Assurenco: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Assurenco
Largest movements
- Deferred charges and accrued income -€71,316
down €71,316 (-62.5%), from €114,111 to €42,795
- Receivables within one year -€26,301
down €26,301 (-55.6%), from €47,297 to €20,995
- Intangible fixed assets -€22,500
down €22,500 (-31.6%), from €71,204 to €48,704
- Tangible fixed assets -€7,610
down €7,610 (-1.8%), from €425,884 to €418,274
of which Land and buildings: -€5,465
- Profit (loss) carried forward -€119,931
down €119,931 (-90.8%), from €132,106 to €12,175
- Other debts -€32,538
down €32,538 (-61.4%), from €53,000 to €20,462
- Debts after one year +€28,994
up €28,994 (+11.9%), from €244,406 to €273,401
- Current portion of long-term debt +€17,605
up €17,605 (+39.1%), from €45,039 to €62,645
- Tax, wage and social debts -€16,108
down €16,108 (-31.6%), from €50,970 to €34,862
of which Taxes: -€13,215
- Depreciation -€41,074
down €41,074 (-50.6%), from €81,184 to €40,110
- Gross operating margin +€17,633
up €17,633 (+7.7%), from €229,047 to €246,680
- Taxes +€15,882
up €15,882 (+78.9%), from €20,134 to €36,016
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €658,496 | €531,895 | -€126,600 | -19.2% |
| Fixed assets | 21/28 | €497,087 | €466,978 | -€30,110 | -6.1% |
| Intangible fixed assets | 21 | €71,204 | €48,704 | -€22,500 | -31.6% |
| Tangible fixed assets | 22/27 | €425,884 | €418,274 | -€7,610 | -1.8% |
| Land and buildings | 22 | €422,346 | €416,882 | -€5,465 | -1.3% |
| Furniture and vehicles | 24 | €3,537 | €1,392 | -€2,145 | -60.6% |
| Current assets | 29/58 | €161,408 | €64,918 | -€96,490 | -59.8% |
| Amounts receivable within one year | 40/41 | €47,297 | €20,995 | -€26,301 | -55.6% |
| Other amounts receivable | 41 | €47,297 | €20,995 | -€26,301 | -55.6% |
| Cash at bank and in hand | 54/58 | €0 | €1,127 | +€1,127 | |
| Deferred charges and accrued income | 490/1 | €114,111 | €42,795 | -€71,316 | -62.5% |
| Total equity and liabilities | 10/49 | €658,496 | €531,895 | -€126,600 | -19.2% |
| Equity | 10/15 | €232,779 | €112,848 | -€119,931 | -51.5% |
| Contributions | 10/11 | €8,060 | €8,060 | = | 0.0% |
| Reserves | 13 | €92,613 | €92,613 | = | 0.0% |
| Distributable reserves | 133 | €92,613 | €92,613 | = | 0.0% |
| Profit (loss) carried forward | 14 | €132,106 | €12,175 | -€119,931 | -90.8% |
| Amounts payable | 17/49 | €425,717 | €419,048 | -€6,669 | -1.6% |
| Amounts payable after more than one year | 17 | €244,406 | €273,401 | +€28,994 | +11.9% |
| Financial debts | 170/4 | €244,406 | €273,401 | +€28,994 | +11.9% |
| Amounts payable within one year | 42/48 | €181,311 | €145,647 | -€35,663 | -19.7% |
| Current portion of amounts payable after more than one year | 42 | €45,039 | €62,645 | +€17,605 | +39.1% |
| Financial debts | 43 | €22,685 | €16,848 | -€5,837 | -25.7% |
| Credit institutions | 430/8 | €22,685 | €16,848 | -€5,837 | -25.7% |
| Trade debts | 44 | €9,616 | €10,830 | +€1,214 | +12.6% |
| Suppliers | 440/4 | €9,616 | €10,830 | +€1,214 | +12.6% |
| Taxes, remuneration and social security | 45 | €50,970 | €34,862 | -€16,108 | -31.6% |
| Taxes | 450/3 | €39,508 | €26,293 | -€13,215 | -33.4% |
| Remuneration and social security | 454/9 | €11,462 | €8,569 | -€2,892 | -25.2% |
| Other amounts payable | 47/48 | €53,000 | €20,462 | -€32,538 | -61.4% |
| Non-recurring operating income | 76A | €6,857 | €0 | -€6,857 | -100% |
| Remuneration, social security and pensions | 62 | €57,769 | €58,874 | +€1,105 | +1.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €81,184 | €40,110 | -€41,074 | -50.6% |
| Other operating charges | 640/8 | €4,113 | €2,291 | -€1,822 | -44.3% |
| Gross operating margin | 9900 | €229,047 | €246,680 | +€17,633 | +7.7% |
| Operating profit (loss) | 9901 | €85,981 | €145,405 | +€59,424 | +69.1% |
| Financial income | 75/76B | €591 | €610 | +€18 | +3.1% |
| Recurring financial income | 75 | €591 | €610 | +€18 | +3.1% |
| Financial charges | 65/66B | €11,884 | €12,930 | +€1,045 | +8.8% |
| Recurring financial charges | 65 | €11,884 | €12,930 | +€1,045 | +8.8% |
| Profit (loss) for the period before taxes | 9903 | €74,688 | €133,085 | +€58,397 | +78.2% |
| Income taxes | 67/77 | €20,134 | €36,016 | +€15,882 | +78.9% |
| Profit (loss) for the period | 9904 | €54,554 | €97,069 | +€42,515 | +77.9% |
| Profit (loss) for the period to be appropriated | 9905 | €54,554 | €97,069 | +€42,515 | +77.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 22 October 2026 via checked.be.