnover | 70 | €79,388 | - | -€79,388 | |
| Goods, raw materials, services and sundry goods | 60/61 | €60,728 | - | -€60,728 | |
| Other operating charges | 640/8 | €544 | €683 | +€139 | +25.5% |
| Gross operating margin | 9900 | €20,671 | €54,198 | +€33,527 | +162.2% |
| Operating profit (loss) | 9901 | €20,127 | €53,516 | +€33,388 | +165.9% |
| Financial income | 75/76B | - | €0 | +€0 | |
| Recurring financial income | 75 | - | €0 | +€0 | |
| Financial charges | 65/66B | €642 | €248 | -€393 | -61.3% |
| Recurring financial charges | 65 | €642 | €248 | -€393 | -61.3% |
| Profit (loss) for the period before taxes | 9903 | €19,485 | €53,267 | +€33,782 | +173.4% |
| Income taxes | 67/77 | €6,497 | €18,156 | +€11,659 | +179.5% |
| Profit (loss) for the period | 9904 | €12,988 | €35,111 | +€22,123 | +170.3% |
| Profit (loss) for the period to be appropriated | 9905 | €12,988 | €35,111 | +€22,123 | +170.3% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 7 October 2026 via checked.be.